Company Name:
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANYCompany Address:
337500 PEMBROKE #530459
LIVONIA, MI 41853Mailing Address:
PO BOX 530459
LIVONIA, MI 48153Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2013-12-27
| Line |
Authorized Date |
| Accident and Health |
1984-11-09 |
| Life, annuities and endowments |
1984-11-09 |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
80.26% |
15,924 |
$25,845,510 |
$25,827,095 |
$0 |
$19,796,962 |
$19,645,261 |
76.06% |
| Missouri Total |
100.00% |
18,907 |
$32,203,112 |
$32,174,354 |
$0 |
$23,679,525 |
$23,347,963 |
72.57% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
1,907 |
$7,450,095 |
$7,354,074 |
$0 |
$8,078,502 |
$8,539,866 |
116.12% |
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.26% |
4,831 |
$12,241,606 |
$12,083,829 |
$0 |
$11,474,464 |
$11,691,303 |
96.75% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
531 |
$195,470 |
$192,951 |
$0 |
$107,460 |
$121,910 |
63.18% |
| Missouri Total |
100.00% |
957,092 |
$179,952,585 |
$177,933,575 |
$0 |
$125,274,508 |
$125,921,554 |
70.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
14 |
$4,816 |
$4,754 |
$0 |
$5,902 |
$5,910 |
124.32% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
2,937 |
$262,159 |
$0 |
$45,000 |
$47,609 |
17.17% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$12,708 |
$12,606 |
$0 |
$25,277 |
$3,491 |
27.69% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$2,416 |
$3,195 |
$0 |
$1,282 |
$1,585 |
49.61% |
| Missouri Total |
100.00% |
165,130 |
$324,879,304 |
$321,465,021 |
$73 |
$243,883,414 |
$260,428,319 |
81.01% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,487 |
$1,502 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
235,491 |
$58,375,685 |
$58,639,713 |
$0 |
$27,492,436 |
$31,366,646 |
53.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
69 |
$8,947 |
$0 |
$0 |
$2,445 |
0.00% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
17 |
$13,291 |
$1,654 |
$13,790 |
$996 |
116.20% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
23,215 |
$45,754,108 |
$45,480,006 |
$0 |
$39,489,849 |
$40,009,326 |
87.97% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
23,207 |
$45,737,497 |
$45,462,703 |
$0 |
$39,463,290 |
$40,004,250 |
87.99% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,937 |
$262,159 |
$0 |
$45,000 |
$47,609 |
17.17% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$16,611 |
$17,303 |
$0 |
$26,559 |
$5,076 |
29.34% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
86 |
$22,238 |
$1,654 |
$13,790 |
$3,441 |
69.45% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3,023 |
$284,397 |
$1,654 |
$58,790 |
$51,050 |
21.25% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |