Company Name:
FREEDOM LIFE INSURANCE COMPANY OF AMERICACompany Address:
9800 Health Care Lane
Minnetonka, MN 55343Mailing Address:
300 Burnett Street, Suite 200
Fort Worth, TX 76102-2734Mailing Phone:
9529361300Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-12-20
| Line |
Authorized Date |
| Accident and Health |
1971-12-20 |
| Life, annuities and endowments |
1971-12-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
217 |
$93,853 |
$94,500 |
$0 |
$55,667 |
$53,571 |
56.69% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
11 |
$76,727 |
$79,124 |
$0 |
$23,978 |
$23,075 |
29.16% |
| Missouri Total |
100.00% |
13,075 |
$50,579,436 |
$50,512,204 |
$0 |
$37,065,683 |
$35,840,151 |
70.95% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
36 |
$18,811 |
$18,696 |
$0 |
$8,958 |
$8,620 |
46.11% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
239 |
$140,414 |
$137,543 |
$0 |
$171,641 |
$165,180 |
120.09% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
148 |
$460,117 |
$462,440 |
$0 |
$49,834 |
$47,958 |
10.37% |
| Missouri Total |
100.00% |
360,611 |
$42,211,775 |
$42,810,667 |
$0 |
$16,360,538 |
$16,390,458 |
38.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.05% |
7,717 |
$1,303,516 |
$1,301,635 |
$0 |
$388,678 |
$391,961 |
30.11% |
| Missouri Total |
100.00% |
391,131 |
$63,521,313 |
$63,852,854 |
$8 |
$24,289,448 |
$24,453,365 |
38.30% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$159,140 |
$159,137 |
$0 |
$1,922,645 |
$1,938,887 |
1,218.38% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.50% |
1,604 |
$589,481 |
$584,972 |
$0 |
$221,685 |
$223,558 |
38.22% |
| Missouri Total |
100.00% |
144,345 |
$39,352,114 |
$44,726,654 |
$0 |
$20,633,276 |
$20,692,102 |
46.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
4,741 |
$501,435 |
$490,256 |
$0 |
$417,474 |
$421,001 |
85.87% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.47% |
5,904 |
$9,360,475 |
$9,333,377 |
$0 |
$1,449,055 |
$1,461,296 |
15.66% |
| Missouri Total |
100.00% |
298,521 |
$98,796,882 |
$99,308,058 |
$3,088 |
$46,285,551 |
$46,678,537 |
47.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
4,089 |
$1,439,393 |
$0 |
$21,880 |
$132,708 |
1.52% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
20,617 |
$12,703,969 |
$12,661,680 |
$0 |
$4,709,615 |
$4,735,107 |
37.40% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
651 |
$789,922 |
$792,303 |
$0 |
$310,078 |
$298,404 |
37.66% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
19,966 |
$11,914,047 |
$11,869,377 |
$0 |
$4,399,537 |
$4,436,703 |
37.38% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
4,089 |
$1,439,393 |
$0 |
$21,880 |
$132,708 |
1.52% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4,089 |
$1,439,393 |
$0 |
$21,880 |
$132,708 |
1.52% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |