Company Name:
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANYCompany Address:
337500 PEMBROKE #530459
LIVONIA, MI 41853Mailing Address:
PO BOX 530459
LIVONIA, MI 48153Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2013-12-27
| Line |
Authorized Date |
| Accident and Health |
1984-11-09 |
| Life, annuities and endowments |
1984-11-09 |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
88.00% |
17,816 |
$31,816,752 |
$31,716,255 |
$0 |
$23,983,425 |
$24,935,781 |
78.62% |
| Missouri Total |
100.00% |
19,398 |
$36,154,162 |
$36,023,915 |
$0 |
$26,048,412 |
$27,070,754 |
75.15% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
122 |
$2,574,205 |
$2,616,563 |
$0 |
$2,875,210 |
$2,989,167 |
114.24% |
| Missouri Total |
100.00% |
663,158 |
$2,055,332,127 |
$2,050,451,124 |
$0 |
$1,775,423,333 |
$1,775,691,917 |
86.60% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
2,145 |
$12,348,496 |
$12,551,692 |
$0 |
$10,442,707 |
$10,856,599 |
86.50% |
| Missouri Total |
100.00% |
331,001 |
$1,041,682,994 |
$1,042,234,055 |
$0 |
$812,992,214 |
$818,223,529 |
78.51% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
258 |
$222,899 |
$226,567 |
$0 |
$130,260 |
$135,423 |
59.77% |
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18 |
$6,182 |
$6,284 |
$0 |
$1,884 |
$1,959 |
31.17% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.59% |
2,098 |
$196,606 |
$0 |
$125,572 |
$34,212 |
63.87% |
| Missouri Total |
100.00% |
137,859 |
$33,265,813 |
$20,515 |
$256,477,980 |
$1,706,914 |
771.00% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
7 |
$60,018 |
$59,789 |
$0 |
$-5,002 |
$-5,547 |
-9.28% |
| Missouri Total |
100.00% |
174,200 |
$383,719,171 |
$379,322,658 |
$3,516 |
$277,709,956 |
$268,794,687 |
70.86% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,754 |
$1,780 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
246,211 |
$65,348,248 |
$65,173,053 |
$0 |
$29,873,193 |
$32,790,176 |
50.31% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
44 |
$7,878 |
$0 |
$0 |
$2,290 |
0.00% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11 |
$11,705 |
$2,049 |
$79 |
$932 |
18.18% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
20,370 |
$47,030,306 |
$47,178,930 |
$0 |
$37,428,484 |
$38,913,382 |
82.48% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
20,359 |
$46,968,534 |
$47,117,361 |
$0 |
$37,433,486 |
$38,918,929 |
82.60% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,098 |
$196,606 |
$0 |
$125,572 |
$34,212 |
63.87% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$61,772 |
$61,569 |
$0 |
$-5,002 |
$-5,547 |
-9.01% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
55 |
$19,583 |
$2,049 |
$79 |
$3,222 |
10.87% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2,153 |
$216,189 |
$2,049 |
$125,651 |
$37,434 |
59.07% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |