Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.02% |
$183,706 |
$203,790 |
$25,940 |
$25,845 |
12.68% |
| Missouri Total |
100.00% |
$18,078,330 |
$15,769,749 |
$7,629,302 |
$4,214,136 |
26.72% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$6,062 |
$6,244 |
$-6,440 |
$-13,048 |
-208.97% |
| Missouri Total |
100.00% |
$3,465,977 |
$3,228,055 |
$562,918 |
$768,490 |
23.81% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.26% |
$2,013,243 |
$2,270,573 |
$1,150,236 |
$1,068,868 |
47.07% |
| Missouri Total |
100.00% |
$89,023,604 |
$83,770,150 |
$59,840,556 |
$58,876,439 |
70.28% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.85% |
$1,108,808 |
$1,214,160 |
$1,116,916 |
$1,091,656 |
89.91% |
| Missouri Total |
100.00% |
$60,069,425 |
$56,196,985 |
$60,624,955 |
$60,853,849 |
108.29% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$1,057,299 |
$1,186,179 |
$1,826,319 |
$2,104,866 |
177.45% |
| Missouri Total |
100.00% |
$201,535,699 |
$192,610,379 |
$127,619,526 |
$140,587,106 |
72.99% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.56% |
$4,614,635 |
$5,364,564 |
$1,446,889 |
$2,088,690 |
38.93% |
| Missouri Total |
100.00% |
$82,992,112 |
$75,857,460 |
$46,399,238 |
$53,711,196 |
70.81% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.59% |
$183,316 |
$198,944 |
$42,265 |
$43,898 |
22.07% |
| Missouri Total |
100.00% |
$11,531,399 |
$9,008,916 |
$1,547,977 |
$1,985,357 |
22.04% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
$282,061 |
$332,961 |
$72,970 |
$172,236 |
51.73% |
| Missouri Total |
100.00% |
$27,286,933 |
$26,496,932 |
$10,902,707 |
$15,098,737 |
56.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.50% |
$1,597,313 |
$1,689,393 |
$1,235,838 |
$1,225,759 |
72.56% |
| Missouri Total |
100.00% |
$106,356,632 |
$94,441,265 |
$51,666,074 |
$94,569,258 |
100.14% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.87% |
$8,713,831 |
$9,493,058 |
$5,680,283 |
$3,872,701 |
40.80% |
| Missouri Total |
100.00% |
$467,186,106 |
$434,710,993 |
$365,393,232 |
$374,772,510 |
86.21% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.00% |
$6,938,404 |
$8,472,504 |
$9,096,343 |
$6,805,154 |
80.32% |
| Missouri Total |
100.00% |
$692,772,404 |
$639,587,072 |
$446,020,714 |
$495,073,762 |
77.41% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$120 |
$0 |
$2,398 |
1,998.33% |
| Missouri Total |
100.00% |
$51,315,478 |
$50,206,810 |
$46,643,918 |
$49,472,639 |
98.54% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$48,978 |
$52,766 |
$0 |
$1,928 |
3.65% |
| Missouri Total |
100.00% |
$47,756,919 |
$47,273,158 |
$15,171 |
$23,085 |
0.05% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
$1,086,206 |
$1,086,143 |
$573,895 |
$465,219 |
42.83% |
| Missouri Total |
100.00% |
$73,127,821 |
$71,573,063 |
$57,928,170 |
$59,967,925 |
83.79% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$63,024 |
$64,507 |
$7,607 |
$-6,200 |
-9.61% |
| Missouri Total |
100.00% |
$16,607,341 |
$16,028,683 |
$10,929,057 |
$9,809,969 |
61.20% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-60 |
$-60 |
$55,539 |
$50,137 |
-83,561.67% |
| Missouri Total |
100.00% |
$656,616,228 |
$631,211,851 |
$1,099,846,439 |
$1,179,859,131 |
186.92% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
11 |
$56,020 |
$58,168 |
$0 |
$177,405 |
$174,451 |
299.91% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
139 |
$54,362 |
$53,254 |
$0 |
$35,540 |
$44,955 |
84.42% |
| Missouri Total |
100.00% |
122,597 |
$70,982,921 |
$71,622,440 |
$764,238 |
$42,743,391 |
$67,075,314 |
93.65% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$1,167,611 |
$1,270,960 |
$624,090 |
$639,526 |
50.32% |
| Missouri Total |
100.00% |
$136,243,514 |
$130,635,934 |
$67,744,367 |
$61,731,657 |
47.25% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$2,748 |
$0 |
$841 |
30.60% |
| Missouri Total |
100.00% |
$77,092,452 |
$67,579,007 |
$53,869,948 |
$41,141,286 |
60.88% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.00% |
$3,278,483 |
$3,648,935 |
$1,772,006 |
$-4,799,034 |
-131.52% |
| Missouri Total |
100.00% |
$327,449,582 |
$293,152,900 |
$173,674,398 |
$125,831,601 |
42.92% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$467,842 |
$353,988 |
$237,042 |
$273,888 |
77.37% |
| Missouri Total |
100.00% |
$739,147,615 |
$728,930,013 |
$480,638,513 |
$483,443,316 |
66.32% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$151,354 |
$114,916 |
$102,519 |
$118,330 |
102.97% |
| Missouri Total |
100.00% |
$389,581,471 |
$384,414,330 |
$515,333,582 |
$516,446,685 |
134.35% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$585,624 |
$445,709 |
$111,097 |
$168,443 |
37.79% |
| Missouri Total |
100.00% |
$641,412,208 |
$641,462,099 |
$369,630,252 |
$405,980,622 |
63.29% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$378,698 |
$282,036 |
$161,985 |
$220,840 |
78.30% |
| Missouri Total |
100.00% |
$438,818,978 |
$435,702,792 |
$359,254,775 |
$363,422,021 |
83.41% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$43,478 |
$34,310 |
$5,625 |
$29,651 |
86.42% |
| Missouri Total |
100.00% |
$79,070,478 |
$78,375,934 |
$59,476,661 |
$60,103,167 |
76.69% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$6,284 |
$5,226 |
$0 |
$2,196 |
42.02% |
| Missouri Total |
100.00% |
$33,256,191 |
$32,889,249 |
$23,151,479 |
$21,989,457 |
66.86% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$101,757 |
$78,793 |
$34,190 |
$-13,766 |
-17.47% |
| Missouri Total |
100.00% |
$89,141,470 |
$90,260,478 |
$44,839,378 |
$44,138,809 |
48.90% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
$200,936 |
$200,102 |
$1,001,088 |
$321,016 |
160.43% |
| Missouri Total |
100.00% |
$31,306,007 |
$28,710,311 |
$25,734,786 |
$45,651,277 |
159.01% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.61% |
$841,775 |
$921,650 |
$342,114 |
$470,125 |
51.01% |
| Missouri Total |
100.00% |
$52,187,453 |
$48,755,658 |
$9,022,254 |
$13,952,137 |
28.62% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
150 |
$110,382 |
$111,422 |
$0 |
$212,945 |
$219,406 |
196.91% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
$9,259,362 |
$10,567,381 |
$5,655,595 |
$6,570,214 |
62.17% |
| Missouri Total |
100.00% |
$472,439,172 |
$443,940,822 |
$306,934,959 |
$331,112,684 |
74.58% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
$1,597,313 |
$1,689,513 |
$1,235,838 |
$1,228,157 |
72.69% |
| Missouri Total |
100.00% |
$161,378,427 |
$148,321,206 |
$100,302,396 |
$146,233,999 |
98.59% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-60 |
$-60 |
$55,539 |
$50,137 |
-83,561.67% |
| Missouri Total |
100.00% |
$697,186,480 |
$670,484,863 |
$1,152,679,724 |
$1,235,273,432 |
184.24% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
150 |
$110,382 |
$111,422 |
$0 |
$212,945 |
$219,406 |
196.91% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$2,748 |
$0 |
$841 |
30.60% |
| Missouri Total |
100.00% |
$109,081,421 |
$97,027,590 |
$76,730,820 |
$79,027,069 |
81.45% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$1,735,037 |
$1,314,978 |
$652,458 |
$799,582 |
60.81% |
| Missouri Total |
100.00% |
$2,412,777,240 |
$2,394,340,556 |
$1,853,274,701 |
$1,896,476,609 |
79.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$35,120,668 |
$38,995,219 |
$26,716,356 |
$16,432,163 |
42.14% |
| Missouri Total |
100.00% |
$6,188,970,011 |
$5,903,395,113 |
$4,903,959,691 |
$5,108,444,948 |
86.53% |