Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
570 |
$118,644 |
$116,913 |
$0 |
$235,766 |
$203,418 |
173.99% |
| Missouri Total |
100.00% |
3,539,057 |
$91,771,927 |
$89,672,796 |
$117,637 |
$39,383,932 |
$40,287,027 |
44.93% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
79 |
$682,465 |
$672,510 |
$0 |
$1,356,174 |
$1,170,101 |
173.99% |
| Missouri Total |
100.00% |
61,735 |
$85,579,770 |
$84,644,366 |
$26,942 |
$51,186,679 |
$50,980,674 |
60.23% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
0 |
$350,927 |
$345,808 |
$0 |
$697,351 |
$601,672 |
173.99% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.03% |
20,316 |
$1,959,358 |
$0 |
$904,265 |
$159,892 |
46.15% |
| Missouri Total |
100.00% |
571,829 |
$32,514,714 |
$31,793 |
$23,174,177 |
$3,555,940 |
71.27% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
594 |
$144,151 |
$144,566 |
$0 |
$63,146 |
$61,910 |
42.82% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,821 |
$186,338 |
$175,782 |
$0 |
$100,579 |
$95,531 |
54.35% |
| Missouri Total |
100.00% |
2,072,120 |
$135,963,695 |
$135,998,052 |
$0 |
$34,596,673 |
$34,114,750 |
25.08% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.85% |
1,895 |
$1,306,843 |
$1,282,229 |
$0 |
$138,621 |
$292,399 |
22.80% |
| Missouri Total |
100.00% |
53,335 |
$19,065,041 |
$16,481,744 |
$889 |
$7,134,273 |
$8,129,698 |
49.33% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.87% |
2,152 |
$2,128,528 |
$2,066,034 |
$0 |
$2,132,308 |
$2,039,440 |
98.71% |
| Missouri Total |
100.00% |
77,135 |
$113,705,041 |
$112,808,723 |
$0 |
$91,451,077 |
$93,632,116 |
83.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
224 |
$50,915 |
$0 |
$222,968 |
$0 |
437.92% |
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.87% |
17,517 |
$2,716,496 |
$2,715,168 |
$0 |
$1,236,687 |
$1,380,126 |
50.83% |
| Missouri Total |
100.00% |
273,486 |
$34,498,114 |
$39,702,980 |
$0 |
$18,162,858 |
$17,319,562 |
43.62% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
121 |
$60,097 |
$60,097 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
746,399 |
$110,671,927 |
$108,898,969 |
$0 |
$68,039,680 |
$72,206,007 |
66.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
1,275 |
$670,040 |
$0 |
$407,458 |
$175,085 |
60.81% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
195 |
$195,259 |
$0 |
$1,959,546 |
$58,636 |
1,003.56% |
| Missouri Total |
100.00% |
84,392 |
$38,246,367 |
$62,270 |
$58,441,328 |
$6,730,611 |
152.80% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
151 |
$9,957 |
$9,915 |
$0 |
$3,399 |
$4,584 |
46.23% |
| Missouri Total |
100.00% |
720,793 |
$36,941,318 |
$37,593,334 |
$69,386 |
$16,209,065 |
$13,838,188 |
36.81% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$1,314 |
$1,308 |
$0 |
$448 |
$605 |
46.25% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
51 |
$21,291 |
$21,202 |
$0 |
$7,267 |
$9,802 |
46.23% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
20 |
$4,128 |
$4,111 |
$0 |
$1,409 |
$1,901 |
46.24% |
| Missouri Total |
100.00% |
156,113 |
$21,926,715 |
$22,230,269 |
$7,734 |
$11,423,188 |
$10,992,215 |
49.45% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.60% |
3,905 |
$3,805,469 |
$3,767,119 |
$0 |
$1,582,845 |
$2,421,002 |
64.27% |
| Missouri Total |
100.00% |
118,086 |
$146,612,156 |
$136,163,460 |
$60,924 |
$53,077,958 |
$76,391,765 |
56.10% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
278 |
$345,323 |
$497,795 |
$0 |
$332,279 |
$329,579 |
66.21% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
977 |
$667,533 |
$0 |
$2,137,488 |
$0 |
320.21% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.69% |
3,341 |
$1,499,530 |
$1,509,510 |
$0 |
$902,394 |
$952,511 |
63.10% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
819 |
$407,553 |
$0 |
$377,128 |
$100,481 |
92.53% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
3,337 |
$1,849,563 |
$0 |
$2,114,273 |
$282,110 |
114.31% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
52 |
$18,245 |
$0 |
$16,883 |
$7,366 |
92.53% |
| Missouri Total |
100.00% |
140,081 |
$263,942,909 |
$9,623,305 |
$153,198,805 |
$31,949,923 |
58.04% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,442 |
$233,208 |
$43,534 |
$117,368 |
$31,736 |
69.00% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
32,506 |
$13,381,501 |
$13,390,067 |
$0 |
$8,790,673 |
$9,564,581 |
71.43% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
24,749 |
$7,694,489 |
$7,579,107 |
$0 |
$5,960,632 |
$5,844,597 |
77.11% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
22,010 |
$2,875,572 |
$0 |
$3,494,237 |
$393,613 |
121.51% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
7,757 |
$5,687,012 |
$5,810,960 |
$0 |
$2,830,041 |
$3,719,984 |
64.02% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,627 |
$3,176,102 |
$43,534 |
$4,763,140 |
$421,693 |
151.34% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
28,637 |
$6,051,674 |
$43,534 |
$8,257,377 |
$815,306 |
137.17% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |