Company Name:
LIFE INVESTORS INSURANCE COMPANY OF AMERICACompany Address:
4333 EDGEWOOD ROAD NE
CEDAR RAPIDS, IA 52406-1447Mailing Address:
4333 EDGEWOOD ROAD, NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2008-10-02
| Line |
Authorized Date |
| Accident and Health |
1969-12-31 |
| Life, annuities and endowments |
1969-12-31 |
| Variable Contracts |
1969-12-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
626 |
$109,088 |
$108,556 |
$0 |
$132,833 |
$131,911 |
121.51% |
| Missouri Total |
100.00% |
3,668,966 |
$87,918,966 |
$87,535,591 |
$269,857 |
$34,651,876 |
$37,745,931 |
43.12% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
125 |
$752,385 |
$748,714 |
$0 |
$916,156 |
$909,798 |
121.51% |
| Missouri Total |
100.00% |
63,048 |
$78,993,104 |
$77,963,811 |
$67,667 |
$52,015,985 |
$52,835,382 |
67.77% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
327 |
$2,428,233 |
$2,427,230 |
$0 |
$1,885,078 |
$1,858,389 |
76.56% |
| Missouri Total |
100.00% |
189,814 |
$424,044,499 |
$423,345,981 |
$33,822 |
$344,581,656 |
$347,909,286 |
82.18% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.17% |
20,703 |
$2,181,093 |
$0 |
$901,397 |
$163,506 |
41.33% |
| Missouri Total |
100.00% |
664,945 |
$52,362,733 |
$55,813 |
$23,437,134 |
$3,935,258 |
44.76% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
1,093 |
$111,107 |
$118,334 |
$0 |
$54,462 |
$85,185 |
71.99% |
| Missouri Total |
100.00% |
938,463 |
$175,547,865 |
$176,774,386 |
$407,123 |
$124,446,429 |
$151,673,545 |
85.80% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
78 |
$42,382 |
$42,175 |
$0 |
$51,607 |
$51,249 |
121.52% |
| Missouri Total |
100.00% |
3,884,242 |
$150,816,872 |
$150,787,786 |
$362 |
$31,873,603 |
$30,893,293 |
20.49% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.63% |
1,722 |
$1,136,704 |
$1,111,741 |
$0 |
$98,747 |
$183,861 |
16.54% |
| Missouri Total |
100.00% |
32,693 |
$17,145,379 |
$13,862,322 |
$1,640 |
$6,805,900 |
$8,062,393 |
58.16% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.31% |
1,723 |
$1,381,588 |
$1,377,451 |
$0 |
$1,800,029 |
$1,784,719 |
129.57% |
| Missouri Total |
100.00% |
71,725 |
$105,214,564 |
$108,748,155 |
$0 |
$81,837,391 |
$85,666,413 |
78.78% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
18 |
$12,958 |
$0 |
$36,926 |
$0 |
284.97% |
| Missouri Total |
100.00% |
297,250 |
$873,006,299 |
$1,530,329 |
$822,323,683 |
$0 |
94.19% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.14% |
17,145 |
$2,752,410 |
$2,657,440 |
$0 |
$1,149,001 |
$1,329,999 |
50.05% |
| Missouri Total |
100.00% |
523,643 |
$44,857,620 |
$44,098,538 |
$0 |
$18,675,784 |
$20,646,550 |
46.82% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
1,374 |
$771,029 |
$0 |
$277,786 |
$190,517 |
36.03% |
| Missouri Total |
100.00% |
2,947,879 |
$340,012,832 |
$3,499,348 |
$440,792,052 |
$131,765,902 |
129.64% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.00% |
198 |
$281,309 |
$0 |
$1,351,587 |
$55,945 |
480.46% |
| Missouri Total |
100.00% |
65,039 |
$28,147,577 |
$232,777 |
$42,363,105 |
$22,600,896 |
150.50% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
163 |
$10,965 |
$10,791 |
$0 |
$9,132 |
$9,565 |
88.64% |
| Missouri Total |
100.00% |
706,381 |
$32,207,268 |
$30,700,050 |
$25,392 |
$13,444,108 |
$20,054,937 |
65.33% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$829 |
$1,795 |
$0 |
$5,586 |
$6,347 |
353.59% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
50 |
$19,561 |
$19,252 |
$0 |
$16,240 |
$17,012 |
88.36% |
| Missouri Total |
100.00% |
122,597 |
$70,982,921 |
$71,622,440 |
$764,238 |
$42,743,391 |
$67,075,314 |
93.65% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
24 |
$4,510 |
$4,438 |
$0 |
$3,756 |
$3,934 |
88.64% |
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.85% |
3,913 |
$3,648,956 |
$3,697,332 |
$0 |
$1,678,700 |
$2,437,428 |
65.92% |
| Missouri Total |
100.00% |
106,825 |
$128,200,397 |
$118,420,910 |
$33,714 |
$45,559,028 |
$60,952,678 |
51.47% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
295 |
$360,399 |
$365,374 |
$0 |
$335,296 |
$323,179 |
88.45% |
| Missouri Total |
100.00% |
197,066 |
$330,704,751 |
$324,511,768 |
$0 |
$241,400,468 |
$239,482,551 |
73.80% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
949 |
$377,706 |
$0 |
$438,808 |
$0 |
116.18% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.01% |
5,447 |
$1,380,607 |
$1,380,911 |
$0 |
$1,071,248 |
$1,124,662 |
81.44% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
418 |
$326,252 |
$0 |
$324,275 |
$65,710 |
99.39% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
2,566 |
$1,891,013 |
$0 |
$1,961,600 |
$198,641 |
103.73% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
34 |
$117,211 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
87,692 |
$416,637,139 |
$491,892 |
$237,931,299 |
$0 |
57.11% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
40 |
$17,022 |
$0 |
$16,716 |
$5,506 |
98.20% |
| Missouri Total |
100.00% |
139,664 |
$312,984,706 |
$10,028,648 |
$146,437,278 |
$29,978,045 |
46.79% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,588 |
$213,652 |
$42,033 |
$102,861 |
$14,386 |
67.82% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
32,741 |
$14,139,724 |
$14,071,534 |
$0 |
$9,207,871 |
$10,257,238 |
72.89% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
22,839 |
$8,713,897 |
$8,591,641 |
$0 |
$6,087,913 |
$6,335,111 |
73.74% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
22,293 |
$3,246,389 |
$0 |
$2,567,696 |
$409,968 |
79.09% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
9,902 |
$5,425,827 |
$5,479,893 |
$0 |
$3,119,958 |
$3,922,127 |
71.57% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
5,595 |
$2,942,856 |
$42,033 |
$2,844,260 |
$284,243 |
98.08% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
27,888 |
$6,189,245 |
$42,033 |
$5,411,956 |
$694,211 |
88.12% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |