Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$7,008 |
$7,498 |
$0 |
$-11 |
-0.15% |
| Missouri Total |
100.00% |
$20,387,427 |
$19,781,475 |
$6,464,274 |
$3,233,928 |
16.35% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$109 |
$109 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,947,222 |
$3,742,335 |
$258,680 |
$651,220 |
17.40% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$185,582 |
$200,695 |
$152,719 |
$143,809 |
71.66% |
| Missouri Total |
100.00% |
$73,563,009 |
$72,251,431 |
$46,974,050 |
$45,740,179 |
63.31% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$90,814 |
$98,355 |
$51,629 |
$48,617 |
49.43% |
| Missouri Total |
100.00% |
$54,492,447 |
$54,889,116 |
$51,451,857 |
$51,189,453 |
93.26% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$792,674 |
$849,348 |
$667,924 |
$418,711 |
49.30% |
| Missouri Total |
100.00% |
$233,555,349 |
$233,795,288 |
$134,486,974 |
$77,298,502 |
33.06% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$94,630 |
$59,322 |
|
| Missouri Total |
100.00% |
$67,437,962 |
$65,871,928 |
$38,046,788 |
$40,561,485 |
61.58% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$29,756 |
$33,006 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$14,562,422 |
$14,369,487 |
$3,930,460 |
$5,335,071 |
37.13% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$69,797 |
$76,099 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$19,016,424 |
$18,787,244 |
$9,138,092 |
$8,251,901 |
43.92% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$42,828 |
$41,998 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$143,973,036 |
$127,548,129 |
$511,675,142 |
$187,580,108 |
147.07% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$1,310,325 |
$1,479,401 |
$372,116 |
$191,228 |
12.93% |
| Missouri Total |
100.00% |
$636,825,329 |
$627,924,214 |
$703,032,634 |
$673,757,224 |
107.30% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$281,312 |
$305,292 |
$443,452 |
$81,894 |
26.82% |
| Missouri Total |
100.00% |
$769,309,531 |
$755,858,998 |
$473,625,893 |
$521,822,963 |
69.04% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$288,993 |
$293,261 |
$66,038 |
$42,448 |
14.47% |
| Missouri Total |
100.00% |
$130,021,921 |
$128,702,267 |
$87,617,324 |
$88,681,840 |
68.90% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$47,333 |
$54,708 |
$0 |
$42 |
0.08% |
| Missouri Total |
100.00% |
$93,309,847 |
$91,000,667 |
$191,930 |
$684,955 |
0.75% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$1,105,786 |
$1,029,379 |
$1,002,994 |
$641,046 |
62.28% |
| Missouri Total |
100.00% |
$143,733,185 |
$135,922,844 |
$94,174,919 |
$91,840,155 |
67.57% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$18,851 |
$20,162 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$20,946,687 |
$21,088,635 |
$8,399,320 |
$9,276,912 |
43.99% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-223 |
|
| Missouri Total |
100.00% |
$1,534,019,943 |
$1,476,863,351 |
$1,232,606,076 |
$1,186,032,579 |
80.31% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
4 |
$36,766 |
$5,219 |
$0 |
$13,705 |
$9,275 |
177.72% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
47 |
$22,885 |
$61,334 |
$0 |
$12,323 |
$108,980 |
177.68% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$268,355 |
$304,749 |
$251,304 |
$137,853 |
45.23% |
| Missouri Total |
100.00% |
$251,077,947 |
$245,818,928 |
$107,952,815 |
$106,816,632 |
43.45% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$819,372 |
$891,769 |
$492,023 |
$-49,970 |
-5.60% |
| Missouri Total |
100.00% |
$461,691,015 |
$447,268,928 |
$219,280,553 |
$181,607,186 |
40.60% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-356 |
$80,852 |
|
| Missouri Total |
100.00% |
$775,031,437 |
$766,473,191 |
$466,017,354 |
$460,478,571 |
60.08% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-7,501 |
|
| Missouri Total |
100.00% |
$789,674,783 |
$781,038,431 |
$465,749,146 |
$472,619,351 |
60.51% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$24,670 |
$22,135 |
$-961 |
$309 |
1.40% |
| Missouri Total |
100.00% |
$29,564,346 |
$28,428,379 |
$44,645,093 |
$16,932,718 |
59.56% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$237,793 |
$254,552 |
$12,056 |
$-34,941 |
-13.73% |
| Missouri Total |
100.00% |
$73,875,392 |
$75,679,268 |
$16,905,456 |
$11,703,432 |
15.46% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
51 |
$59,651 |
$66,553 |
$0 |
$26,028 |
$118,255 |
177.69% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$1,168,623 |
$1,257,503 |
$966,902 |
$670,459 |
53.32% |
| Missouri Total |
100.00% |
$462,627,613 |
$459,964,494 |
$284,028,221 |
$228,376,591 |
49.65% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$331,821 |
$335,259 |
$66,038 |
$42,448 |
12.66% |
| Missouri Total |
100.00% |
$425,452,165 |
$412,290,938 |
$1,012,696,210 |
$752,606,756 |
182.54% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-223 |
|
| Missouri Total |
100.00% |
$1,628,973,856 |
$1,563,364,036 |
$1,289,736,346 |
$1,241,993,355 |
79.44% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
51 |
$59,651 |
$66,553 |
$0 |
$26,028 |
$118,255 |
177.69% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-356 |
$73,351 |
|
| Missouri Total |
100.00% |
$2,949,920,889 |
$2,920,504,822 |
$2,007,630,042 |
$2,022,653,624 |
69.26% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$5,621,358 |
$5,962,516 |
$3,605,568 |
$1,753,485 |
29.41% |
| Missouri Total |
100.00% |
$8,797,938,375 |
$8,628,677,686 |
$7,047,847,291 |
$6,788,635,323 |
78.68% |