Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
346 |
$65,990 |
$66,236 |
$0 |
$88,114 |
$85,953 |
129.77% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.22% |
21,182 |
$2,167,791 |
$0 |
$718,320 |
$167,024 |
33.14% |
| Missouri Total |
100.00% |
424,444 |
$34,865,411 |
$14,676 |
$16,000,567 |
$3,064,700 |
45.89% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
11 |
$31,126 |
$32,010 |
$0 |
$5,782 |
$608 |
1.90% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
120 |
$19,711 |
$19,785 |
$0 |
$26,319 |
$25,674 |
129.76% |
| Missouri Total |
100.00% |
3,809,557 |
$190,462,502 |
$190,165,792 |
$0 |
$83,562,105 |
$88,246,389 |
46.40% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.60% |
1,717 |
$1,676,302 |
$1,678,925 |
$0 |
$456,416 |
$546,951 |
32.58% |
| Missouri Total |
100.00% |
53,832 |
$29,910,251 |
$21,765,974 |
$1,255 |
$7,668,348 |
$12,803,049 |
58.82% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.18% |
3,367 |
$4,857,897 |
$4,857,968 |
$0 |
$4,661,048 |
$4,641,951 |
95.55% |
| Missouri Total |
100.00% |
168,425 |
$222,976,189 |
$221,626,847 |
$0 |
$169,513,720 |
$172,179,604 |
77.69% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
189 |
$-600 |
$0 |
$479,976 |
$0 |
-79,996.00% |
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.99% |
13,154 |
$3,129,938 |
$3,064,794 |
$0 |
$1,063,049 |
$969,153 |
31.62% |
| Missouri Total |
100.00% |
222,699 |
$26,096,861 |
$27,714,654 |
$0 |
$9,907,171 |
$8,112,531 |
29.27% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
1,951 |
$316,328 |
$316,328 |
$0 |
$635,964 |
$633,799 |
200.36% |
| Missouri Total |
100.00% |
787,028 |
$121,404,526 |
$123,205,114 |
$0 |
$102,608,262 |
$107,131,127 |
86.95% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
807 |
$412,934 |
$0 |
$406,059 |
$43,289 |
98.34% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
308 |
$164,765 |
$0 |
$842,524 |
$61,143 |
511.35% |
| Missouri Total |
100.00% |
68,502 |
$29,674,076 |
$54,621 |
$29,573,775 |
$6,626,277 |
99.66% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
198 |
$64,836 |
$65,127 |
$0 |
$12,038 |
$21,334 |
32.76% |
| Missouri Total |
100.00% |
616,596 |
$52,708,199 |
$53,124,343 |
$0 |
$23,629,140 |
$25,479,816 |
47.96% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$501 |
$504 |
$0 |
$175 |
$329 |
65.28% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
33 |
$60,695 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
32,744 |
$96,311,198 |
$84,040 |
$52,897,047 |
$0 |
54.92% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
38 |
$19,030 |
$19,150 |
$0 |
$6,655 |
$12,486 |
65.20% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
12 |
$2,883 |
$2,901 |
$0 |
$1,008 |
$1,892 |
65.22% |
| Missouri Total |
100.00% |
153,438 |
$36,585,400 |
$36,696,997 |
$8,362 |
$19,096,230 |
$22,746,280 |
61.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.21% |
3,267 |
$4,284,127 |
$4,302,939 |
$0 |
$3,187,302 |
$3,820,898 |
88.80% |
| Missouri Total |
100.00% |
131,359 |
$193,810,804 |
$181,939,093 |
$65,099 |
$92,957,108 |
$105,722,750 |
58.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
123 |
$256,139 |
$255,593 |
$0 |
$245,573 |
$213,782 |
83.64% |
| Missouri Total |
100.00% |
165,130 |
$324,879,304 |
$321,465,021 |
$73 |
$243,883,414 |
$260,428,319 |
81.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
750 |
$251,416 |
$0 |
$2,406,129 |
$0 |
957.03% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
1,059 |
$576,012 |
$577,721 |
$0 |
$493,311 |
$76,231 |
13.20% |
| Missouri Total |
100.00% |
235,491 |
$58,375,685 |
$58,639,713 |
$0 |
$27,492,436 |
$31,366,646 |
53.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
1,386 |
$931,075 |
$0 |
$702,370 |
$224,866 |
75.44% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
3,575 |
$1,848,412 |
$0 |
$1,809,902 |
$277,581 |
97.92% |
| Missouri Total |
100.00% |
422,599 |
$515,700,108 |
$4,735,773 |
$341,779,305 |
$45,677,065 |
66.27% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
42 |
$23,224 |
$0 |
$17,519 |
$6,492 |
75.43% |
| Missouri Total |
100.00% |
123,971 |
$247,583,451 |
$3,803,419 |
$187,770,718 |
$28,005,945 |
75.84% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,489 |
$239,902 |
$50,207 |
$180,927 |
$13,150 |
96.35% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
25,371 |
$15,300,820 |
$15,259,981 |
$0 |
$10,882,754 |
$11,051,041 |
72.42% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
20,666 |
$10,097,292 |
$10,036,046 |
$0 |
$6,936,692 |
$6,904,089 |
68.79% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
22,486 |
$2,744,890 |
$0 |
$2,446,879 |
$271,456 |
89.14% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
4,705 |
$5,203,528 |
$5,223,935 |
$0 |
$3,946,062 |
$4,146,952 |
79.38% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
7,275 |
$3,354,724 |
$50,207 |
$5,116,847 |
$522,089 |
154.02% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
29,761 |
$6,099,614 |
$50,207 |
$7,563,726 |
$793,545 |
124.83% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |