Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$60,244 |
$109,190 |
$12,750 |
$18,312 |
16.77% |
| Missouri Total |
100.00% |
$22,118,305 |
$20,782,333 |
$4,126,311 |
$12,486,750 |
60.08% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$5,915 |
$6,419 |
$0 |
$54 |
0.84% |
| Missouri Total |
100.00% |
$2,446,545 |
$2,949,704 |
$562,171 |
$506,458 |
17.17% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
$1,972,899 |
$1,980,720 |
$905,349 |
$947,482 |
47.84% |
| Missouri Total |
100.00% |
$100,617,350 |
$94,879,197 |
$49,031,878 |
$55,532,374 |
58.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.72% |
$1,018,428 |
$1,095,018 |
$426,363 |
$504,654 |
46.09% |
| Missouri Total |
100.00% |
$59,195,204 |
$57,778,388 |
$23,883,950 |
$25,319,207 |
43.82% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.97% |
$4,782,135 |
$4,792,611 |
$3,706,203 |
$2,455,080 |
51.23% |
| Missouri Total |
100.00% |
$243,246,527 |
$221,630,750 |
$138,938,134 |
$191,066,809 |
86.21% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.37% |
$1,151,832 |
$1,152,682 |
$1,322,969 |
$930,451 |
80.72% |
| Missouri Total |
100.00% |
$84,139,767 |
$82,573,429 |
$45,408,262 |
$50,453,557 |
61.10% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.72% |
$188,718 |
$188,725 |
$33,436 |
$78,907 |
41.81% |
| Missouri Total |
100.00% |
$6,935,551 |
$8,773,033 |
$1,398,901 |
$946,477 |
10.79% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.24% |
$1,720,986 |
$1,692,524 |
$523,397 |
$624,819 |
36.92% |
| Missouri Total |
100.00% |
$138,247,272 |
$126,571,650 |
$51,698,363 |
$52,423,402 |
41.42% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
$8,631,860 |
$8,658,847 |
$3,389,549 |
$4,105,975 |
47.42% |
| Missouri Total |
100.00% |
$523,399,718 |
$490,498,672 |
$290,996,242 |
$259,295,841 |
52.86% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
$5,846,479 |
$6,066,378 |
$5,896,708 |
$9,197,633 |
151.62% |
| Missouri Total |
100.00% |
$812,939,830 |
$781,621,057 |
$442,071,631 |
$551,143,597 |
70.51% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,348 |
|
| Missouri Total |
100.00% |
$62,667,756 |
$58,251,371 |
$32,780,080 |
$36,340,271 |
62.39% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$44,484 |
$47,540 |
$0 |
$589 |
1.24% |
| Missouri Total |
100.00% |
$53,581,635 |
$50,831,358 |
$9,609 |
$198,969 |
0.39% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.59% |
$1,205,462 |
$1,133,417 |
$338,439 |
$375,577 |
33.14% |
| Missouri Total |
100.00% |
$75,905,950 |
$73,795,761 |
$47,921,208 |
$43,876,813 |
59.46% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$51,394 |
$56,893 |
$-1,580 |
$5,447 |
9.57% |
| Missouri Total |
100.00% |
$19,810,174 |
$18,100,444 |
$12,640,539 |
$10,469,708 |
57.84% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$14,047 |
$8,438 |
|
| Missouri Total |
100.00% |
$760,159,499 |
$705,582,101 |
$604,121,481 |
$563,635,429 |
79.88% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$26,543 |
$27,467 |
$0 |
$137,294 |
$129,663 |
472.07% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
129 |
$51,813 |
$48,514 |
$0 |
$33,253 |
$-608 |
-1.25% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$1,032,018 |
$1,083,523 |
$337,536 |
$261,585 |
24.14% |
| Missouri Total |
100.00% |
$179,895,286 |
$168,325,651 |
$65,809,176 |
$68,367,232 |
40.62% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-204 |
|
| Missouri Total |
100.00% |
$114,887,033 |
$104,672,745 |
$79,431,185 |
$122,930,348 |
117.44% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
$3,084,427 |
$3,096,984 |
$881,951 |
$978,648 |
31.60% |
| Missouri Total |
100.00% |
$470,213,482 |
$408,581,517 |
$192,337,111 |
$273,087,274 |
66.84% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$580,103 |
$622,308 |
$297,141 |
$307,759 |
49.45% |
| Missouri Total |
100.00% |
$782,499,050 |
$774,073,704 |
$474,880,795 |
$476,914,243 |
61.61% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$212,794 |
$218,308 |
$122,011 |
$123,570 |
56.60% |
| Missouri Total |
100.00% |
$418,524,602 |
$410,002,827 |
$240,420,486 |
$239,231,356 |
58.35% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$691,587 |
$750,838 |
$285,022 |
$647,478 |
86.23% |
| Missouri Total |
100.00% |
$677,369,950 |
$669,920,852 |
$373,637,845 |
$393,905,842 |
58.80% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$495,503 |
$529,881 |
$461,375 |
$477,091 |
90.04% |
| Missouri Total |
100.00% |
$507,741,126 |
$484,361,369 |
$371,358,545 |
$371,471,878 |
76.69% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$46,263 |
$50,692 |
$15,751 |
$18,634 |
36.76% |
| Missouri Total |
100.00% |
$91,459,309 |
$87,805,235 |
$62,981,548 |
$66,851,821 |
76.14% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$5,969 |
$6,604 |
$0 |
$583 |
8.83% |
| Missouri Total |
100.00% |
$37,068,173 |
$35,794,475 |
$20,013,040 |
$28,298,147 |
79.06% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$120,812 |
$130,326 |
$13,800 |
$49,654 |
38.10% |
| Missouri Total |
100.00% |
$87,674,170 |
$87,363,958 |
$47,448,104 |
$45,474,243 |
52.05% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$147,319 |
$149,161 |
$737 |
$-36,584 |
-24.53% |
| Missouri Total |
100.00% |
$36,491,980 |
$35,577,671 |
$41,383,083 |
$90,106,274 |
253.27% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
$660,031 |
$830,660 |
$43,982 |
$125,255 |
15.08% |
| Missouri Total |
100.00% |
$55,933,530 |
$54,757,917 |
$9,187,530 |
$10,751,797 |
19.64% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
135 |
$78,356 |
$75,981 |
$0 |
$170,547 |
$129,055 |
169.85% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.79% |
$9,114,012 |
$9,209,756 |
$6,394,320 |
$4,916,574 |
53.38% |
| Missouri Total |
100.00% |
$510,151,872 |
$482,032,524 |
$266,375,844 |
$331,944,682 |
68.86% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
$1,720,986 |
$1,692,524 |
$523,397 |
$623,471 |
36.84% |
| Missouri Total |
100.00% |
$203,291,608 |
$187,245,038 |
$86,075,331 |
$90,307,601 |
48.23% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$14,047 |
$8,438 |
|
| Missouri Total |
100.00% |
$797,909,053 |
$740,878,029 |
$633,115,340 |
$590,503,454 |
79.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
135 |
$78,356 |
$75,981 |
$0 |
$170,547 |
$129,055 |
169.85% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-204 |
|
| Missouri Total |
100.00% |
$171,916,338 |
$156,106,364 |
$108,669,530 |
$167,928,369 |
107.57% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$2,153,031 |
$2,308,957 |
$1,195,100 |
$1,624,769 |
70.37% |
| Missouri Total |
100.00% |
$2,604,965,350 |
$2,551,929,309 |
$1,591,610,151 |
$1,623,009,915 |
63.60% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$33,757,662 |
$34,450,249 |
$19,026,936 |
$22,205,539 |
64.46% |
| Missouri Total |
100.00% |
$7,014,504,234 |
$6,670,388,496 |
$4,017,307,637 |
$4,433,868,594 |
66.47% |