Company Name:
FREEDOM LIFE INSURANCE COMPANY OF AMERICACompany Address:
9800 Health Care Lane
Minnetonka, MN 55343Mailing Address:
300 Burnett Street, Suite 200
Fort Worth, TX 76102-2734Mailing Phone:
9529361300Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-12-20
| Line |
Authorized Date |
| Accident and Health |
1971-12-20 |
| Life, annuities and endowments |
1971-12-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
281 |
$107,121 |
$107,341 |
$0 |
$34,673 |
$27,031 |
25.18% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
19 |
$93,732 |
$95,467 |
$0 |
$15,637 |
$12,190 |
12.77% |
| Missouri Total |
100.00% |
24,164 |
$75,028,575 |
$74,641,495 |
$0 |
$61,272,752 |
$60,648,941 |
81.25% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
30 |
$13,359 |
$13,332 |
$0 |
$4,479 |
$3,491 |
26.19% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
302 |
$251,340 |
$248,222 |
$0 |
$81,371 |
$63,437 |
25.56% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.34% |
182 |
$468,199 |
$469,031 |
$0 |
$184,077 |
$143,506 |
30.60% |
| Missouri Total |
100.00% |
208,254 |
$34,833,470 |
$35,029,265 |
$0 |
$12,014,822 |
$10,693,038 |
30.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.57% |
6,027 |
$999,029 |
$989,257 |
$0 |
$232,751 |
$287,547 |
29.07% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$99,819 |
$99,857 |
$0 |
$1,334,012 |
$1,648,080 |
1,650.44% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
1,057 |
$355,489 |
$350,618 |
$0 |
$121,902 |
$150,601 |
42.95% |
| Missouri Total |
100.00% |
99,065 |
$36,160,572 |
$35,681,578 |
$0 |
$19,269,793 |
$19,396,289 |
54.36% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
1,292 |
$91,953 |
$89,064 |
$0 |
$37,783 |
$46,678 |
52.41% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.19% |
4,646 |
$6,905,888 |
$6,841,193 |
$0 |
$1,077,105 |
$1,330,687 |
19.45% |
| Missouri Total |
100.00% |
298,345 |
$96,005,643 |
$95,749,270 |
$2,715 |
$44,157,520 |
$46,223,446 |
48.28% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
3,309 |
$1,107,118 |
$0 |
$176,783 |
$108,026 |
15.97% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
13,836 |
$9,385,929 |
$9,303,382 |
$0 |
$3,123,790 |
$3,713,248 |
39.91% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
814 |
$933,751 |
$933,393 |
$0 |
$320,237 |
$249,655 |
26.75% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
13,022 |
$8,452,178 |
$8,369,989 |
$0 |
$2,803,553 |
$3,463,593 |
41.38% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,309 |
$1,107,118 |
$0 |
$176,783 |
$108,026 |
15.97% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3,309 |
$1,107,118 |
$0 |
$176,783 |
$108,026 |
15.97% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |