Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$13,418 |
$22,549 |
$0 |
$1,083 |
4.80% |
| Missouri Total |
100.00% |
$20,154,053 |
$20,792,906 |
$4,993,081 |
$4,009,561 |
19.28% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$3,739 |
$3,786 |
$0 |
$85 |
2.25% |
| Missouri Total |
100.00% |
$3,075,875 |
$3,041,453 |
$1,243,717 |
$856,560 |
28.16% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
$1,169,576 |
$1,453,116 |
$410,098 |
$346,078 |
23.82% |
| Missouri Total |
100.00% |
$102,908,301 |
$100,472,114 |
$46,435,406 |
$45,818,749 |
45.60% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
$479,935 |
$614,015 |
$266,882 |
$226,786 |
36.93% |
| Missouri Total |
100.00% |
$61,203,306 |
$60,296,445 |
$32,970,544 |
$31,213,703 |
51.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$308,091 |
$235,823 |
$1,770,919 |
$1,531,872 |
649.59% |
| Missouri Total |
100.00% |
$266,104,571 |
$257,394,838 |
$167,500,159 |
$156,039,811 |
60.62% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.20% |
$3,789,451 |
$4,399,958 |
$568,209 |
$-532,695 |
-12.11% |
| Missouri Total |
100.00% |
$90,257,005 |
$91,663,772 |
$42,132,717 |
$46,623,735 |
50.86% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
$141,468 |
$160,696 |
$34,950 |
$-6,998 |
-4.35% |
| Missouri Total |
100.00% |
$7,769,372 |
$7,592,187 |
$4,641,831 |
$2,048,509 |
26.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$71,537 |
$85,495 |
$17,318 |
$15,638 |
18.29% |
| Missouri Total |
100.00% |
$135,095,191 |
$140,253,823 |
$59,288,986 |
$58,928,282 |
42.02% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
$7,214,664 |
$7,808,566 |
$3,284,010 |
$1,262,776 |
16.17% |
| Missouri Total |
100.00% |
$604,339,988 |
$594,249,075 |
$246,348,996 |
$288,959,671 |
48.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$3,680,676 |
$4,972,831 |
$4,824,705 |
$1,162,333 |
23.37% |
| Missouri Total |
100.00% |
$963,548,981 |
$951,290,491 |
$478,733,108 |
$593,495,368 |
62.39% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.63% |
$1,221,890 |
$1,335,231 |
$1,723,533 |
$1,760,871 |
131.88% |
| Missouri Total |
100.00% |
$75,129,437 |
$71,219,347 |
$35,273,075 |
$31,877,773 |
44.76% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$126,541 |
$86,209 |
$0 |
$4,009 |
4.65% |
| Missouri Total |
100.00% |
$71,142,042 |
$68,942,586 |
$2,034 |
$663,937 |
0.96% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
$1,621,939 |
$1,490,228 |
$675,103 |
$687,152 |
46.11% |
| Missouri Total |
100.00% |
$89,419,224 |
$87,358,886 |
$55,059,499 |
$58,778,323 |
67.28% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$47,096 |
$47,598 |
$-3,360 |
$-4,028 |
-8.46% |
| Missouri Total |
100.00% |
$22,168,831 |
$22,600,150 |
$8,928,202 |
$9,230,395 |
40.84% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4,939 |
|
| Missouri Total |
100.00% |
$957,852,647 |
$915,218,541 |
$542,464,859 |
$553,032,164 |
60.43% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$36,752 |
$36,255 |
$0 |
$110,573 |
$110,573 |
304.99% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
108 |
$40,941 |
$41,264 |
$0 |
$32,174 |
$56,362 |
136.59% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$968,607 |
$972,131 |
$324,579 |
$275,734 |
28.36% |
| Missouri Total |
100.00% |
$187,073,322 |
$187,813,880 |
$81,270,526 |
$85,100,266 |
45.31% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4 |
|
| Missouri Total |
100.00% |
$47,899,466 |
$44,450,629 |
$20,485,670 |
$17,843,473 |
40.14% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-71 |
|
| Missouri Total |
100.00% |
$9,966,006 |
$10,972,529 |
$7,882,678 |
$-7,029,405 |
-64.06% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
$3,175,893 |
$3,218,412 |
$1,705,150 |
$2,057,492 |
63.93% |
| Missouri Total |
100.00% |
$409,263,293 |
$444,911,829 |
$227,717,624 |
$368,806,231 |
82.89% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$83,225 |
$109,754 |
$5,198 |
$113,936 |
103.81% |
| Missouri Total |
100.00% |
$30,767,698 |
$29,905,408 |
$36,307,186 |
$38,334,689 |
128.19% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-2,327 |
$8,225 |
$21,474 |
$12,934 |
157.25% |
| Missouri Total |
100.00% |
$820,637,371 |
$824,990,169 |
$451,512,091 |
$448,885,997 |
54.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-1,028 |
$4,110 |
$0 |
$-8,021 |
-195.16% |
| Missouri Total |
100.00% |
$459,520,370 |
$458,810,495 |
$324,057,579 |
$320,620,799 |
69.88% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-3,361 |
$15,257 |
$360,625 |
$-149,404 |
-979.25% |
| Missouri Total |
100.00% |
$700,801,940 |
$700,339,537 |
$408,256,743 |
$436,363,936 |
62.31% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-1,811 |
$8,362 |
$34,455 |
$21,958 |
262.59% |
| Missouri Total |
100.00% |
$591,742,243 |
$586,980,073 |
$366,797,232 |
$371,881,808 |
63.36% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-209 |
$745 |
$5,000 |
$-629 |
-84.43% |
| Missouri Total |
100.00% |
$100,319,759 |
$100,748,913 |
$63,654,390 |
$64,668,029 |
64.19% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$80,926 |
$115,204 |
$7,232 |
$41,684 |
36.18% |
| Missouri Total |
100.00% |
$48,418,835 |
$47,202,540 |
$38,723,657 |
$43,669,821 |
92.52% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$204,976 |
$222,544 |
$48,046 |
$51,971 |
23.35% |
| Missouri Total |
100.00% |
$57,700,529 |
$58,025,787 |
$4,164,385 |
$8,226,200 |
14.18% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
114 |
$77,693 |
$77,519 |
$0 |
$142,747 |
$166,935 |
215.35% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
$5,888,521 |
$6,863,608 |
$3,051,058 |
$1,565,043 |
22.80% |
| Missouri Total |
100.00% |
$545,427,936 |
$534,465,268 |
$301,346,726 |
$287,210,034 |
53.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$1,293,427 |
$1,420,726 |
$1,740,851 |
$1,776,509 |
125.04% |
| Missouri Total |
100.00% |
$228,110,674 |
$229,282,107 |
$100,938,474 |
$99,328,482 |
43.32% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4,939 |
|
| Missouri Total |
100.00% |
$1,032,753,386 |
$985,036,736 |
$579,404,501 |
$591,492,521 |
60.05% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
114 |
$77,693 |
$77,519 |
$0 |
$142,747 |
$166,935 |
215.35% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-67 |
|
| Missouri Total |
100.00% |
$205,581,129 |
$202,933,059 |
$110,138,156 |
$100,898,894 |
49.72% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-8,736 |
$36,699 |
$421,554 |
$-123,162 |
-335.60% |
| Missouri Total |
100.00% |
$2,808,444,459 |
$2,808,256,870 |
$1,697,738,108 |
$1,729,295,285 |
61.58% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$24,394,912 |
$27,390,845 |
$16,084,126 |
$8,877,489 |
32.41% |
| Missouri Total |
100.00% |
$7,912,453,158 |
$7,829,991,916 |
$4,189,177,430 |
$4,504,110,599 |
57.52% |