Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$3,738 |
$4,271 |
$0 |
$30 |
0.70% |
| Missouri Total |
100.00% |
$18,807,299 |
$18,806,672 |
$5,489,504 |
$3,970,647 |
21.11% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$727 |
$799 |
$104 |
$106 |
13.27% |
| Missouri Total |
100.00% |
$3,167,368 |
$3,299,915 |
$214,812 |
$541,296 |
16.40% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
$464,615 |
$521,331 |
$216,616 |
$199,736 |
38.31% |
| Missouri Total |
100.00% |
$77,057,583 |
$78,921,978 |
$48,940,904 |
$49,540,130 |
62.77% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$211,113 |
$226,863 |
$145,950 |
$138,225 |
60.93% |
| Missouri Total |
100.00% |
$55,520,797 |
$57,985,862 |
$36,017,749 |
$34,078,969 |
58.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
$1,484,406 |
$1,694,396 |
$2,054,128 |
$731,472 |
43.17% |
| Missouri Total |
100.00% |
$258,154,184 |
$257,360,422 |
$125,225,656 |
$97,952,380 |
38.06% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$288,719 |
$329,567 |
$308,335 |
$226,340 |
68.68% |
| Missouri Total |
100.00% |
$61,865,392 |
$63,274,235 |
$39,871,431 |
$35,026,063 |
55.36% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
$89,727 |
$102,276 |
$12,196 |
$23,043 |
22.53% |
| Missouri Total |
100.00% |
$9,035,215 |
$9,318,286 |
$7,439,679 |
$10,472,913 |
112.39% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.88% |
$299,570 |
$343,124 |
$107,623 |
$-49,116 |
-14.31% |
| Missouri Total |
100.00% |
$15,917,096 |
$16,537,312 |
$9,055,000 |
$5,480,603 |
33.14% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$476,874 |
$472,818 |
$190,594 |
$181,741 |
38.44% |
| Missouri Total |
100.00% |
$138,786,628 |
$140,042,733 |
$59,970,280 |
$61,029,098 |
43.58% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$2,872,579 |
$3,091,029 |
$2,794,350 |
$1,286,492 |
41.62% |
| Missouri Total |
100.00% |
$617,263,524 |
$620,689,922 |
$328,059,456 |
$325,579,492 |
52.45% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$1,462,264 |
$1,726,646 |
$1,418,077 |
$86,399 |
5.00% |
| Missouri Total |
100.00% |
$891,058,853 |
$920,403,457 |
$488,936,905 |
$555,612,334 |
60.37% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$101,920 |
$100,947 |
$0 |
$-2,535 |
-2.51% |
| Missouri Total |
100.00% |
$84,492,688 |
$81,049,628 |
$188,260 |
$-44,004 |
-0.05% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-90 |
|
| Missouri Total |
100.00% |
$103,680,088 |
$105,418,823 |
$51,799,797 |
$71,235,870 |
67.57% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.45% |
$1,560,532 |
$1,547,905 |
$920,667 |
$1,498,039 |
96.78% |
| Missouri Total |
100.00% |
$107,988,355 |
$106,072,694 |
$90,794,769 |
$100,640,396 |
94.88% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$35,484 |
$36,724 |
$0 |
$81 |
0.22% |
| Missouri Total |
100.00% |
$20,682,756 |
$20,432,295 |
$13,881,143 |
$12,838,518 |
62.83% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$9 |
|
| Missouri Total |
100.00% |
$1,140,222,822 |
$1,105,212,438 |
$900,332,032 |
$944,278,585 |
85.44% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$4,422 |
$-350,560 |
$0 |
$10,267 |
$25,901 |
-7.39% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$2,960 |
$561,036 |
$0 |
$8,400 |
$-55,385 |
-9.87% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$726,072 |
$779,800 |
$269,645 |
$253,003 |
32.44% |
| Missouri Total |
100.00% |
$223,065,754 |
$231,018,123 |
$112,048,086 |
$134,417,678 |
58.18% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-5 |
|
| Missouri Total |
100.00% |
$29,485,159 |
$29,598,095 |
$8,780,442 |
$8,197,263 |
27.70% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-164 |
|
| Missouri Total |
100.00% |
$6,124,970 |
$8,076,355 |
$1,972,065 |
$512,657 |
6.35% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$1,925,816 |
$2,070,709 |
$171,577 |
$-697,694 |
-33.69% |
| Missouri Total |
100.00% |
$604,569,893 |
$615,621,569 |
$387,895,647 |
$326,778,287 |
53.08% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-958 |
$-958 |
|
| Missouri Total |
100.00% |
$761,230,898 |
$758,776,246 |
$484,971,058 |
$486,449,846 |
64.11% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$11,000 |
$-2,000 |
|
| Missouri Total |
100.00% |
$701,144,550 |
$700,313,850 |
$477,171,987 |
$492,756,427 |
70.36% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$24,085 |
$30,608 |
$261 |
$-40,072 |
-130.92% |
| Missouri Total |
100.00% |
$28,737,063 |
$29,395,330 |
$21,476,963 |
$34,290,103 |
116.65% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$264,789 |
$246,337 |
$11,107 |
$8,639 |
3.51% |
| Missouri Total |
100.00% |
$83,321,843 |
$83,851,726 |
$8,959,400 |
$6,638,566 |
7.92% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$7,382 |
$210,476 |
$0 |
$18,667 |
$-29,484 |
-14.01% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
$2,838,150 |
$3,217,557 |
$2,844,848 |
$1,269,700 |
39.46% |
| Missouri Total |
100.00% |
$477,550,267 |
$483,398,095 |
$266,550,419 |
$232,551,058 |
48.11% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$476,874 |
$472,818 |
$190,594 |
$181,651 |
38.42% |
| Missouri Total |
100.00% |
$375,864,213 |
$371,145,068 |
$189,278,815 |
$218,124,965 |
58.77% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$9 |
|
| Missouri Total |
100.00% |
$1,197,095,955 |
$1,159,999,605 |
$940,823,123 |
$986,372,454 |
85.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$7,382 |
$210,476 |
$0 |
$18,667 |
$-29,484 |
-14.01% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-169 |
|
| Missouri Total |
100.00% |
$164,271,452 |
$167,197,843 |
$52,799,664 |
$26,633,906 |
15.93% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,042 |
$-2,958 |
|
| Missouri Total |
100.00% |
$2,778,334,278 |
$2,765,680,206 |
$1,791,179,745 |
$1,814,488,748 |
65.61% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$12,293,030 |
$13,326,150 |
$8,631,272 |
$3,840,721 |
28.82% |
| Missouri Total |
100.00% |
$8,482,169,798 |
$8,475,190,441 |
$5,193,444,276 |
$5,545,130,263 |
65.43% |