Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$7,939 |
$8,180 |
$0 |
$-318 |
-3.89% |
| Missouri Total |
100.00% |
$18,955,228 |
$18,287,187 |
$5,291,031 |
$3,594,129 |
19.65% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$109 |
$109 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,620,651 |
$3,312,173 |
$891,750 |
$582,766 |
17.59% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$220,683 |
$221,964 |
$177,998 |
$192,905 |
86.91% |
| Missouri Total |
100.00% |
$67,973,411 |
$67,092,775 |
$49,185,497 |
$49,373,363 |
73.59% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$109,612 |
$112,616 |
$63,037 |
$68,316 |
60.66% |
| Missouri Total |
100.00% |
$48,805,511 |
$49,307,255 |
$48,995,508 |
$50,364,145 |
102.14% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$902,042 |
$938,807 |
$608,586 |
$377,807 |
40.24% |
| Missouri Total |
100.00% |
$243,315,390 |
$242,282,062 |
$131,212,252 |
$157,399,677 |
64.97% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$114,918 |
$71,340 |
|
| Missouri Total |
100.00% |
$65,314,047 |
$62,637,287 |
$38,905,581 |
$46,438,542 |
74.14% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$35,269 |
$34,530 |
$7,990 |
$4,960 |
14.36% |
| Missouri Total |
100.00% |
$8,935,290 |
$8,845,547 |
$11,944,181 |
$16,319,151 |
184.49% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$83,310 |
$84,820 |
$13,500 |
$8,381 |
9.88% |
| Missouri Total |
100.00% |
$18,985,703 |
$18,979,158 |
$13,430,615 |
$13,989,339 |
73.71% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$43,483 |
$46,156 |
$11,559 |
$11,732 |
25.42% |
| Missouri Total |
100.00% |
$132,096,980 |
$132,862,854 |
$534,785,776 |
$914,391,979 |
688.22% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$1,584,078 |
$1,756,901 |
$138,177 |
$1,142,315 |
65.02% |
| Missouri Total |
100.00% |
$623,078,795 |
$617,289,195 |
$781,102,405 |
$1,024,996,965 |
166.05% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$330,205 |
$414,778 |
$626,758 |
$-988,005 |
-238.20% |
| Missouri Total |
100.00% |
$711,838,566 |
$698,167,969 |
$466,741,914 |
$445,394,771 |
63.79% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$309,024 |
$347,020 |
$415,888 |
$422,093 |
121.63% |
| Missouri Total |
100.00% |
$122,365,452 |
$117,383,846 |
$110,315,391 |
$108,821,007 |
92.71% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$64,065 |
$73,487 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$88,645,202 |
$88,150,399 |
$14,839 |
$264,831 |
0.30% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.71% |
$991,938 |
$1,113,855 |
$2,262,569 |
$1,906,215 |
171.14% |
| Missouri Total |
100.00% |
$139,620,953 |
$136,011,190 |
$126,172,719 |
$134,786,825 |
99.10% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$22,007 |
$24,192 |
$0 |
$4,227 |
17.47% |
| Missouri Total |
100.00% |
$21,813,242 |
$20,604,814 |
$21,654,301 |
$23,726,307 |
115.15% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
4 |
$43,414 |
$44,936 |
$0 |
$28,096 |
$-75,079 |
-167.08% |
| Missouri Total |
100.00% |
173,628 |
$403,540,418 |
$393,273,014 |
$3,112 |
$304,853,227 |
$305,857,550 |
77.77% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
52 |
$22,454 |
$27,161 |
$0 |
$9,397 |
$1,610 |
5.93% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$314,022 |
$381,169 |
$412,717 |
$498,266 |
130.72% |
| Missouri Total |
100.00% |
$225,757,245 |
$224,301,660 |
$95,502,294 |
$102,810,977 |
45.84% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$936,702 |
$987,219 |
$1,625,922 |
$1,481,718 |
150.09% |
| Missouri Total |
100.00% |
$539,738,707 |
$507,441,650 |
$290,505,798 |
$277,999,437 |
54.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-300 |
$-80,450 |
|
| Missouri Total |
100.00% |
$756,602,300 |
$752,143,000 |
$479,689,059 |
$481,789,069 |
64.06% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$12,941 |
$13,140 |
$0 |
$382 |
2.91% |
| Missouri Total |
100.00% |
$27,565,820 |
$27,187,832 |
$34,632,487 |
$49,270,952 |
181.22% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$255,705 |
$252,414 |
$54,828 |
$15,351 |
6.08% |
| Missouri Total |
100.00% |
$71,331,983 |
$75,857,806 |
$915,821 |
$2,823,594 |
3.72% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
56 |
$65,868 |
$72,097 |
$0 |
$37,493 |
$-73,469 |
-101.90% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$1,350,916 |
$1,392,737 |
$986,029 |
$723,709 |
51.96% |
| Missouri Total |
100.00% |
$453,329,352 |
$449,144,084 |
$293,673,634 |
$333,884,217 |
74.34% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$352,507 |
$393,176 |
$427,447 |
$433,825 |
110.34% |
| Missouri Total |
100.00% |
$392,952,320 |
$399,228,408 |
$766,541,068 |
$1,196,005,414 |
299.58% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
56 |
$65,868 |
$72,097 |
$0 |
$37,493 |
$-73,469 |
-101.90% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-300 |
$-80,450 |
|
| Missouri Total |
100.00% |
$2,886,086,443 |
$2,878,296,685 |
$1,905,391,573 |
$1,913,115,970 |
66.47% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$6,223,134 |
$6,811,357 |
$6,534,147 |
$5,137,235 |
75.42% |
| Missouri Total |
100.00% |
$8,596,852,003 |
$8,512,987,529 |
$7,215,311,579 |
$8,060,392,321 |
94.68% |