Company Name:
STONEBRIDGE LIFE INSURANCE COMPANYCompany Address:
64 NORTH MAIN
RUTLAND, VT 05701Mailing Address:
187 WEST STREET
RUTLAND, VT 05701Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2015-10-01
| Line |
Authorized Date |
| Accident and Health |
1969-09-17 |
| Life, annuities and endowments |
1969-09-17 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.60% |
67,813 |
$3,951,251 |
$4,443,307 |
$0 |
$1,633,431 |
$1,689,357 |
38.02% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
2,394 |
$19,921 |
$0 |
$6,395 |
$2,010 |
32.10% |
| Missouri Total |
100.00% |
211,328 |
$19,008,688 |
$0 |
$9,917,443 |
$1,341,513 |
52.17% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
2,016 |
$797,323 |
$896,614 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
31.65% |
11,927 |
$2,806,924 |
$0 |
$2,571,642 |
$60,738 |
91.62% |
| Missouri Total |
100.00% |
24,314 |
$8,869,181 |
$0 |
$19,448,194 |
$131,252 |
219.28% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
1,352 |
$262,987 |
$295,737 |
$0 |
$109,233 |
$112,973 |
38.20% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
92 |
$156,388 |
$190,874 |
$0 |
$507,987 |
$904,952 |
474.11% |
| Missouri Total |
100.00% |
50,323 |
$36,126,891 |
$33,069,393 |
$0 |
$18,804,607 |
$19,901,016 |
60.18% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
279 |
$239,519 |
$239,519 |
$0 |
$197,301 |
$197,301 |
82.37% |
| Missouri Total |
100.00% |
159,380 |
$173,901,526 |
$175,848,220 |
$0 |
$143,048,260 |
$144,695,139 |
82.28% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$66 |
$66 |
$0 |
$3,825 |
$2,102 |
3,184.85% |
| Missouri Total |
100.00% |
93,006 |
$13,672,599 |
$13,230,216 |
$0 |
$4,131,411 |
$3,351,536 |
25.33% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
415 |
$30,210 |
$33,973 |
$0 |
$6,304 |
$6,520 |
19.19% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
6,258 |
$1,412,420 |
$0 |
$968,857 |
$116,843 |
68.60% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
1,148 |
$268,342 |
$0 |
$471,792 |
$5,763 |
175.82% |
| Missouri Total |
100.00% |
121,275 |
$47,375,128 |
$72,007 |
$85,366,637 |
$1,484,209 |
180.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
3,440 |
$271,313 |
$295,388 |
$0 |
$226,516 |
$351,497 |
119.00% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7 |
$3,086 |
$3,360 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
92,263 |
$31,114,304 |
$30,847,967 |
$0 |
$16,265,975 |
$17,741,835 |
57.51% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1 |
$14,430 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
39,240 |
$86,004,822 |
$0 |
$43,516,745 |
$0 |
50.60% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.67% |
565 |
$173,554 |
$0 |
$277,575 |
$2,415 |
159.94% |
| Missouri Total |
100.00% |
63,303 |
$10,423,282 |
$22,086 |
$7,318,417 |
$374,648 |
70.21% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
311 |
$39,692 |
$43,214 |
$0 |
$11,429 |
$17,735 |
41.04% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
524 |
$1,248,490 |
$1,588,727 |
$0 |
$3,366,907 |
$4,391,248 |
276.40% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
242 |
$217,448 |
$217,448 |
$0 |
$399,725 |
$399,725 |
183.83% |
| Missouri Total |
100.00% |
278,106 |
$290,855,000 |
$297,869,741 |
$0 |
$259,035,798 |
$249,412,469 |
83.73% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.98% |
18,882 |
$28,850,821 |
$31,410,962 |
$0 |
$17,034,280 |
$26,432,928 |
84.15% |
| Missouri Total |
100.00% |
206,675 |
$482,152,981 |
$485,951,130 |
$0 |
$347,057,903 |
$352,722,718 |
72.58% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$295 |
$321 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
417 |
$219,723 |
$0 |
$21,045 |
$28,168 |
9.58% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
50 |
$28,992 |
$0 |
$0 |
$2,469 |
0.00% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
3,205 |
$731,352 |
$0 |
$934,533 |
$24,045 |
127.78% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
95,375 |
$36,068,889 |
$39,659,510 |
$0 |
$23,496,938 |
$34,506,338 |
87.01% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
71,968 |
$5,437,744 |
$6,100,090 |
$0 |
$2,458,081 |
$2,913,205 |
47.76% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
21,727 |
$4,507,607 |
$0 |
$4,018,686 |
$185,354 |
89.15% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.15% |
23,407 |
$30,631,145 |
$33,559,420 |
$0 |
$21,038,857 |
$31,593,133 |
94.14% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4,238 |
$1,168,051 |
$0 |
$1,233,153 |
$57,097 |
105.57% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
25,965 |
$5,675,658 |
$0 |
$5,251,839 |
$242,451 |
92.53% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |