Company Name:
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANYCompany Address:
337500 PEMBROKE #530459
LIVONIA, MI 41853Mailing Address:
PO BOX 530459
LIVONIA, MI 48153Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2013-12-27
| Line |
Authorized Date |
| Accident and Health |
1984-11-09 |
| Life, annuities and endowments |
1984-11-09 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
467 |
$2,898,924 |
$2,886,747 |
$0 |
$2,597,688 |
$2,767,797 |
95.88% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.15% |
2,314 |
$11,704,531 |
$11,655,366 |
$0 |
$9,196,983 |
$8,817,181 |
75.65% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
636 |
$328,477 |
$327,097 |
$0 |
$155,798 |
$147,648 |
45.14% |
| Missouri Total |
100.00% |
564,416 |
$145,632,548 |
$144,155,774 |
$411,414 |
$99,898,942 |
$98,112,452 |
68.06% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$2,619 |
$2,608 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
1,798 |
$206,463 |
$0 |
$95,000 |
$30,702 |
46.01% |
| Missouri Total |
100.00% |
302,978 |
$72,219,558 |
$78,323 |
$101,223,887 |
$15,513,101 |
140.16% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7,013 |
$27,179 |
$27,363 |
$0 |
$160,385 |
$151,639 |
554.18% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$2,136 |
$2,078 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
110 |
$9,384 |
$0 |
$0 |
$3,735 |
0.00% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
43 |
$27,931 |
$995 |
$953 |
$1,867 |
6.97% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
10,444 |
$14,963,866 |
$14,901,259 |
$0 |
$12,110,854 |
$11,884,265 |
79.75% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
3,425 |
$14,934,551 |
$14,871,818 |
$0 |
$11,950,469 |
$11,732,626 |
78.89% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,798 |
$206,463 |
$0 |
$95,000 |
$30,702 |
46.01% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7,019 |
$29,315 |
$29,441 |
$0 |
$160,385 |
$151,639 |
515.06% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
153 |
$37,315 |
$995 |
$953 |
$5,602 |
5.22% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,951 |
$243,778 |
$995 |
$95,953 |
$36,304 |
39.77% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |