Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$6,721 |
$6,872 |
$0 |
$-220 |
-3.20% |
| Missouri Total |
100.00% |
$21,943,004 |
$21,276,391 |
$3,177,439 |
$3,419,960 |
16.07% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$109 |
$109 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$4,321,608 |
$4,116,053 |
$237,761 |
$1,005,021 |
24.42% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$150,927 |
$163,738 |
$105,736 |
$95,121 |
58.09% |
| Missouri Total |
100.00% |
$82,894,808 |
$79,882,130 |
$55,997,900 |
$58,740,249 |
73.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$77,542 |
$81,910 |
$13,114 |
$11,797 |
14.40% |
| Missouri Total |
100.00% |
$59,045,646 |
$57,606,112 |
$34,404,141 |
$33,634,106 |
58.39% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$625,308 |
$689,397 |
$300,009 |
$-7,300 |
-1.06% |
| Missouri Total |
100.00% |
$260,009,834 |
$252,654,610 |
$128,629,839 |
$148,672,138 |
58.84% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$44,130 |
$-1,074 |
|
| Missouri Total |
100.00% |
$69,508,352 |
$67,379,327 |
$37,701,583 |
$41,075,325 |
60.96% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$20,510 |
$23,978 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$7,350,023 |
$7,370,777 |
$1,501,559 |
$2,269,213 |
30.79% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$52,078 |
$58,274 |
$300,000 |
$-7,300 |
-12.53% |
| Missouri Total |
100.00% |
$19,994,404 |
$19,740,837 |
$11,200,435 |
$13,193,694 |
66.83% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$31,667 |
$34,745 |
$845 |
$752 |
2.16% |
| Missouri Total |
100.00% |
$159,633,112 |
$164,178,492 |
$94,021,760 |
$61,788,774 |
37.64% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$1,198,159 |
$1,240,774 |
$460,132 |
$-274,252 |
-22.10% |
| Missouri Total |
100.00% |
$691,235,498 |
$678,287,560 |
$466,032,773 |
$327,522,304 |
48.29% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$229,986 |
$197,723 |
$277,742 |
$2,008,626 |
1,015.88% |
| Missouri Total |
100.00% |
$826,679,767 |
$798,627,288 |
$478,911,181 |
$451,241,679 |
56.50% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$315,515 |
$309,109 |
$37,179 |
$33,077 |
10.70% |
| Missouri Total |
100.00% |
$131,841,974 |
$128,412,432 |
$60,997,719 |
$59,030,082 |
45.97% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$48,692 |
$48,015 |
$0 |
$-358 |
-0.75% |
| Missouri Total |
100.00% |
$94,608,884 |
$93,614,236 |
$182,211 |
$-717,071 |
-0.77% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
$957,485 |
$1,014,887 |
$189,390 |
$280,153 |
27.60% |
| Missouri Total |
100.00% |
$157,064,012 |
$152,148,952 |
$82,956,034 |
$79,749,665 |
52.42% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$16,895 |
$17,670 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$22,676,335 |
$22,014,984 |
$7,647,967 |
$6,622,273 |
30.08% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$181 |
|
| Missouri Total |
100.00% |
$1,607,428,787 |
$1,566,510,080 |
$747,842,575 |
$674,631,214 |
43.07% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
4 |
$35,717 |
$27,935 |
$0 |
$31,767 |
$55,472 |
198.58% |
| Missouri Total |
100.00% |
189,260 |
$438,556,358 |
$441,259,579 |
$2,918 |
$349,105,794 |
$352,000,915 |
79.77% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
24 |
$13,659 |
$37,909 |
$0 |
$8,320 |
$-163,280 |
-430.72% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$232,345 |
$251,909 |
$32,106 |
$47,453 |
18.84% |
| Missouri Total |
100.00% |
$269,318,307 |
$269,204,255 |
$108,428,992 |
$109,184,866 |
40.56% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$738,432 |
$776,569 |
$17,066 |
$-442,413 |
-56.97% |
| Missouri Total |
100.00% |
$498,061,411 |
$476,078,725 |
$197,983,441 |
$251,260,209 |
52.78% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$10,639 |
|
| Missouri Total |
100.00% |
$540,136,506 |
$528,591,224 |
$273,583,115 |
$271,741,548 |
51.41% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$7,501 |
|
| Missouri Total |
100.00% |
$807,845,220 |
$802,808,573 |
$468,588,623 |
$477,815,927 |
59.52% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$10,601 |
$14,000 |
$0 |
$-850 |
-6.07% |
| Missouri Total |
100.00% |
$34,952,330 |
$33,711,194 |
$10,267,790 |
$11,053,314 |
32.79% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$162,983 |
$206,754 |
$52,633 |
$-70,970 |
-34.33% |
| Missouri Total |
100.00% |
$73,751,876 |
$75,123,457 |
$7,447,328 |
$-2,125,136 |
-2.83% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
28 |
$49,376 |
$65,844 |
$0 |
$40,087 |
$-107,808 |
-163.73% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$926,365 |
$1,017,297 |
$762,989 |
$91,244 |
8.97% |
| Missouri Total |
100.00% |
$498,803,067 |
$484,633,793 |
$269,435,457 |
$297,584,725 |
61.40% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$347,182 |
$343,854 |
$38,024 |
$33,829 |
9.84% |
| Missouri Total |
100.00% |
$465,445,973 |
$471,198,182 |
$373,460,583 |
$301,165,048 |
63.91% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$181 |
|
| Missouri Total |
100.00% |
$1,693,772,754 |
$1,649,534,329 |
$780,990,543 |
$704,057,160 |
42.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
28 |
$49,376 |
$65,844 |
$0 |
$40,087 |
$-107,808 |
-163.73% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$18,140 |
|
| Missouri Total |
100.00% |
$3,050,835,935 |
$3,017,981,285 |
$1,804,278,707 |
$1,835,654,434 |
60.82% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$4,875,955 |
$5,136,433 |
$1,830,082 |
$1,690,563 |
32.91% |
| Missouri Total |
100.00% |
$9,281,403,597 |
$9,110,397,202 |
$5,326,875,791 |
$4,962,116,395 |
54.47% |