Company Name:
FREEDOM LIFE INSURANCE COMPANY OF AMERICACompany Address:
9800 Health Care Lane
Minnetonka, MN 55343Mailing Address:
300 Burnett Street, Suite 200
Fort Worth, TX 76102-2734Mailing Phone:
9529361300Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-12-20
| Line |
Authorized Date |
| Accident and Health |
1971-12-20 |
| Life, annuities and endowments |
1971-12-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
202 |
$87,324 |
$87,569 |
$0 |
$18,672 |
$21,304 |
24.33% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
8 |
$61,725 |
$61,678 |
$0 |
$36,157 |
$41,254 |
66.89% |
| Missouri Total |
100.00% |
8,755 |
$41,461,786 |
$41,604,711 |
$0 |
$34,776,236 |
$32,119,131 |
77.20% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
31 |
$25,860 |
$25,821 |
$0 |
$9,076 |
$10,356 |
40.11% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
218 |
$105,103 |
$103,324 |
$0 |
$30,218 |
$34,479 |
33.37% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
144 |
$449,966 |
$450,665 |
$0 |
$283,565 |
$323,541 |
71.79% |
| Missouri Total |
100.00% |
244,668 |
$44,426,994 |
$44,857,845 |
$0 |
$15,379,136 |
$15,622,709 |
34.83% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.05% |
13,390 |
$2,530,001 |
$2,516,227 |
$0 |
$373,947 |
$428,094 |
17.01% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$212,361 |
$212,361 |
$0 |
$3,024,648 |
$3,462,617 |
1,630.53% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.16% |
3,981 |
$1,475,314 |
$1,463,995 |
$0 |
$547,179 |
$626,410 |
42.79% |
| Missouri Total |
100.00% |
145,598 |
$46,618,575 |
$46,606,613 |
$0 |
$24,736,767 |
$22,677,286 |
48.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.51% |
12,330 |
$3,065,120 |
$3,011,700 |
$0 |
$1,464,724 |
$1,676,818 |
55.68% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.94% |
10,316 |
$17,470,411 |
$17,406,677 |
$0 |
$3,788,316 |
$4,336,864 |
24.91% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
6,999 |
$2,388,047 |
$0 |
$67,345 |
$231,278 |
2.82% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
40,620 |
$25,483,185 |
$25,340,017 |
$0 |
$9,576,502 |
$10,961,737 |
43.26% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
603 |
$729,978 |
$729,057 |
$0 |
$377,688 |
$430,934 |
59.11% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
40,017 |
$24,753,207 |
$24,610,960 |
$0 |
$9,198,814 |
$10,530,803 |
42.79% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
6,999 |
$2,388,047 |
$0 |
$67,345 |
$231,278 |
2.82% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
6,999 |
$2,388,047 |
$0 |
$67,345 |
$231,278 |
2.82% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |