Company Name:
RESERVE NATIONAL INSURANCE COMPANYCompany Address:
615 East Britton Road
Oklahoma City, OK 73114Mailing Address:
C/O Medical Mutual of Ohio
Cleveland, OH 44144Mailing Phone:
2166872759Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-03-22
| Line |
Authorized Date |
| Accident and Health |
1971-03-22 |
| Life, annuities and endowments |
1971-03-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
17 |
$20,771 |
$21,514 |
$0 |
$22,228 |
$27,030 |
125.64% |
| Missouri Total |
100.00% |
33,261 |
$99,276,507 |
$94,674,641 |
$0 |
$67,789,007 |
$61,572,177 |
65.04% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,892 |
$1,892 |
$0 |
$943 |
$-15,959 |
-843.50% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
761 |
$148,378 |
$143,104 |
$0 |
$20,392 |
$4,958 |
3.46% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
201 |
$532,719 |
$511,735 |
$0 |
$357,365 |
$359,672 |
70.28% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
765 |
$380,761 |
$379,880 |
$0 |
$198,619 |
$208,904 |
54.99% |
| Missouri Total |
100.00% |
101,838 |
$34,348,959 |
$33,888,563 |
$0 |
$19,272,543 |
$19,798,837 |
58.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
5 |
$18,073 |
$19,571 |
$0 |
$29,638 |
$34,716 |
177.38% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.15% |
632 |
$399,331 |
$0 |
$344,315 |
$4,015 |
86.22% |
| Missouri Total |
100.00% |
70,500 |
$12,682,716 |
$13,428 |
$8,345,230 |
$434,138 |
65.80% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.92% |
4,954 |
$2,818,983 |
$2,867,720 |
$0 |
$1,392,283 |
$1,390,445 |
48.49% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
985 |
$2,666,626 |
$2,688,482 |
$0 |
$2,064,374 |
$2,037,875 |
75.80% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$88 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
738 |
$418,834 |
$437,116 |
$0 |
$208,506 |
$202,312 |
46.28% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
93 |
$74,584 |
$0 |
$11,161 |
$6,890 |
14.96% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
579 |
$491,719 |
$0 |
$25,739 |
$55,297 |
5.23% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
8,430 |
$7,007,037 |
$7,071,014 |
$0 |
$4,294,348 |
$4,249,953 |
60.10% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
21 |
$22,663 |
$23,406 |
$0 |
$23,171 |
$11,071 |
47.30% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
8,409 |
$6,984,374 |
$7,047,608 |
$0 |
$4,271,177 |
$4,238,882 |
60.15% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,306 |
$965,722 |
$0 |
$381,215 |
$66,202 |
39.47% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,306 |
$965,722 |
$0 |
$381,215 |
$66,202 |
39.47% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |