Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
382 |
$71,260 |
$71,961 |
$0 |
$220,710 |
$27,304 |
37.94% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$7,636 |
$7,711 |
$0 |
$23,651 |
$2,926 |
37.95% |
| Missouri Total |
100.00% |
74,710 |
$128,982,788 |
$129,705,060 |
$46,779 |
$83,277,556 |
$83,056,149 |
64.03% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.81% |
22,041 |
$2,176,783 |
$0 |
$955,526 |
$169,994 |
43.90% |
| Missouri Total |
100.00% |
437,389 |
$31,965,380 |
$28,318 |
$16,229,948 |
$2,829,636 |
50.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
30 |
$32,238 |
$32,258 |
$0 |
$10,342 |
$8,271 |
25.64% |
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
47 |
$21,285 |
$21,495 |
$0 |
$65,924 |
$8,155 |
37.94% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.72% |
1,742 |
$1,711,976 |
$1,680,026 |
$0 |
$378,398 |
$625,780 |
37.25% |
| Missouri Total |
100.00% |
46,494 |
$19,624,171 |
$15,663,704 |
$1,147 |
$7,667,690 |
$8,848,037 |
56.49% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.21% |
3,534 |
$4,424,971 |
$4,544,084 |
$0 |
$4,517,058 |
$4,434,963 |
97.60% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
206 |
$62,724 |
$0 |
$227,599 |
$0 |
362.86% |
| Missouri Total |
100.00% |
311,052 |
$497,524,140 |
$469,820 |
$765,071,081 |
$0 |
153.78% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.85% |
15,637 |
$3,268,240 |
$3,174,380 |
$0 |
$1,099,400 |
$1,214,267 |
38.25% |
| Missouri Total |
100.00% |
235,907 |
$27,568,788 |
$29,733,121 |
$0 |
$11,379,212 |
$9,551,393 |
32.12% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
1,163 |
$360,626 |
$360,626 |
$0 |
$267,186 |
$266,881 |
74.00% |
| Missouri Total |
100.00% |
1,214,997 |
$117,584,904 |
$117,788,867 |
$0 |
$90,581,960 |
$98,006,992 |
83.21% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,355 |
$448,776 |
$0 |
$264,946 |
$53,961 |
59.04% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
183 |
$165,082 |
$0 |
$1,311,622 |
$44,699 |
794.53% |
| Missouri Total |
100.00% |
70,227 |
$29,301,961 |
$69,924 |
$36,623,309 |
$3,296,824 |
124.99% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
220 |
$50,379 |
$50,563 |
$0 |
$7,130 |
$7,117 |
14.08% |
| Missouri Total |
100.00% |
649,269 |
$47,939,093 |
$47,857,335 |
$-910 |
$20,627,176 |
$20,900,265 |
43.67% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$551 |
$559 |
$0 |
$450 |
$455 |
81.40% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
37 |
$66,634 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,511 |
$91,593,260 |
$42,509 |
$71,457,947 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
42 |
$20,904 |
$21,216 |
$0 |
$17,059 |
$17,244 |
81.28% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$10,000 |
$0 |
$1,338 |
$0 |
13.38% |
| Missouri Total |
100.00% |
38,738 |
$446,186,722 |
$0 |
$134,225,653 |
$0 |
30.08% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
14 |
$3,295 |
$3,344 |
$0 |
$2,689 |
$2,718 |
81.28% |
| Missouri Total |
100.00% |
172,748 |
$32,183,626 |
$32,426,875 |
$7,650 |
$15,128,450 |
$13,588,842 |
41.91% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.47% |
3,450 |
$4,572,050 |
$4,542,456 |
$0 |
$2,932,165 |
$3,544,026 |
78.02% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
144 |
$286,559 |
$295,529 |
$0 |
$259,622 |
$257,180 |
87.02% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
843 |
$112,150 |
$0 |
$3,332,807 |
$0 |
2,971.74% |
| Missouri Total |
100.00% |
308,596 |
$1,089,198,163 |
$852,692 |
$1,374,264,980 |
$0 |
126.17% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
1,492 |
$634,363 |
$635,486 |
$0 |
$497,207 |
$583,577 |
91.83% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
1,902 |
$838,495 |
$0 |
$765,012 |
$205,881 |
91.24% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
3,531 |
$1,876,346 |
$0 |
$2,180,972 |
$279,251 |
116.24% |
| Missouri Total |
100.00% |
427,506 |
$507,239,598 |
$4,264,290 |
$394,254,964 |
$43,970,188 |
77.73% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
49 |
$23,586 |
$0 |
$21,294 |
$7,474 |
90.28% |
| Missouri Total |
100.00% |
125,110 |
$268,013,253 |
$3,054,607 |
$204,479,712 |
$28,515,820 |
76.29% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
952 |
$231,577 |
$54,589 |
$187,068 |
$10,171 |
104.35% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
27,906 |
$15,466,333 |
$15,441,694 |
$0 |
$10,298,991 |
$11,000,864 |
71.24% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
22,535 |
$9,898,232 |
$9,892,541 |
$0 |
$6,582,669 |
$6,588,547 |
66.60% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
23,785 |
$2,853,365 |
$0 |
$2,759,693 |
$268,654 |
96.72% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
5,371 |
$5,568,101 |
$5,549,153 |
$0 |
$3,716,322 |
$4,412,317 |
79.51% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
7,320 |
$3,158,788 |
$54,589 |
$6,488,491 |
$502,777 |
207.14% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
31,105 |
$6,012,153 |
$54,589 |
$9,248,184 |
$771,431 |
154.73% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |