Company Name:
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANYCompany Address:
337500 PEMBROKE #530459
LIVONIA, MI 41853Mailing Address:
PO BOX 530459
LIVONIA, MI 48153Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2013-12-27
| Line |
Authorized Date |
| Accident and Health |
1984-11-09 |
| Life, annuities and endowments |
1984-11-09 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
857 |
$2,175,033 |
$2,154,692 |
$0 |
$1,507,769 |
$1,320,704 |
61.29% |
| Missouri Total |
100.00% |
464,894 |
$696,797,384 |
$695,889,267 |
$718,856 |
$588,972,656 |
$595,145,046 |
85.52% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.50% |
3,295 |
$10,603,798 |
$10,504,629 |
$0 |
$8,475,250 |
$8,057,977 |
76.71% |
| Missouri Total |
100.00% |
189,814 |
$424,044,499 |
$423,345,981 |
$33,822 |
$344,581,656 |
$347,909,286 |
82.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
677 |
$241,545 |
$239,286 |
$0 |
$131,314 |
$123,104 |
51.45% |
| Missouri Total |
100.00% |
557,619 |
$133,651,982 |
$130,851,467 |
$240,732 |
$100,056,116 |
$95,666,628 |
73.11% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$3,820 |
$3,784 |
$0 |
$2,281 |
$2,175 |
57.48% |
| Missouri Total |
100.00% |
938,463 |
$175,547,865 |
$176,774,386 |
$407,123 |
$124,446,429 |
$151,673,545 |
85.80% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
2,553 |
$254,664 |
$0 |
$235,000 |
$42,259 |
92.28% |
| Missouri Total |
100.00% |
99,099 |
$58,751,294 |
$38,386 |
$70,812,812 |
$3,379,857 |
120.53% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
4,835 |
$43,577 |
$44,074 |
$0 |
$124,965 |
$111,980 |
254.07% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$1,985 |
$1,985 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
92 |
$9,669 |
$0 |
$0 |
$3,090 |
0.00% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
37 |
$25,671 |
$668 |
$50,713 |
$1,551 |
200.15% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
9,678 |
$13,069,758 |
$12,948,450 |
$0 |
$10,241,579 |
$9,615,940 |
74.26% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
4,837 |
$13,024,196 |
$12,902,391 |
$0 |
$10,116,614 |
$9,503,960 |
73.66% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,553 |
$254,664 |
$0 |
$235,000 |
$42,259 |
92.28% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
4,841 |
$45,562 |
$46,059 |
$0 |
$124,965 |
$111,980 |
243.12% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
129 |
$35,340 |
$668 |
$50,713 |
$4,641 |
145.39% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2,682 |
$290,004 |
$668 |
$285,713 |
$46,900 |
98.75% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |