Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
460 |
$93,280 |
$96,169 |
$0 |
$138,149 |
$87,408 |
90.89% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
20 |
$200,443 |
$206,651 |
$0 |
$296,860 |
$187,825 |
90.89% |
| Missouri Total |
100.00% |
77,628 |
$114,366,125 |
$113,733,916 |
$22,495 |
$70,155,731 |
$70,614,791 |
62.09% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.33% |
21,979 |
$2,146,977 |
$0 |
$595,668 |
$163,129 |
27.74% |
| Missouri Total |
100.00% |
540,054 |
$33,920,188 |
$33,742 |
$18,191,182 |
$2,987,583 |
53.63% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
152 |
$113,298 |
$114,646 |
$0 |
$54,698 |
$65,327 |
56.98% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
56 |
$26,209 |
$27,009 |
$0 |
$38,332 |
$24,253 |
89.80% |
| Missouri Total |
100.00% |
6,264,867 |
$189,400,158 |
$189,152,886 |
$0 |
$46,587,157 |
$50,775,087 |
26.84% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.66% |
1,937 |
$1,362,919 |
$1,360,453 |
$0 |
$257,367 |
$473,790 |
34.83% |
| Missouri Total |
100.00% |
52,624 |
$24,089,299 |
$23,102,739 |
$847 |
$7,009,857 |
$9,670,595 |
41.86% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.31% |
3,392 |
$3,527,898 |
$3,428,845 |
$0 |
$3,625,909 |
$3,560,594 |
103.84% |
| Missouri Total |
100.00% |
99,512 |
$153,031,398 |
$151,573,487 |
$0 |
$122,604,054 |
$131,392,182 |
86.69% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
235 |
$9,996 |
$0 |
$250,875 |
$0 |
2,509.75% |
| Missouri Total |
100.00% |
258,386 |
$799,869,908 |
$558,916 |
$597,706,268 |
$0 |
74.73% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.73% |
20,324 |
$3,170,554 |
$2,987,396 |
$0 |
$1,270,870 |
$1,212,485 |
40.59% |
| Missouri Total |
100.00% |
334,847 |
$29,558,218 |
$31,473,169 |
$0 |
$14,588,023 |
$13,987,422 |
44.44% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
321 |
$183,112 |
$183,112 |
$0 |
$122,607 |
$121,847 |
66.54% |
| Missouri Total |
100.00% |
827,624 |
$232,404,579 |
$232,951,401 |
$0 |
$86,691,187 |
$189,878,256 |
81.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
560 |
$529,250 |
$0 |
$459,543 |
$120,508 |
86.83% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
184 |
$167,517 |
$0 |
$551,430 |
$47,992 |
329.18% |
| Missouri Total |
100.00% |
76,541 |
$35,587,319 |
$233,826 |
$25,201,675 |
$8,748,218 |
70.82% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
340 |
$96,251 |
$96,926 |
$0 |
$63,323 |
$60,374 |
62.29% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$601 |
$621 |
$0 |
$1,029 |
$877 |
141.22% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1 |
$5,058 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
41,975 |
$96,881,454 |
$277,219 |
$48,101,602 |
$0 |
49.65% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
49 |
$28,162 |
$29,118 |
$0 |
$48,209 |
$41,101 |
141.15% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
136 |
$43,446 |
$43,617 |
$0 |
$44,167 |
$42,134 |
96.60% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.53% |
3,725 |
$4,180,399 |
$4,122,131 |
$0 |
$2,387,412 |
$3,436,560 |
83.37% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
224 |
$350,842 |
$352,092 |
$0 |
$345,106 |
$315,596 |
89.63% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,116 |
$755,795 |
$0 |
$4,453,446 |
$0 |
589.24% |
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
2,077 |
$720,329 |
$723,034 |
$0 |
$626,422 |
$641,735 |
88.76% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
1,076 |
$643,049 |
$0 |
$556,139 |
$130,485 |
86.48% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
3,331 |
$1,578,501 |
$0 |
$1,731,004 |
$276,521 |
109.66% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
58 |
$19,306 |
$0 |
$16,696 |
$8,346 |
86.48% |
| Missouri Total |
100.00% |
132,383 |
$266,155,970 |
$3,393,872 |
$298,729,942 |
$32,498,044 |
112.24% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,323 |
$225,142 |
$44,005 |
$180,051 |
$73,066 |
99.52% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
33,223 |
$14,097,743 |
$13,771,820 |
$0 |
$9,320,460 |
$10,271,906 |
74.59% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
26,662 |
$8,677,713 |
$8,404,281 |
$0 |
$5,804,792 |
$5,733,529 |
68.22% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
22,958 |
$2,853,740 |
$0 |
$1,857,516 |
$331,629 |
65.09% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
6,561 |
$5,420,030 |
$5,367,539 |
$0 |
$3,515,668 |
$4,538,377 |
84.55% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,905 |
$3,226,851 |
$44,005 |
$6,937,336 |
$488,418 |
216.35% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
29,863 |
$6,080,591 |
$44,005 |
$8,794,852 |
$820,047 |
145.36% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |