Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
417 |
$90,304 |
$91,346 |
$0 |
$179,511 |
$-2,195 |
-2.40% |
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
5 |
$65,365 |
$66,119 |
$0 |
$129,936 |
$-1,589 |
-2.40% |
| Missouri Total |
100.00% |
118,177 |
$122,623,109 |
$120,656,816 |
$28,224 |
$79,036,245 |
$78,461,180 |
65.03% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.27% |
22,543 |
$2,166,989 |
$0 |
$948,945 |
$169,559 |
43.79% |
| Missouri Total |
100.00% |
477,643 |
$34,553,971 |
$43,284 |
$15,962,140 |
$3,100,164 |
46.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
37 |
$52,417 |
$52,098 |
$0 |
$25,923 |
$20,229 |
38.83% |
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
48 |
$23,695 |
$23,967 |
$0 |
$46,637 |
$-570 |
-2.38% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.71% |
1,776 |
$1,496,615 |
$1,493,288 |
$0 |
$353,243 |
$587,027 |
39.31% |
| Missouri Total |
100.00% |
48,199 |
$22,294,017 |
$29,871,692 |
$958 |
$6,742,530 |
$8,050,871 |
26.95% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.27% |
3,682 |
$4,246,872 |
$4,312,241 |
$0 |
$4,298,772 |
$4,032,385 |
93.51% |
| Missouri Total |
100.00% |
133,973 |
$187,377,965 |
$187,114,339 |
$0 |
$150,829,407 |
$152,474,384 |
81.49% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
224 |
$49,622 |
$0 |
$160,329 |
$0 |
323.10% |
| Missouri Total |
100.00% |
267,534 |
$589,733,120 |
$554,174 |
$1,383,275,797 |
$0 |
234.56% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.61% |
20,230 |
$3,115,892 |
$3,034,538 |
$0 |
$1,245,160 |
$1,220,235 |
40.21% |
| Missouri Total |
100.00% |
250,308 |
$26,834,784 |
$29,838,665 |
$0 |
$12,930,771 |
$11,626,995 |
38.97% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
462 |
$280,150 |
$280,150 |
$0 |
$262,937 |
$214,435 |
76.54% |
| Missouri Total |
100.00% |
604,305 |
$122,060,010 |
$121,995,529 |
$0 |
$85,468,808 |
$89,851,650 |
73.65% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,208 |
$488,323 |
$0 |
$501,662 |
$118,138 |
102.73% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
178 |
$157,819 |
$0 |
$943,910 |
$45,214 |
598.10% |
| Missouri Total |
100.00% |
73,961 |
$31,283,999 |
$25,564 |
$30,446,603 |
$7,725,610 |
97.32% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
312 |
$76,331 |
$78,709 |
$0 |
$48,007 |
$50,689 |
64.40% |
| Missouri Total |
100.00% |
589,261 |
$43,749,097 |
$43,869,645 |
$0 |
$18,631,600 |
$20,020,395 |
45.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$551 |
$559 |
$0 |
$1,259 |
$1,447 |
258.86% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
63,896 |
$9,514,876 |
$9,581,677 |
$0 |
$4,879,366 |
$5,324,028 |
55.56% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
41 |
$4,503 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,677 |
$100,971,117 |
$101,959 |
$66,680,404 |
$0 |
66.04% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
45 |
$21,344 |
$21,640 |
$0 |
$48,780 |
$56,033 |
258.93% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
4 |
$139,885 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
28,165 |
$321,080,132 |
$0 |
$69,014,616 |
$0 |
21.49% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
130 |
$41,414 |
$41,463 |
$0 |
$40,465 |
$44,239 |
106.70% |
| Missouri Total |
100.00% |
174,117 |
$30,162,088 |
$30,152,895 |
$7,059 |
$14,329,780 |
$14,855,245 |
49.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.38% |
3,627 |
$4,162,623 |
$4,196,014 |
$0 |
$2,404,819 |
$3,547,714 |
84.55% |
| Missouri Total |
100.00% |
126,551 |
$174,773,182 |
$158,458,592 |
$9,209 |
$76,403,147 |
$88,928,188 |
56.12% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
183 |
$332,100 |
$335,105 |
$0 |
$332,512 |
$308,391 |
92.03% |
| Missouri Total |
100.00% |
164,410 |
$324,518,087 |
$326,964,025 |
$0 |
$238,360,551 |
$240,450,847 |
73.54% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
2,048 |
$675,516 |
$679,209 |
$0 |
$1,017,896 |
$1,475,004 |
217.16% |
| Missouri Total |
100.00% |
220,147 |
$51,162,276 |
$52,122,674 |
$0 |
$25,486,371 |
$27,790,296 |
53.32% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
1,250 |
$651,319 |
$0 |
$650,730 |
$173,273 |
99.91% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
2,634 |
$1,520,152 |
$0 |
$1,885,905 |
$251,844 |
124.06% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
983 |
$305,973 |
$0 |
$2,559,876 |
$0 |
836.63% |
| Missouri Total |
100.00% |
186,006 |
$1,048,332,179 |
$47,621,403 |
$827,719,273 |
$0 |
78.96% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
52 |
$18,842 |
$0 |
$18,825 |
$7,335 |
99.91% |
| Missouri Total |
100.00% |
131,760 |
$264,276,576 |
$3,668,394 |
$353,997,068 |
$29,943,706 |
133.95% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,078 |
$212,096 |
$45,957 |
$175,224 |
$33,254 |
104.28% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
33,011 |
$14,681,189 |
$14,706,446 |
$0 |
$10,435,857 |
$11,553,474 |
78.56% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
26,657 |
$9,371,310 |
$9,353,747 |
$0 |
$6,542,119 |
$6,069,957 |
64.89% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
24,153 |
$2,862,753 |
$0 |
$2,554,846 |
$332,911 |
89.24% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
6,354 |
$5,309,879 |
$5,352,699 |
$0 |
$3,893,738 |
$5,483,517 |
102.44% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,042 |
$2,852,770 |
$45,957 |
$5,290,560 |
$465,706 |
187.06% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
30,195 |
$5,715,523 |
$45,957 |
$7,845,406 |
$798,617 |
138.07% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |