Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$10,589 |
$12,647 |
$0 |
$-47 |
-0.37% |
| Missouri Total |
100.00% |
$20,287,178 |
$20,136,360 |
$3,041,006 |
$9,338,707 |
46.38% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$2,435 |
$4,292 |
$0 |
$-4 |
-0.09% |
| Missouri Total |
100.00% |
$4,486,169 |
$4,096,450 |
$-508,812 |
$92,897 |
2.27% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$674,460 |
$746,192 |
$243,356 |
$211,691 |
28.37% |
| Missouri Total |
100.00% |
$92,474,523 |
$93,458,371 |
$54,124,240 |
$54,255,152 |
58.05% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$281,379 |
$310,392 |
$173,322 |
$176,991 |
57.02% |
| Missouri Total |
100.00% |
$64,583,189 |
$64,500,523 |
$61,101,767 |
$60,705,338 |
94.12% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,632 |
$3,964 |
$2,575,983 |
$1,796,958 |
45,331.94% |
| Missouri Total |
100.00% |
$257,416,800 |
$259,851,118 |
$134,421,032 |
$156,308,862 |
60.15% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.20% |
$2,653,910 |
$2,893,842 |
$395,651 |
$371,671 |
12.84% |
| Missouri Total |
100.00% |
$82,830,527 |
$82,671,242 |
$40,838,688 |
$40,730,063 |
49.27% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$95,787 |
$99,537 |
$21,626 |
$6,338 |
6.37% |
| Missouri Total |
100.00% |
$88,791,644 |
$88,343,882 |
$14,942,188 |
$18,041,768 |
20.42% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.17% |
$222,088 |
$232,603 |
$134,000 |
$56,762 |
24.40% |
| Missouri Total |
100.00% |
$19,057,212 |
$18,795,548 |
$10,188,570 |
$12,963,327 |
68.97% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$69,348 |
$73,973 |
$18,168 |
$22,779 |
30.79% |
| Missouri Total |
100.00% |
$111,471,643 |
$109,462,300 |
$59,637,104 |
$96,110,695 |
87.80% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$4,329,717 |
$4,822,619 |
$4,780,618 |
$3,983,488 |
82.60% |
| Missouri Total |
100.00% |
$631,114,959 |
$626,549,471 |
$439,987,620 |
$530,264,046 |
84.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$1,856,355 |
$1,789,736 |
$1,741,681 |
$-425,355 |
-23.77% |
| Missouri Total |
100.00% |
$1,002,570,001 |
$992,049,972 |
$424,018,402 |
$542,248,649 |
54.66% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$660,611 |
$752,868 |
$407,090 |
$493,406 |
65.54% |
| Missouri Total |
100.00% |
$125,716,338 |
$123,855,165 |
$75,814,094 |
$83,344,916 |
67.29% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$131,351 |
$137,773 |
$0 |
$1,785 |
1.30% |
| Missouri Total |
100.00% |
$74,987,799 |
$73,995,713 |
$157,888 |
$395,238 |
0.53% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.59% |
$1,541,010 |
$1,572,356 |
$1,708,800 |
$1,596,965 |
101.57% |
| Missouri Total |
100.00% |
$97,210,506 |
$95,094,758 |
$100,832,604 |
$109,526,489 |
115.18% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$39,879 |
$39,127 |
$25,593 |
$25,366 |
64.83% |
| Missouri Total |
100.00% |
$20,361,971 |
$21,271,061 |
$10,450,633 |
$5,404,531 |
25.41% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$3,430 |
|
| Missouri Total |
100.00% |
$1,012,279,567 |
$992,537,797 |
$1,261,030,502 |
$1,342,733,936 |
135.28% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$37,867 |
$30,070 |
$0 |
$59,331 |
$59,331 |
197.31% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
82 |
$36,321 |
$32,407 |
$0 |
$43,739 |
$-12,461 |
-38.45% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$997,620 |
$996,303 |
$259,125 |
$210,865 |
21.16% |
| Missouri Total |
100.00% |
$232,233,886 |
$221,364,045 |
$106,188,581 |
$132,014,826 |
59.64% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$11 |
|
| Missouri Total |
100.00% |
$41,885,262 |
$42,430,660 |
$9,486,946 |
$-1,215,062 |
-2.86% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-261 |
|
| Missouri Total |
100.00% |
$8,161,923 |
$9,032,003 |
$236,981 |
$11,866,301 |
131.38% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$2,480,962 |
$2,680,376 |
$180,598 |
$-566,404 |
-21.13% |
| Missouri Total |
100.00% |
$609,320,778 |
$606,834,036 |
$371,638,001 |
$406,762,156 |
67.03% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$64,606 |
$49,823 |
$196,197 |
$-238,351 |
-478.40% |
| Missouri Total |
100.00% |
$44,057,701 |
$42,012,358 |
$38,818,019 |
$42,575,583 |
101.34% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-601 |
$-683 |
|
| Missouri Total |
100.00% |
$774,244,203 |
$772,078,132 |
$446,106,602 |
$448,667,576 |
58.11% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$22,000 |
$-83,592 |
|
| Missouri Total |
100.00% |
$715,234,862 |
$712,797,698 |
$424,942,335 |
$419,579,046 |
58.86% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2,181 |
|
| Missouri Total |
100.00% |
$572,450,303 |
$570,418,432 |
$364,345,730 |
$361,090,401 |
63.30% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$108 |
|
| Missouri Total |
100.00% |
$52,858,779 |
$51,099,461 |
$33,344,003 |
$36,758,436 |
71.94% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$2,124 |
|
| Missouri Total |
100.00% |
$97,599,773 |
$97,148,291 |
$52,214,565 |
$52,132,072 |
53.66% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$44,505 |
$43,914 |
$0 |
$-23,669 |
-53.90% |
| Missouri Total |
100.00% |
$44,403,319 |
$42,164,248 |
$20,352,833 |
$16,253,820 |
38.55% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$216,654 |
$205,734 |
$9,476 |
$-34,154 |
-16.60% |
| Missouri Total |
100.00% |
$76,489,177 |
$71,809,168 |
$3,911,842 |
$20,744,172 |
28.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
88 |
$74,188 |
$62,477 |
$0 |
$103,070 |
$46,870 |
75.02% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$3,931,256 |
$4,286,530 |
$3,543,938 |
$2,620,411 |
61.13% |
| Missouri Total |
100.00% |
$605,153,895 |
$607,620,684 |
$315,616,485 |
$343,004,510 |
56.45% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$729,959 |
$826,841 |
$425,258 |
$516,185 |
62.43% |
| Missouri Total |
100.00% |
$295,134,822 |
$291,522,479 |
$146,503,161 |
$187,777,953 |
64.41% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$3,430 |
|
| Missouri Total |
100.00% |
$1,094,712,981 |
$1,075,174,196 |
$1,351,507,667 |
$1,445,548,788 |
134.45% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
88 |
$74,188 |
$62,477 |
$0 |
$103,070 |
$46,870 |
75.02% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-250 |
|
| Missouri Total |
100.00% |
$189,392,763 |
$191,945,065 |
$71,311,677 |
$64,755,507 |
33.74% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$21,399 |
$-84,224 |
|
| Missouri Total |
100.00% |
$2,766,162,801 |
$2,757,999,491 |
$1,847,465,192 |
$1,843,214,920 |
66.83% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$16,376,898 |
$17,468,071 |
$12,892,683 |
$7,586,037 |
43.43% |
| Missouri Total |
100.00% |
$8,413,347,296 |
$8,321,806,293 |
$5,503,150,397 |
$6,015,338,706 |
72.28% |