Company Name:
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANYCompany Address:
20 GUEST STREET
BRIGHTON, MA 02135Mailing Address:
20 GUEST STREET
BRIGHTON, MA 02135Mailing Phone:
5084602544Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1801-01-01
| Line |
Authorized Date |
| Accident and Health |
1801-01-01 |
| Life, annuities and endowments |
1801-01-01 |
| Variable Contracts |
1801-01-01 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
6,306 |
$190,728 |
$-52,686 |
$0 |
$115,523 |
$-16,533 |
31.38% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
8,452 |
$5,797,230 |
$-1,635,828 |
$0 |
$3,188,727 |
$-460,702 |
28.16% |
| Missouri Total |
100.00% |
531,472 |
$685,689,657 |
$686,291,781 |
$11,089,157 |
$590,885,516 |
$587,277,863 |
85.57% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
1,027 |
$434,195 |
$-119,903 |
$0 |
$262,990 |
$-37,638 |
31.39% |
| Missouri Total |
100.00% |
543,778 |
$124,088,917 |
$123,072,091 |
$153,756 |
$91,543,810 |
$90,050,255 |
73.17% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
0 |
$2,974,336 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
356,450 |
$2,169,000,193 |
$13,741 |
$862,329,688 |
$0 |
39.76% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
959 |
$185,099 |
$-51,115 |
$0 |
$112,113 |
$-16,045 |
31.39% |
| Missouri Total |
100.00% |
834,542 |
$152,733,264 |
$151,353,310 |
$70,304 |
$100,717,628 |
$131,430,261 |
86.84% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
19 |
$133,731 |
$0 |
$302,342 |
$0 |
226.08% |
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
3,192 |
$1,011,542 |
$710,384 |
$0 |
$1,690,650 |
$1,002,469 |
141.12% |
| Missouri Total |
100.00% |
562,532 |
$90,893,000 |
$91,065,625 |
$0 |
$66,606,279 |
$66,368,730 |
72.88% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
8,223 |
$1,107,896 |
$6,032 |
$1,150,036 |
$173 |
104.35% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$929 |
$915 |
$0 |
$240 |
$275 |
30.05% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
38 |
$35,040 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
303,604 |
$1,683,353,647 |
$429 |
$1,117,711,940 |
$0 |
66.40% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$11,855 |
$12,137 |
$0 |
$9,395 |
$7,685 |
63.32% |
| Missouri Total |
100.00% |
122,632 |
$69,624,534 |
$70,808,118 |
$485,627 |
$39,245,301 |
$51,999,855 |
73.44% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
40 |
$0 |
$40 |
$2,372 |
$0 |
|
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
52,508 |
$235,538,781 |
$371,233 |
$258,676,378 |
$0 |
109.82% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,258 |
$374,317 |
$349,614 |
$1,052,224 |
$27,045 |
374.51% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
19,941 |
$7,631,578 |
$-1,136,096 |
$0 |
$5,379,638 |
$479,511 |
-42.21% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
19,936 |
$7,618,794 |
$-1,149,148 |
$0 |
$5,370,003 |
$471,551 |
-41.03% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
8,254 |
$4,215,963 |
$6,032 |
$1,452,378 |
$173 |
34.59% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$12,784 |
$13,052 |
$0 |
$9,635 |
$7,960 |
60.99% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,337 |
$409,357 |
$349,654 |
$1,054,596 |
$27,045 |
343.04% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
9,591 |
$4,625,320 |
$355,686 |
$2,506,974 |
$27,218 |
61.89% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |