Company Name:
AMERICAN STATES INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1961-10-06
| Line |
Authorized Date |
| Accident and Health |
1961-10-06 |
| Fidelity and Surety |
1961-10-06 |
| Liability |
1961-10-06 |
| Miscellaneous |
1961-10-06 |
| Property |
1961-10-06 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.97% |
$244,689 |
$254,001 |
$32,919 |
$35,833 |
14.11% |
| Missouri Total |
100.00% |
$12,444,627 |
$12,488,255 |
$12,692,529 |
$21,046,277 |
168.53% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$6,527 |
$8,149 |
$381 |
$-24,470 |
-300.28% |
| Missouri Total |
100.00% |
$2,931,884 |
$3,207,174 |
$443,149 |
$966,570 |
30.14% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.44% |
$3,178,949 |
$2,971,897 |
$1,944,196 |
$1,974,109 |
66.43% |
| Missouri Total |
100.00% |
$71,556,751 |
$70,463,221 |
$54,438,098 |
$55,153,617 |
78.27% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.63% |
$1,848,345 |
$1,798,392 |
$1,086,698 |
$1,081,206 |
60.12% |
| Missouri Total |
100.00% |
$50,910,133 |
$49,128,126 |
$29,014,889 |
$31,013,616 |
63.13% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.26% |
$2,153,864 |
$2,111,517 |
$3,062,724 |
$2,116,748 |
100.25% |
| Missouri Total |
100.00% |
$171,223,989 |
$173,894,056 |
$137,946,427 |
$126,443,689 |
72.71% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.91% |
$7,671,923 |
$7,462,449 |
$1,941,812 |
$1,730,397 |
23.19% |
| Missouri Total |
100.00% |
$55,157,776 |
$54,934,266 |
$53,082,218 |
$47,592,776 |
86.64% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.50% |
$283,486 |
$270,171 |
$61,610 |
$56,007 |
20.73% |
| Missouri Total |
100.00% |
$5,150,723 |
$4,984,423 |
$1,255,595 |
$900,293 |
18.06% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.42% |
$807,381 |
$757,216 |
$735,336 |
$93,014 |
12.28% |
| Missouri Total |
100.00% |
$12,583,698 |
$11,707,326 |
$5,168,322 |
$3,637,169 |
31.07% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.40% |
$1,759,638 |
$1,752,201 |
$519,621 |
$586,389 |
33.47% |
| Missouri Total |
100.00% |
$73,335,240 |
$71,562,691 |
$33,788,717 |
$26,603,707 |
37.18% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.34% |
$12,979,053 |
$12,827,535 |
$5,444,096 |
$4,842,016 |
37.75% |
| Missouri Total |
100.00% |
$388,749,781 |
$386,957,645 |
$251,260,487 |
$275,215,491 |
71.12% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.43% |
$13,601,669 |
$13,212,590 |
$9,335,115 |
$9,647,058 |
73.01% |
| Missouri Total |
100.00% |
$558,918,341 |
$548,048,410 |
$366,482,764 |
$387,577,329 |
70.72% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$43,641 |
$387,863 |
$194,576 |
$173,340 |
44.69% |
| Missouri Total |
100.00% |
$44,577,659 |
$45,424,025 |
$23,036,935 |
$18,742,593 |
41.26% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$79,523 |
$110,446 |
$0 |
$-1,616 |
-1.46% |
| Missouri Total |
100.00% |
$46,208,856 |
$44,905,625 |
$696,685 |
$-58,007 |
-0.13% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.62% |
$1,096,128 |
$997,464 |
$532,762 |
$459,198 |
46.04% |
| Missouri Total |
100.00% |
$67,519,112 |
$66,438,600 |
$45,805,319 |
$42,442,952 |
63.88% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$73,708 |
$74,583 |
$49,213 |
$51,272 |
68.74% |
| Missouri Total |
100.00% |
$14,123,609 |
$14,941,764 |
$6,224,815 |
$8,442,087 |
56.50% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$240,085 |
$847,465 |
$712,881 |
$654,763 |
77.26% |
| Missouri Total |
100.00% |
$577,192,077 |
$562,895,860 |
$349,417,286 |
$337,953,263 |
60.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
20 |
$71,217 |
$70,037 |
$0 |
$107,793 |
$351,540 |
501.93% |
| Missouri Total |
100.00% |
163,477 |
$229,008,329 |
$228,487,106 |
$3,911 |
$155,616,141 |
$159,239,720 |
69.69% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
153 |
$49,459 |
$84,483 |
$0 |
$36,077 |
$6,576 |
7.78% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.16% |
$1,725,769 |
$1,787,502 |
$1,071,137 |
$1,057,607 |
59.17% |
| Missouri Total |
100.00% |
$148,917,484 |
$132,937,634 |
$105,945,056 |
$99,785,009 |
75.06% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$3,924 |
$3,447 |
$0 |
$-13 |
-0.38% |
| Missouri Total |
100.00% |
$64,853,222 |
$63,998,070 |
$43,998,372 |
$40,408,719 |
63.14% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.59% |
$4,990,091 |
$5,006,337 |
$3,062,329 |
$2,130,380 |
42.55% |
| Missouri Total |
100.00% |
$313,534,451 |
$323,619,328 |
$184,569,615 |
$206,394,248 |
63.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$253,006 |
$465,487 |
$335,616 |
$304,657 |
65.45% |
| Missouri Total |
100.00% |
$659,157,259 |
$643,519,443 |
$409,537,080 |
$399,431,024 |
62.07% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$161,612 |
$294,958 |
$138,623 |
$144,844 |
49.11% |
| Missouri Total |
100.00% |
$357,919,833 |
$353,138,409 |
$237,584,072 |
$239,784,932 |
67.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$284,414 |
$546,266 |
$592,356 |
$278,804 |
51.04% |
| Missouri Total |
100.00% |
$633,874,722 |
$628,682,407 |
$345,722,635 |
$366,746,670 |
58.34% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$180,009 |
$355,706 |
$361,378 |
$177,111 |
49.79% |
| Missouri Total |
100.00% |
$401,764,230 |
$393,888,660 |
$331,948,988 |
$331,926,099 |
84.27% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$40,991 |
$76,160 |
$56,115 |
$54,003 |
70.91% |
| Missouri Total |
100.00% |
$76,164,635 |
$76,222,080 |
$52,647,024 |
$49,228,140 |
64.59% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$67,745 |
$123,861 |
$60,606 |
$-80,604 |
-65.08% |
| Missouri Total |
100.00% |
$98,401,171 |
$98,096,785 |
$49,757,593 |
$52,269,422 |
53.28% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$236,332 |
$248,938 |
$98,295 |
$125,755 |
50.52% |
| Missouri Total |
100.00% |
$27,559,264 |
$24,285,371 |
$17,954,147 |
$8,201,226 |
33.77% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.25% |
$1,006,754 |
$1,041,129 |
$0 |
$-9,928 |
-0.95% |
| Missouri Total |
100.00% |
$44,715,951 |
$45,065,164 |
$13,763,343 |
$13,579,751 |
30.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
173 |
$120,676 |
$154,520 |
$0 |
$143,870 |
$358,116 |
231.76% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.35% |
$15,943,948 |
$15,371,642 |
$8,832,376 |
$7,051,481 |
45.87% |
| Missouri Total |
100.00% |
$366,583,070 |
$365,111,418 |
$280,905,549 |
$264,741,160 |
72.51% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.48% |
$1,803,279 |
$2,140,064 |
$714,197 |
$759,729 |
35.50% |
| Missouri Total |
100.00% |
$121,454,178 |
$120,310,513 |
$58,719,514 |
$47,234,718 |
39.26% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$240,085 |
$847,465 |
$712,881 |
$654,763 |
77.26% |
| Missouri Total |
100.00% |
$608,380,856 |
$593,240,417 |
$367,269,325 |
$353,961,570 |
59.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
173 |
$120,676 |
$154,520 |
$0 |
$143,870 |
$358,116 |
231.76% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,924 |
$3,447 |
$0 |
$-13 |
-0.38% |
| Missouri Total |
100.00% |
$94,908,930 |
$93,676,069 |
$63,975,010 |
$68,353,073 |
72.97% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$987,777 |
$1,862,438 |
$1,544,694 |
$878,815 |
47.19% |
| Missouri Total |
100.00% |
$2,258,607,528 |
$2,224,662,512 |
$1,446,167,954 |
$1,461,223,478 |
65.68% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
$55,019,256 |
$55,793,730 |
$31,430,395 |
$27,657,880 |
49.57% |
| Missouri Total |
100.00% |
$5,428,912,606 |
$5,347,544,773 |
$3,394,785,889 |
$3,451,256,420 |
64.54% |