Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$6,985 |
$6,848 |
$0 |
$-192 |
-2.80% |
| Missouri Total |
100.00% |
$22,419,603 |
$22,033,792 |
$1,464,240 |
$3,129,115 |
14.20% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$58 |
$103 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$4,608,339 |
$4,463,740 |
$904,933 |
$490,528 |
10.99% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$149,000 |
$147,650 |
$102,924 |
$126,623 |
85.76% |
| Missouri Total |
100.00% |
$89,199,049 |
$86,548,357 |
$59,038,073 |
$59,180,253 |
68.38% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$73,464 |
$74,595 |
$18,131 |
$22,306 |
29.90% |
| Missouri Total |
100.00% |
$62,345,709 |
$60,950,303 |
$37,364,798 |
$38,214,534 |
62.70% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$564,891 |
$605,644 |
$107,893 |
$-57,824 |
-9.55% |
| Missouri Total |
100.00% |
$260,260,500 |
$254,195,778 |
$149,857,390 |
$159,836,896 |
62.88% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$54,184 |
$-29,040 |
|
| Missouri Total |
100.00% |
$81,551,167 |
$80,917,450 |
$48,399,917 |
$48,602,997 |
60.06% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$20,438 |
$21,318 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$8,203,925 |
$7,806,756 |
$2,713,864 |
$1,704,091 |
21.83% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$50,536 |
$53,009 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$18,962,292 |
$18,597,359 |
$10,166,128 |
$9,378,543 |
50.43% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$26,168 |
$29,629 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$158,531,063 |
$154,692,159 |
$72,884,571 |
$61,058,828 |
39.47% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$1,198,502 |
$1,238,920 |
$105,626 |
$260,776 |
21.05% |
| Missouri Total |
100.00% |
$710,090,975 |
$698,309,645 |
$440,536,532 |
$390,637,732 |
55.94% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$503,707 |
$492,152 |
$119,368 |
$-1,993,814 |
-405.12% |
| Missouri Total |
100.00% |
$895,555,364 |
$864,367,723 |
$467,047,374 |
$499,393,157 |
57.78% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$300,433 |
$306,834 |
$1,763 |
$-5,543 |
-1.81% |
| Missouri Total |
100.00% |
$138,086,307 |
$136,246,107 |
$69,458,623 |
$68,607,727 |
50.36% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$45,950 |
$48,531 |
$0 |
$316 |
0.65% |
| Missouri Total |
100.00% |
$97,891,710 |
$97,512,676 |
$-175,429 |
$-197,935 |
-0.20% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
$759,478 |
$848,587 |
$137,898 |
$196,550 |
23.16% |
| Missouri Total |
100.00% |
$163,409,129 |
$157,791,854 |
$92,871,221 |
$98,517,364 |
62.44% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$12,706 |
$11,038 |
$0 |
$9,386 |
85.03% |
| Missouri Total |
100.00% |
$23,777,769 |
$22,863,610 |
$5,978,845 |
$16,576,999 |
72.50% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$42 |
|
| Missouri Total |
100.00% |
$1,715,824,831 |
$1,668,374,080 |
$960,299,618 |
$967,664,775 |
58.00% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$1,271 |
$1,937 |
$0 |
$804 |
$-1,184 |
-61.13% |
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
21 |
$26,700 |
$40,674 |
$0 |
$16,878 |
$-24,874 |
-61.15% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$198,792 |
$211,602 |
$52,808 |
$35,243 |
16.66% |
| Missouri Total |
100.00% |
$302,520,608 |
$298,344,173 |
$125,065,191 |
$133,537,670 |
44.76% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$654,644 |
$707,805 |
$6,800 |
$233,950 |
33.05% |
| Missouri Total |
100.00% |
$500,303,337 |
$505,217,925 |
$217,749,226 |
$192,888,554 |
38.18% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-11,697 |
|
| Missouri Total |
100.00% |
$572,783,491 |
$561,993,526 |
$362,643,463 |
$365,157,271 |
64.98% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$8,768 |
$9,704 |
$0 |
$-1,615 |
-16.64% |
| Missouri Total |
100.00% |
$35,324,968 |
$34,881,502 |
$25,488,513 |
$64,917,657 |
186.11% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$140,943 |
$169,131 |
$15,351 |
$194,993 |
115.29% |
| Missouri Total |
100.00% |
$73,307,681 |
$73,363,796 |
$20,850,438 |
$32,121,035 |
43.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$27,971 |
$42,611 |
$0 |
$17,682 |
$-26,058 |
-61.15% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$858,329 |
$902,216 |
$283,132 |
$62,065 |
6.88% |
| Missouri Total |
100.00% |
$520,522,642 |
$509,016,003 |
$307,540,170 |
$316,917,314 |
62.26% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$326,601 |
$336,463 |
$1,763 |
$-5,543 |
-1.65% |
| Missouri Total |
100.00% |
$456,379,064 |
$455,931,601 |
$243,338,154 |
$177,771,548 |
38.99% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$42 |
|
| Missouri Total |
100.00% |
$1,795,547,008 |
$1,745,787,878 |
$1,001,906,383 |
$1,008,455,770 |
57.77% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$27,971 |
$42,611 |
$0 |
$17,682 |
$-26,058 |
-61.15% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-11,697 |
|
| Missouri Total |
100.00% |
$3,171,499,379 |
$3,132,869,036 |
$1,978,115,627 |
$2,048,375,679 |
65.38% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$4,715,463 |
$4,983,100 |
$722,746 |
$-1,019,540 |
-20.46% |
| Missouri Total |
100.00% |
$9,646,741,891 |
$9,474,468,202 |
$5,389,839,350 |
$5,326,446,312 |
56.22% |