Company Name:
FREEDOM LIFE INSURANCE COMPANY OF AMERICACompany Address:
9800 Health Care Lane
Minnetonka, MN 55343Mailing Address:
300 Burnett Street, Suite 200
Fort Worth, TX 76102-2734Mailing Phone:
9529361300Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-12-20
| Line |
Authorized Date |
| Accident and Health |
1971-12-20 |
| Life, annuities and endowments |
1971-12-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
209 |
$92,741 |
$92,892 |
$0 |
$11,286 |
$11,906 |
12.82% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
9 |
$62,427 |
$62,847 |
$0 |
$3,008 |
$3,174 |
5.05% |
| Missouri Total |
100.00% |
10,177 |
$45,112,948 |
$45,717,680 |
$0 |
$31,243,503 |
$32,275,835 |
70.60% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
35 |
$23,558 |
$23,414 |
$0 |
$5,114 |
$5,394 |
23.04% |
| Missouri Total |
100.00% |
844,447 |
$300,645,160 |
$295,344,288 |
$0 |
$185,976,810 |
$185,006,303 |
62.64% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
215 |
$116,612 |
$115,364 |
$0 |
$70,401 |
$74,265 |
64.37% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
146 |
$453,773 |
$456,018 |
$0 |
$353,306 |
$372,702 |
81.73% |
| Missouri Total |
100.00% |
252,338 |
$40,915,010 |
$40,583,921 |
$0 |
$14,851,592 |
$14,229,625 |
35.06% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.97% |
10,898 |
$1,829,944 |
$1,822,250 |
$0 |
$506,803 |
$572,732 |
31.43% |
| Missouri Total |
100.00% |
361,964 |
$61,570,318 |
$61,286,431 |
$5 |
$22,033,119 |
$22,657,998 |
36.97% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$205,007 |
$205,007 |
$0 |
$2,596,847 |
$2,934,668 |
1,431.50% |
| Missouri Total |
100.00% |
241,498 |
$1,266,595,288 |
$1,278,276,609 |
$0 |
$944,522,356 |
$954,521,239 |
74.67% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.23% |
2,630 |
$925,968 |
$919,936 |
$0 |
$250,749 |
$283,368 |
30.80% |
| Missouri Total |
100.00% |
174,758 |
$41,571,559 |
$40,956,327 |
$0 |
$19,743,003 |
$20,129,211 |
49.15% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.32% |
8,556 |
$1,457,487 |
$1,441,644 |
$0 |
$723,558 |
$817,685 |
56.72% |
| Missouri Total |
100.00% |
159,876 |
$62,712,790 |
$62,561,307 |
$3,131 |
$24,412,061 |
$25,278,119 |
40.41% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.91% |
8,401 |
$13,277,583 |
$13,217,630 |
$0 |
$2,252,141 |
$2,545,119 |
19.26% |
| Missouri Total |
100.00% |
301,362 |
$102,840,947 |
$102,665,207 |
$3,204 |
$46,290,068 |
$49,280,488 |
48.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
5,491 |
$1,841,675 |
$0 |
$162,692 |
$178,646 |
8.83% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
31,099 |
$18,445,100 |
$18,357,002 |
$0 |
$6,773,213 |
$7,621,013 |
41.52% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
614 |
$749,111 |
$750,535 |
$0 |
$443,115 |
$467,441 |
62.28% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
30,485 |
$17,695,989 |
$17,606,467 |
$0 |
$6,330,098 |
$7,153,572 |
40.63% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
5,491 |
$1,841,675 |
$0 |
$162,692 |
$178,646 |
8.83% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5,491 |
$1,841,675 |
$0 |
$162,692 |
$178,646 |
8.83% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |