Company Name:
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANYCompany Address:
337500 PEMBROKE #530459
LIVONIA, MI 41853Mailing Address:
PO BOX 530459
LIVONIA, MI 48153Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2013-12-27
| Line |
Authorized Date |
| Accident and Health |
1984-11-09 |
| Life, annuities and endowments |
1984-11-09 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
2,444 |
$11,632,337 |
$11,572,087 |
$0 |
$9,246,363 |
$9,332,888 |
80.65% |
| Missouri Total |
100.00% |
604,391 |
$1,580,839,426 |
$1,606,315,955 |
$0 |
$1,371,899,838 |
$1,296,313,480 |
80.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.76% |
5,544 |
$24,441,404 |
$24,314,808 |
$0 |
$16,567,573 |
$18,221,572 |
74.94% |
| Missouri Total |
100.00% |
326,080 |
$886,637,972 |
$900,721,252 |
$0 |
$700,662,436 |
$712,898,312 |
79.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
521 |
$368,451 |
$366,543 |
$0 |
$186,276 |
$183,621 |
50.10% |
| Missouri Total |
100.00% |
754,721 |
$170,101,342 |
$167,187,309 |
$0 |
$118,680,807 |
$122,583,830 |
73.32% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
3,539 |
$200,734 |
$0 |
$60,000 |
$55,777 |
29.89% |
| Missouri Total |
100.00% |
73,030 |
$33,344,915 |
$64,850 |
$195,331,633 |
$1,564,130 |
585.79% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
15,637 |
$25,151 |
$25,372 |
$0 |
$53,291 |
$59,603 |
234.92% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$3,068 |
$2,998 |
$0 |
$1,106 |
$1,084 |
36.16% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,770 |
$1,750 |
$0 |
$0 |
$6 |
0.34% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
79 |
$10,438 |
$0 |
$0 |
$2,807 |
0.00% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
20 |
$15,507 |
$1,493 |
$3,608 |
$1,143 |
32.89% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
24,151 |
$36,472,181 |
$36,283,558 |
$0 |
$26,054,609 |
$27,798,774 |
76.62% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
8,509 |
$36,442,192 |
$36,253,438 |
$0 |
$26,000,212 |
$27,738,081 |
76.51% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3,539 |
$200,734 |
$0 |
$60,000 |
$55,777 |
29.89% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
15,642 |
$29,989 |
$30,120 |
$0 |
$54,397 |
$60,693 |
201.50% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
99 |
$25,945 |
$1,493 |
$3,608 |
$3,950 |
19.66% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3,638 |
$226,679 |
$1,493 |
$63,608 |
$59,727 |
28.72% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |