Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$4,991 |
$6,391 |
$0 |
$-64 |
-1.00% |
| Missouri Total |
100.00% |
$19,710,931 |
$19,914,744 |
$4,046,366 |
$2,532,523 |
12.72% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$481 |
$1,328 |
$3,818 |
$3,763 |
283.36% |
| Missouri Total |
100.00% |
$3,182,069 |
$3,381,487 |
$321,486 |
$359,240 |
10.62% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
$538,809 |
$571,322 |
$401,304 |
$402,663 |
70.48% |
| Missouri Total |
100.00% |
$86,538,763 |
$87,149,357 |
$46,101,509 |
$46,531,157 |
53.39% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$232,155 |
$244,865 |
$129,073 |
$155,629 |
63.56% |
| Missouri Total |
100.00% |
$58,387,652 |
$59,263,543 |
$25,355,809 |
$25,958,109 |
43.80% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
$1,835,226 |
$1,861,106 |
$2,893,772 |
$1,987,564 |
106.79% |
| Missouri Total |
100.00% |
$253,574,124 |
$255,111,322 |
$189,701,291 |
$173,304,828 |
67.93% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$446,330 |
$452,507 |
$527,214 |
$426,137 |
94.17% |
| Missouri Total |
100.00% |
$68,679,461 |
$68,661,375 |
$43,890,092 |
$47,403,373 |
69.04% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
$110,498 |
$113,032 |
$14,622 |
$3,359 |
2.97% |
| Missouri Total |
100.00% |
$9,026,398 |
$9,220,495 |
$3,684,831 |
$1,521,962 |
16.51% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.27% |
$250,422 |
$256,582 |
$117,500 |
$286,164 |
111.53% |
| Missouri Total |
100.00% |
$19,717,352 |
$19,785,131 |
$8,247,423 |
$7,838,669 |
39.62% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$491,079 |
$597,845 |
$196,947 |
$70,113 |
11.73% |
| Missouri Total |
100.00% |
$144,026,467 |
$144,446,977 |
$52,390,607 |
$30,932,182 |
21.41% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
$3,414,444 |
$3,773,029 |
$2,297,222 |
$66,444 |
1.76% |
| Missouri Total |
100.00% |
$624,940,170 |
$624,330,193 |
$333,873,467 |
$302,067,806 |
48.38% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$2,098,037 |
$2,063,612 |
$1,413,916 |
$-2,445,471 |
-118.50% |
| Missouri Total |
100.00% |
$989,406,000 |
$970,897,495 |
$441,727,642 |
$532,644,865 |
54.86% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$103,767 |
$118,193 |
$0 |
$-1,017 |
-0.86% |
| Missouri Total |
100.00% |
$79,029,470 |
$76,674,346 |
$28,862 |
$-135,014 |
-0.18% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,678 |
|
| Missouri Total |
100.00% |
$66,097,052 |
$66,050,725 |
$20,900,764 |
$24,899,950 |
37.70% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.48% |
$1,529,029 |
$1,536,802 |
$1,043,292 |
$764,397 |
49.74% |
| Missouri Total |
100.00% |
$103,417,834 |
$100,080,202 |
$62,975,091 |
$52,656,668 |
52.61% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$36,528 |
$38,368 |
$0 |
$291 |
0.76% |
| Missouri Total |
100.00% |
$21,914,254 |
$21,387,403 |
$5,210,221 |
$3,731,487 |
17.45% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$2,473 |
$-958 |
|
| Missouri Total |
100.00% |
$1,104,392,640 |
$1,074,000,796 |
$709,074,079 |
$627,110,618 |
58.39% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
16 |
$60,149 |
$44,712 |
$0 |
$87,022 |
$87,022 |
194.63% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
8 |
$21,548 |
$46,159 |
$0 |
$16,870 |
$49,519 |
107.28% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$861,201 |
$946,931 |
$131,353 |
$151,089 |
15.96% |
| Missouri Total |
100.00% |
$239,442,069 |
$236,471,744 |
$112,810,278 |
$95,566,111 |
40.41% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$28,947,064 |
$30,601,130 |
$18,854,499 |
$-8,009,803 |
-26.17% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$37 |
|
| Missouri Total |
100.00% |
$9,131,432 |
$8,885,721 |
$5,693,259 |
$5,063,113 |
56.98% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$2,152,591 |
$2,271,770 |
$1,147,637 |
$1,725,000 |
75.93% |
| Missouri Total |
100.00% |
$575,434,677 |
$590,437,730 |
$260,993,910 |
$258,810,100 |
43.83% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$25,114 |
$39,772 |
$5,102 |
$-3,927 |
-9.87% |
| Missouri Total |
100.00% |
$53,386,978 |
$34,903,757 |
$25,594,412 |
$25,379,583 |
72.71% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-692 |
$-692 |
|
| Missouri Total |
100.00% |
$768,820,222 |
$770,181,860 |
$486,991,645 |
$492,954,502 |
64.00% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$273 |
|
| Missouri Total |
100.00% |
$59,342,800 |
$57,942,199 |
$36,177,826 |
$42,849,909 |
73.95% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$3,264 |
|
| Missouri Total |
100.00% |
$100,165,140 |
$99,541,423 |
$58,650,035 |
$66,639,892 |
66.95% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$42,267 |
$42,817 |
$1,000,000 |
$-8,208 |
-19.17% |
| Missouri Total |
100.00% |
$37,364,634 |
$39,698,625 |
$24,495,724 |
$1,772,988 |
4.47% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$225,998 |
$211,264 |
$-18,004 |
$364 |
0.17% |
| Missouri Total |
100.00% |
$86,709,776 |
$77,899,558 |
$13,644,816 |
$14,760,297 |
18.95% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$81,697 |
$90,871 |
$0 |
$103,892 |
$136,541 |
150.26% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$3,413,440 |
$3,499,414 |
$4,083,485 |
$3,261,516 |
93.20% |
| Missouri Total |
100.00% |
$495,923,750 |
$499,191,223 |
$316,980,955 |
$302,558,098 |
60.61% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$491,079 |
$597,845 |
$196,947 |
$68,435 |
11.45% |
| Missouri Total |
100.00% |
$299,223,030 |
$296,828,557 |
$113,754,015 |
$91,289,737 |
30.76% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$2,473 |
$-958 |
|
| Missouri Total |
100.00% |
$1,165,295,534 |
$1,134,201,601 |
$749,764,107 |
$660,625,401 |
58.25% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$81,697 |
$90,871 |
$0 |
$103,892 |
$136,541 |
150.26% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$34 |
|
| Missouri Total |
100.00% |
$169,414,625 |
$173,191,830 |
$79,077,895 |
$21,078,113 |
12.17% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-692 |
$2,845 |
|
| Missouri Total |
100.00% |
$2,756,783,633 |
$2,756,117,839 |
$1,680,492,993 |
$1,705,663,119 |
61.89% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$14,398,967 |
$15,147,536 |
$11,306,549 |
$3,584,533 |
23.66% |
| Missouri Total |
100.00% |
$8,389,562,041 |
$8,290,577,887 |
$4,565,097,639 |
$4,421,956,843 |
53.34% |