Company Name:
RESERVE NATIONAL INSURANCE COMPANYCompany Address:
615 East Britton Road
Oklahoma City, OK 73114Mailing Address:
C/O Medical Mutual of Ohio
Cleveland, OH 44144Mailing Phone:
2166872759Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-03-22
| Line |
Authorized Date |
| Accident and Health |
1971-03-22 |
| Life, annuities and endowments |
1971-03-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$894 |
$1,280 |
|
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
21 |
$37,355 |
$37,138 |
$0 |
$9,194 |
$9,166 |
24.68% |
| Missouri Total |
100.00% |
47,420 |
$126,541,131 |
$131,346,793 |
$0 |
$96,812,461 |
$94,855,503 |
72.22% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
113 |
$23,070 |
$23,070 |
$0 |
$1,228 |
$1,816 |
7.87% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$40 |
$53 |
|
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-1,178 |
$4,745 |
|
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$1,877 |
$2,731 |
|
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
867 |
$149,579 |
$157,792 |
$0 |
$51,965 |
$44,898 |
28.45% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
239 |
$812,953 |
$642,699 |
$0 |
$649,938 |
$569,656 |
88.63% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.12% |
60 |
$332,842 |
$331,987 |
$0 |
$123,624 |
$128,461 |
38.69% |
| Missouri Total |
100.00% |
95,275 |
$29,700,365 |
$28,823,472 |
$0 |
$16,157,355 |
$17,988,347 |
62.41% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$307 |
$433 |
$0 |
$2,761 |
$2,891 |
667.67% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.30% |
687 |
$492,003 |
$0 |
$154,061 |
$2,763 |
31.31% |
| Missouri Total |
100.00% |
67,072 |
$11,447,960 |
$16,088 |
$8,800,530 |
$403,182 |
76.87% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.48% |
4,367 |
$2,747,779 |
$2,763,777 |
$0 |
$1,074,782 |
$1,241,157 |
44.91% |
| Missouri Total |
100.00% |
138,823 |
$36,727,590 |
$36,735,278 |
$4,219 |
$16,052,832 |
$17,324,879 |
47.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
986 |
$2,662,962 |
$2,759,510 |
$0 |
$1,889,532 |
$1,948,492 |
70.61% |
| Missouri Total |
100.00% |
434,608 |
$490,239,680 |
$483,785,674 |
$0 |
$360,881,200 |
$347,175,917 |
71.76% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$88 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
797 |
$462,302 |
$464,031 |
$0 |
$266,486 |
$316,816 |
68.27% |
| Missouri Total |
100.00% |
280,185 |
$79,941,706 |
$79,734,988 |
$2,813 |
$38,936,168 |
$41,851,725 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
62 |
$25,037 |
$0 |
$12,585 |
$4,450 |
50.27% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
245 |
$111,086 |
$0 |
$49,733 |
$3,357 |
44.77% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
7,454 |
$7,229,149 |
$7,180,437 |
$0 |
$4,071,143 |
$4,272,162 |
59.50% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
134 |
$60,425 |
$60,208 |
$0 |
$12,055 |
$19,791 |
32.87% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
7,320 |
$7,168,724 |
$7,120,229 |
$0 |
$4,059,088 |
$4,252,371 |
59.72% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
996 |
$628,214 |
$0 |
$216,379 |
$10,570 |
34.44% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
996 |
$628,214 |
$0 |
$216,379 |
$10,570 |
34.44% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |