Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$7,871 |
$5,720 |
$0 |
$-140 |
-2.45% |
| Missouri Total |
100.00% |
$18,653,904 |
$18,691,900 |
$49,196,986 |
$44,479,899 |
237.96% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$231 |
$459 |
$0 |
$-51 |
-11.11% |
| Missouri Total |
100.00% |
$3,182,065 |
$3,204,459 |
$555,484 |
$432,096 |
13.48% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
$343,060 |
$391,869 |
$143,225 |
$130,062 |
33.19% |
| Missouri Total |
100.00% |
$69,154,118 |
$71,801,637 |
$38,620,769 |
$37,867,947 |
52.74% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$149,745 |
$170,965 |
$94,900 |
$86,178 |
50.41% |
| Missouri Total |
100.00% |
$49,460,665 |
$51,448,150 |
$27,569,025 |
$26,734,442 |
51.96% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
$1,440,789 |
$1,563,947 |
$2,170,296 |
$1,264,423 |
80.85% |
| Missouri Total |
100.00% |
$237,445,190 |
$248,038,410 |
$154,682,730 |
$137,117,232 |
55.28% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$152,173 |
$88,656 |
|
| Missouri Total |
100.00% |
$59,009,477 |
$59,232,722 |
$33,517,860 |
$31,719,492 |
53.55% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
$54,712 |
$59,468 |
$1,611 |
$939 |
1.58% |
| Missouri Total |
100.00% |
$8,332,300 |
$8,457,490 |
$4,843,583 |
$7,012,584 |
82.92% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
$116,177 |
$131,463 |
$64,424 |
$37,534 |
28.55% |
| Missouri Total |
100.00% |
$15,315,772 |
$15,501,899 |
$7,191,076 |
$11,158,029 |
71.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$431,197 |
$443,511 |
$70,913 |
$59,619 |
13.44% |
| Missouri Total |
100.00% |
$112,822,740 |
$110,985,710 |
$60,198,500 |
$61,827,953 |
55.71% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$2,432,436 |
$2,643,151 |
$4,593,606 |
$705,805 |
26.70% |
| Missouri Total |
100.00% |
$600,330,719 |
$606,012,031 |
$365,600,628 |
$347,788,065 |
57.39% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$524,865 |
$944,467 |
$1,334,056 |
$-5,763,898 |
-610.28% |
| Missouri Total |
100.00% |
$743,922,238 |
$784,442,587 |
$459,440,256 |
$412,467,149 |
52.58% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$90,004 |
$93,610 |
$0 |
$-2,714 |
-2.90% |
| Missouri Total |
100.00% |
$88,842,606 |
$87,650,394 |
$5,546 |
$89,271 |
0.10% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.28% |
$1,458,078 |
$1,508,031 |
$1,674,674 |
$1,712,818 |
113.58% |
| Missouri Total |
100.00% |
$113,619,352 |
$111,063,896 |
$99,742,943 |
$102,909,673 |
92.66% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$29,782 |
$33,070 |
$0 |
$54,108 |
163.62% |
| Missouri Total |
100.00% |
$20,019,949 |
$20,542,544 |
$8,964,561 |
$6,486,803 |
31.58% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$2,473 |
$2,464 |
|
| Missouri Total |
100.00% |
$1,281,526,956 |
$1,224,837,688 |
$787,655,524 |
$756,306,723 |
61.75% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
9 |
$40,355 |
$154,158 |
$0 |
$41,423 |
$68,882 |
44.68% |
| Missouri Total |
100.00% |
174,200 |
$383,719,171 |
$379,322,658 |
$3,516 |
$277,709,956 |
$268,794,687 |
70.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$1,769 |
$6,756 |
$0 |
$2,520 |
$4,190 |
62.02% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$608,436 |
$679,736 |
$201,336 |
$193,494 |
28.47% |
| Missouri Total |
100.00% |
$211,405,830 |
$223,252,884 |
$128,380,740 |
$83,255,877 |
37.29% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-569 |
|
| Missouri Total |
100.00% |
$26,500,843 |
$27,951,125 |
$12,910,677 |
$4,797,557 |
17.16% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$1,412,846 |
$1,628,382 |
$155,778 |
$-3,865,195 |
-237.36% |
| Missouri Total |
100.00% |
$601,938,646 |
$616,111,938 |
$304,288,865 |
$287,982,695 |
46.74% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-1,289 |
$-1,288 |
|
| Missouri Total |
100.00% |
$760,505,125 |
$758,741,635 |
$445,596,171 |
$453,617,037 |
59.79% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-102 |
$-4,495 |
|
| Missouri Total |
100.00% |
$104,452,371 |
$103,928,980 |
$57,694,118 |
$60,672,629 |
58.38% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$19,758 |
$21,225 |
$0 |
$-1,276 |
-6.01% |
| Missouri Total |
100.00% |
$27,083,268 |
$27,153,288 |
$16,429,441 |
$17,581,581 |
64.75% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$249,208 |
$250,716 |
$42,082 |
$62,798 |
25.05% |
| Missouri Total |
100.00% |
$77,751,856 |
$79,904,922 |
$6,809,571 |
$7,524,160 |
9.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$42,124 |
$160,914 |
$0 |
$43,943 |
$73,072 |
45.41% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$2,104,483 |
$2,317,712 |
$2,626,629 |
$1,607,792 |
69.37% |
| Missouri Total |
100.00% |
$438,717,522 |
$454,480,308 |
$266,425,043 |
$251,609,726 |
55.36% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$431,197 |
$443,511 |
$70,913 |
$59,619 |
13.44% |
| Missouri Total |
100.00% |
$340,216,650 |
$327,447,788 |
$214,954,602 |
$203,921,249 |
62.28% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$2,473 |
$2,464 |
|
| Missouri Total |
100.00% |
$1,341,160,015 |
$1,283,124,093 |
$824,872,916 |
$791,383,248 |
61.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$42,124 |
$160,914 |
$0 |
$43,943 |
$73,072 |
45.41% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-569 |
|
| Missouri Total |
100.00% |
$155,867,385 |
$159,189,839 |
$76,864,434 |
$47,022,591 |
29.54% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-1,391 |
$-5,783 |
|
| Missouri Total |
100.00% |
$2,824,652,648 |
$2,807,501,540 |
$1,673,553,485 |
$1,716,047,558 |
61.12% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$9,369,195 |
$10,569,790 |
$10,700,156 |
$-5,240,728 |
-49.58% |
| Missouri Total |
100.00% |
$8,304,542,734 |
$8,329,171,627 |
$4,993,465,146 |
$4,871,221,055 |
58.48% |