Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$46,911 |
$63,214 |
$2,488 |
$1,762 |
2.79% |
| Missouri Total |
100.00% |
$22,028,458 |
$22,133,751 |
$9,644,069 |
$5,521,170 |
24.94% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$4,411 |
$4,618 |
$0 |
$120 |
2.60% |
| Missouri Total |
100.00% |
$3,016,412 |
$2,923,637 |
$402,912 |
$433,724 |
14.84% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.71% |
$1,709,480 |
$1,831,994 |
$614,819 |
$631,304 |
34.46% |
| Missouri Total |
100.00% |
$99,999,479 |
$100,773,243 |
$48,855,092 |
$44,874,488 |
44.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.28% |
$740,743 |
$852,967 |
$644,757 |
$577,652 |
67.72% |
| Missouri Total |
100.00% |
$58,013,348 |
$57,788,854 |
$33,980,947 |
$32,861,398 |
56.86% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.55% |
$3,860,453 |
$4,136,434 |
$1,133,205 |
$965,852 |
23.35% |
| Missouri Total |
100.00% |
$249,443,701 |
$242,948,043 |
$153,259,759 |
$190,400,064 |
78.37% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
$964,983 |
$1,033,914 |
$883,475 |
$888,209 |
85.91% |
| Missouri Total |
100.00% |
$92,324,565 |
$89,158,290 |
$43,901,369 |
$42,341,715 |
47.49% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.34% |
$175,068 |
$179,400 |
$47,926 |
$46,702 |
26.03% |
| Missouri Total |
100.00% |
$7,494,910 |
$7,185,991 |
$1,643,260 |
$1,766,264 |
24.58% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.99% |
$358,248 |
$392,929 |
$641,818 |
$296,387 |
75.43% |
| Missouri Total |
100.00% |
$17,959,726 |
$18,218,323 |
$6,302,966 |
$11,344,777 |
62.27% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
$8,551,449 |
$8,593,191 |
$4,168,413 |
$10,932,272 |
127.22% |
| Missouri Total |
100.00% |
$573,919,772 |
$548,985,654 |
$277,364,391 |
$312,408,760 |
56.91% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$4,797,337 |
$5,222,916 |
$5,143,565 |
$9,848,628 |
188.57% |
| Missouri Total |
100.00% |
$903,170,880 |
$859,891,451 |
$453,558,549 |
$587,932,686 |
68.37% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.45% |
$1,509,467 |
$1,545,206 |
$1,635,606 |
$1,704,948 |
110.34% |
| Missouri Total |
100.00% |
$104,150,215 |
$100,912,333 |
$63,528,592 |
$60,262,081 |
59.72% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$51,628 |
$48,313 |
$0 |
$2,275 |
4.71% |
| Missouri Total |
100.00% |
$63,858,848 |
$58,427,399 |
$36,237 |
$361,209 |
0.62% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.62% |
$1,356,248 |
$1,302,056 |
$718,043 |
$932,294 |
71.60% |
| Missouri Total |
100.00% |
$83,494,269 |
$79,957,232 |
$65,512,488 |
$66,097,902 |
82.67% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$46,663 |
$49,156 |
$-2,173 |
$1,899 |
3.86% |
| Missouri Total |
100.00% |
$22,487,041 |
$21,627,865 |
$6,726,389 |
$7,369,217 |
34.07% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,700 |
$6,455 |
|
| Missouri Total |
100.00% |
$892,121,509 |
$823,450,838 |
$669,905,939 |
$671,531,760 |
81.55% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$29,263 |
$28,277 |
$0 |
$47,203 |
$47,203 |
166.93% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
117 |
$44,009 |
$61,259 |
$0 |
$26,308 |
$36,014 |
58.79% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$969,560 |
$996,071 |
$445,356 |
$510,049 |
51.21% |
| Missouri Total |
100.00% |
$182,338,531 |
$187,165,278 |
$71,297,214 |
$69,123,743 |
36.93% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$600 |
|
| Missouri Total |
100.00% |
$136,418,623 |
$121,324,955 |
$52,870,665 |
$109,538,169 |
90.28% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$3,134,116 |
$3,138,929 |
$1,338,062 |
$4,639,151 |
147.79% |
| Missouri Total |
100.00% |
$553,139,194 |
$536,242,304 |
$187,094,404 |
$344,005,398 |
64.15% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$151,764 |
$251,433 |
$114,868 |
$74,903 |
29.79% |
| Missouri Total |
100.00% |
$812,910,433 |
$803,532,054 |
$467,697,858 |
$464,446,320 |
57.80% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$70,841 |
$109,328 |
$31,100 |
$17,591 |
16.09% |
| Missouri Total |
100.00% |
$449,295,894 |
$443,554,384 |
$320,742,757 |
$318,901,628 |
71.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$221,336 |
$332,181 |
$338,461 |
$85,715 |
25.80% |
| Missouri Total |
100.00% |
$690,293,517 |
$681,854,756 |
$386,484,308 |
$412,602,808 |
60.51% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$141,823 |
$224,565 |
$161,126 |
$105,313 |
46.90% |
| Missouri Total |
100.00% |
$574,312,577 |
$564,962,318 |
$371,718,988 |
$376,069,587 |
66.57% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$12,101 |
$20,054 |
$20,102 |
$-7,069 |
-35.25% |
| Missouri Total |
100.00% |
$99,521,347 |
$97,706,064 |
$63,513,219 |
$59,211,502 |
60.60% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,732 |
$2,718 |
$0 |
$-1,080 |
-39.74% |
| Missouri Total |
100.00% |
$40,201,927 |
$39,181,366 |
$24,634,949 |
$36,451,009 |
93.03% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$32,779 |
$52,507 |
$12,400 |
$-130,514 |
-248.56% |
| Missouri Total |
100.00% |
$92,607,368 |
$90,790,873 |
$44,913,964 |
$53,422,258 |
58.84% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$152,447 |
$159,771 |
$2,179 |
$-5,751 |
-3.60% |
| Missouri Total |
100.00% |
$42,611,734 |
$41,040,430 |
$40,107,443 |
$50,268,252 |
122.48% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$276,654 |
$377,969 |
$-50,293 |
$-104,123 |
-27.55% |
| Missouri Total |
100.00% |
$59,048,656 |
$56,336,389 |
$10,471,547 |
$7,015,246 |
12.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
123 |
$73,272 |
$89,536 |
$0 |
$73,511 |
$83,217 |
92.94% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
$7,808,975 |
$8,427,638 |
$3,966,000 |
$3,406,106 |
40.42% |
| Missouri Total |
100.00% |
$525,235,729 |
$516,072,744 |
$287,943,393 |
$323,588,706 |
62.70% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
$1,509,467 |
$1,545,206 |
$1,635,606 |
$1,704,948 |
110.34% |
| Missouri Total |
100.00% |
$224,541,860 |
$219,821,214 |
$138,606,011 |
$117,163,205 |
53.30% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,700 |
$6,455 |
|
| Missouri Total |
100.00% |
$950,870,941 |
$877,013,334 |
$707,552,979 |
$709,159,509 |
80.86% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
123 |
$73,272 |
$89,536 |
$0 |
$73,511 |
$83,217 |
92.94% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$600 |
|
| Missouri Total |
100.00% |
$186,479,369 |
$169,970,363 |
$83,749,885 |
$164,309,442 |
96.67% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$632,376 |
$992,786 |
$678,057 |
$144,859 |
14.59% |
| Missouri Total |
100.00% |
$2,761,812,838 |
$2,724,230,251 |
$1,680,760,050 |
$1,722,096,248 |
63.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$29,338,242 |
$30,921,834 |
$18,056,003 |
$32,021,544 |
103.56% |
| Missouri Total |
100.00% |
$7,709,068,371 |
$7,428,541,557 |
$4,322,007,505 |
$4,840,084,182 |
65.16% |