Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$9,970 |
$11,187 |
$0 |
$-2,577 |
-23.04% |
| Missouri Total |
100.00% |
$20,374,249 |
$20,930,936 |
$2,859,093 |
$1,756,010 |
8.39% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$5,815 |
$4,359 |
$9,418 |
$9,220 |
211.52% |
| Missouri Total |
100.00% |
$3,086,430 |
$2,879,888 |
$1,213,949 |
$1,259,157 |
43.72% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$814,745 |
$956,526 |
$397,466 |
$473,136 |
49.46% |
| Missouri Total |
100.00% |
$94,966,273 |
$95,533,021 |
$47,545,217 |
$48,272,677 |
50.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$334,032 |
$387,729 |
$187,613 |
$207,570 |
53.53% |
| Missouri Total |
100.00% |
$63,177,401 |
$64,005,865 |
$24,175,823 |
$25,747,008 |
40.23% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$248,455 |
$271,352 |
$1,526,001 |
$2,144,464 |
790.29% |
| Missouri Total |
100.00% |
$268,161,058 |
$271,980,407 |
$147,975,880 |
$159,836,768 |
58.77% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.64% |
$2,998,878 |
$3,290,584 |
$455,209 |
$-129,929 |
-3.95% |
| Missouri Total |
100.00% |
$82,321,432 |
$79,876,541 |
$39,335,646 |
$42,737,585 |
53.50% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$101,000 |
$117,454 |
$6,551 |
$-12,814 |
-10.91% |
| Missouri Total |
100.00% |
$61,808,059 |
$61,009,066 |
$11,841,379 |
$15,054,425 |
24.68% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$73,451 |
$72,050 |
$41,660 |
$35,751 |
49.62% |
| Missouri Total |
100.00% |
$135,755,240 |
$131,372,826 |
$41,125,322 |
$23,826,255 |
18.14% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
$5,743,941 |
$6,605,407 |
$4,064,902 |
$2,246,402 |
34.01% |
| Missouri Total |
100.00% |
$622,649,146 |
$614,760,000 |
$249,031,666 |
$248,131,677 |
40.36% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$2,249,999 |
$2,294,498 |
$4,433,831 |
$6,945,369 |
302.70% |
| Missouri Total |
100.00% |
$1,008,002,549 |
$968,998,320 |
$461,730,864 |
$594,472,086 |
61.35% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
$793,001 |
$988,765 |
$319,897 |
$136,318 |
13.79% |
| Missouri Total |
100.00% |
$125,326,456 |
$123,830,473 |
$49,964,516 |
$52,859,548 |
42.69% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$154,541 |
$148,123 |
$0 |
$-2,750 |
-1.86% |
| Missouri Total |
100.00% |
$72,917,424 |
$71,294,758 |
$251,686 |
$-954,977 |
-1.34% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
$1,671,637 |
$1,693,739 |
$709,951 |
$965,154 |
56.98% |
| Missouri Total |
100.00% |
$92,404,602 |
$90,445,335 |
$42,706,128 |
$40,177,217 |
44.42% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$40,375 |
$44,322 |
$30,088 |
$28,212 |
63.65% |
| Missouri Total |
100.00% |
$23,042,366 |
$22,631,716 |
$5,944,543 |
$13,472,018 |
59.53% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-234 |
|
| Missouri Total |
100.00% |
$974,940,150 |
$962,933,485 |
$397,280,337 |
$443,502,680 |
46.06% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$38,684 |
$38,682 |
$0 |
$70,025 |
$70,025 |
181.03% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
97 |
$38,038 |
$39,814 |
$0 |
$49,350 |
$50,768 |
127.51% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$976,941 |
$959,322 |
$186,559 |
$200,263 |
20.88% |
| Missouri Total |
100.00% |
$201,917,577 |
$199,964,322 |
$75,938,842 |
$90,734,243 |
45.38% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$7 |
|
| Missouri Total |
100.00% |
$42,269,475 |
$42,048,640 |
$8,873,832 |
$12,887,534 |
30.65% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-210 |
|
| Missouri Total |
100.00% |
$8,573,953 |
$10,137,891 |
$18,094,146 |
$-2,708,356 |
-26.72% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$2,806,070 |
$2,867,989 |
$568,259 |
$-572,589 |
-19.96% |
| Missouri Total |
100.00% |
$568,337,066 |
$603,483,554 |
$334,235,058 |
$378,856,753 |
62.78% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$41,022 |
$57,214 |
$527,606 |
$498,350 |
871.03% |
| Missouri Total |
100.00% |
$30,702,629 |
$35,300,435 |
$33,262,804 |
$29,711,045 |
84.17% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-1,793 |
$6,333 |
|
| Missouri Total |
100.00% |
$785,477,015 |
$793,406,772 |
$450,298,920 |
$448,529,725 |
56.53% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$883 |
$744 |
|
| Missouri Total |
100.00% |
$457,656,918 |
$460,997,016 |
$204,530,039 |
$202,705,789 |
43.97% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$119,686 |
$75,910 |
|
| Missouri Total |
100.00% |
$719,748,706 |
$719,174,030 |
$438,738,616 |
$475,112,521 |
66.06% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-19,438 |
|
| Missouri Total |
100.00% |
$571,950,381 |
$573,165,668 |
$365,913,330 |
$365,566,650 |
63.78% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$851 |
$25 |
|
| Missouri Total |
100.00% |
$99,033,236 |
$98,995,200 |
$61,234,899 |
$57,751,777 |
58.34% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$39,035 |
$60,576 |
$12,959 |
$1,030,112 |
1,700.53% |
| Missouri Total |
100.00% |
$45,726,733 |
$48,846,364 |
$23,180,412 |
$4,761,872 |
9.75% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$210,738 |
$228,263 |
$5,113 |
$-41,283 |
-18.09% |
| Missouri Total |
100.00% |
$67,003,050 |
$65,353,672 |
$19,740,699 |
$20,079,091 |
30.72% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
103 |
$76,722 |
$78,496 |
$0 |
$119,375 |
$120,793 |
153.88% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
$4,497,110 |
$5,023,645 |
$2,572,840 |
$2,682,427 |
53.40% |
| Missouri Total |
100.00% |
$588,121,986 |
$589,707,629 |
$281,411,163 |
$302,319,859 |
51.27% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$866,452 |
$1,060,815 |
$361,557 |
$172,069 |
16.22% |
| Missouri Total |
100.00% |
$271,373,726 |
$265,149,404 |
$100,666,288 |
$86,534,872 |
32.64% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-234 |
|
| Missouri Total |
100.00% |
$1,056,946,691 |
$1,045,454,044 |
$430,664,376 |
$475,240,408 |
45.46% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
103 |
$76,722 |
$78,496 |
$0 |
$119,375 |
$120,793 |
153.88% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-203 |
|
| Missouri Total |
100.00% |
$190,032,878 |
$192,382,331 |
$77,579,894 |
$88,557,355 |
46.03% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$119,627 |
$63,574 |
|
| Missouri Total |
100.00% |
$2,773,452,710 |
$2,784,301,481 |
$1,597,094,439 |
$1,623,488,230 |
58.31% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$19,313,646 |
$21,059,459 |
$13,602,710 |
$14,221,516 |
67.53% |
| Missouri Total |
100.00% |
$8,218,883,685 |
$8,161,366,248 |
$4,027,395,001 |
$4,348,337,255 |
53.28% |