Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$8,493 |
$8,353 |
$0 |
$14 |
0.17% |
| Missouri Total |
100.00% |
$18,453,018 |
$18,339,979 |
$3,269,980 |
$6,256,121 |
34.11% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$109 |
$133 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,260,625 |
$3,207,086 |
$5,088,605 |
$5,124,949 |
159.80% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$204,642 |
$265,273 |
$215,154 |
$215,997 |
81.42% |
| Missouri Total |
100.00% |
$66,932,024 |
$68,113,590 |
$40,992,950 |
$41,381,049 |
60.75% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$109,395 |
$128,286 |
$97,875 |
$98,258 |
76.59% |
| Missouri Total |
100.00% |
$46,363,065 |
$46,936,009 |
$27,901,887 |
$26,760,293 |
57.01% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$877,348 |
$1,121,302 |
$183,873 |
$-59,101 |
-5.27% |
| Missouri Total |
100.00% |
$243,296,034 |
$246,226,707 |
$133,490,194 |
$118,854,870 |
48.27% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$112,772 |
$-36,248 |
|
| Missouri Total |
100.00% |
$59,807,757 |
$59,450,991 |
$34,293,122 |
$37,025,272 |
62.28% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$30,717 |
$39,900 |
$2,323 |
$-747 |
-1.87% |
| Missouri Total |
100.00% |
$7,953,305 |
$8,059,404 |
$9,271,720 |
$9,846,957 |
122.18% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$79,143 |
$93,146 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$16,956,695 |
$17,022,030 |
$8,827,137 |
$10,146,718 |
59.61% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$50,312 |
$55,477 |
$4,144 |
$3,822 |
6.89% |
| Missouri Total |
100.00% |
$131,914,727 |
$134,145,060 |
$55,201,863 |
$46,760,577 |
34.86% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$1,983,858 |
$2,217,127 |
$1,198,506 |
$-250,014 |
-11.28% |
| Missouri Total |
100.00% |
$607,509,479 |
$606,804,684 |
$310,259,666 |
$298,468,703 |
49.19% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$425,721 |
$547,883 |
$909,584 |
$-2,364,677 |
-431.60% |
| Missouri Total |
100.00% |
$679,862,271 |
$690,205,385 |
$452,712,053 |
$461,544,429 |
66.87% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$380,862 |
$397,670 |
$67,954 |
$62,659 |
15.76% |
| Missouri Total |
100.00% |
$116,261,158 |
$112,008,073 |
$54,274,641 |
$62,478,611 |
55.78% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$83,058 |
$87,065 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$87,756,586 |
$87,451,308 |
$336,994 |
$255,691 |
0.29% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
$1,299,518 |
$1,367,053 |
$823,160 |
$832,215 |
60.88% |
| Missouri Total |
100.00% |
$121,020,942 |
$118,169,029 |
$76,926,590 |
$75,657,337 |
64.02% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$26,081 |
$27,345 |
$53,950 |
$-718 |
-2.63% |
| Missouri Total |
100.00% |
$20,805,445 |
$20,566,492 |
$13,613,445 |
$14,143,100 |
68.77% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5 |
$43,814 |
$35,995 |
$0 |
$93,918 |
$20,058 |
55.72% |
| Missouri Total |
100.00% |
171,656 |
$403,756,711 |
$404,165,742 |
$0 |
$278,284,429 |
$276,889,791 |
68.51% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
52 |
$6,087 |
$24,755 |
$0 |
$21,630 |
$280,805 |
1,134.34% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$491,896 |
$540,798 |
$308,650 |
$285,062 |
52.71% |
| Missouri Total |
100.00% |
$213,958,608 |
$212,889,339 |
$109,685,143 |
$103,375,666 |
48.56% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$1,090,518 |
$1,228,982 |
$392,859 |
$-497,070 |
-40.45% |
| Missouri Total |
100.00% |
$585,627,179 |
$576,485,720 |
$284,022,044 |
$264,509,677 |
45.88% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-607 |
$-607 |
|
| Missouri Total |
100.00% |
$755,321,292 |
$758,133,967 |
$477,250,153 |
$462,205,423 |
60.97% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-212 |
|
| Missouri Total |
100.00% |
$772,271,799 |
$761,347,849 |
$456,137,054 |
$436,190,500 |
57.29% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$13,832 |
$16,364 |
$0 |
$-2,047 |
-12.51% |
| Missouri Total |
100.00% |
$24,912,194 |
$24,812,727 |
$27,885,813 |
$29,809,529 |
120.14% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$240,596 |
$243,823 |
$26,497 |
$26,791 |
10.99% |
| Missouri Total |
100.00% |
$78,550,219 |
$78,072,741 |
$60,653,909 |
$61,259,839 |
78.47% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
57 |
$49,901 |
$60,750 |
$0 |
$115,548 |
$300,863 |
495.25% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$1,301,245 |
$1,647,907 |
$611,997 |
$218,159 |
13.24% |
| Missouri Total |
100.00% |
$441,308,880 |
$445,808,731 |
$254,777,010 |
$244,015,159 |
54.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$431,174 |
$453,147 |
$72,098 |
$66,481 |
14.67% |
| Missouri Total |
100.00% |
$349,246,553 |
$338,155,359 |
$205,023,769 |
$184,332,393 |
54.51% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
57 |
$49,901 |
$60,750 |
$0 |
$115,548 |
$300,863 |
495.25% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-607 |
$-819 |
|
| Missouri Total |
100.00% |
$2,887,388,073 |
$2,866,814,132 |
$1,730,926,545 |
$1,670,104,975 |
58.26% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$7,396,099 |
$8,385,980 |
$4,396,694 |
$-1,686,623 |
-20.11% |
| Missouri Total |
100.00% |
$8,368,410,476 |
$8,301,280,585 |
$4,890,271,388 |
$4,773,232,479 |
57.50% |