Company Name:
STONEBRIDGE LIFE INSURANCE COMPANYCompany Address:
64 NORTH MAIN
RUTLAND, VT 05701Mailing Address:
187 WEST STREET
RUTLAND, VT 05701Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2015-10-01
| Line |
Authorized Date |
| Accident and Health |
1969-09-17 |
| Life, annuities and endowments |
1969-09-17 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.29% |
43,347 |
$4,250,728 |
$4,276,286 |
$0 |
$2,212,530 |
$2,830,619 |
66.19% |
| Missouri Total |
100.00% |
4,563,228 |
$99,026,369 |
$100,643,515 |
$6,319 |
$47,957,270 |
$49,955,641 |
49.64% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
2,559 |
$22,024 |
$0 |
$3,929 |
$2,065 |
17.84% |
| Missouri Total |
100.00% |
217,804 |
$18,284,588 |
$0 |
$10,102,456 |
$1,332,346 |
55.25% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
1,864 |
$726,458 |
$730,826 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
733,895 |
$220,118,548 |
$219,285,057 |
$0 |
$165,816,300 |
$166,155,018 |
75.77% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
30.67% |
12,463 |
$2,920,270 |
$0 |
$2,873,959 |
$63,276 |
98.41% |
| Missouri Total |
100.00% |
25,245 |
$9,521,830 |
$0 |
$20,030,580 |
$135,644 |
210.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
2,067 |
$264,386 |
$265,975 |
$0 |
$220,161 |
$281,665 |
105.90% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
105 |
$184,958 |
$214,058 |
$0 |
$482,345 |
$-75,256 |
-35.16% |
| Missouri Total |
100.00% |
54,104 |
$33,452,120 |
$30,721,626 |
$0 |
$17,677,533 |
$13,262,610 |
43.17% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
130 |
$211,386 |
$211,386 |
$0 |
$150,930 |
$150,930 |
71.40% |
| Missouri Total |
100.00% |
141,696 |
$146,684,866 |
$151,393,339 |
$0 |
$118,106,875 |
$119,811,477 |
79.14% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$126 |
$126 |
$0 |
$1,528 |
$-3,213 |
-2,550.00% |
| Missouri Total |
100.00% |
99,883 |
$13,323,245 |
$13,282,084 |
$0 |
$4,749,199 |
$3,675,444 |
27.67% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
431 |
$29,882 |
$30,062 |
$0 |
$5,172 |
$6,617 |
22.01% |
| Missouri Total |
100.00% |
138,338 |
$19,968,532 |
$20,217,703 |
$0 |
$7,509,688 |
$7,535,509 |
37.27% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
6,662 |
$1,412,020 |
$0 |
$908,992 |
$124,399 |
64.38% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
1,326 |
$313,169 |
$0 |
$594,737 |
$6,418 |
189.91% |
| Missouri Total |
100.00% |
126,737 |
$44,471,778 |
$38,790 |
$67,139,980 |
$1,649,781 |
150.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
3,630 |
$310,818 |
$338,998 |
$0 |
$173,064 |
$197,059 |
58.13% |
| Missouri Total |
100.00% |
460,939 |
$56,610,700 |
$56,692,594 |
$0 |
$23,953,435 |
$23,581,126 |
41.59% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7 |
$3,247 |
$3,541 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
89,039 |
$26,365,639 |
$26,384,901 |
$0 |
$14,775,980 |
$14,722,908 |
55.80% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1 |
$19,352 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.70% |
555 |
$171,573 |
$0 |
$248,184 |
$2,184 |
144.65% |
| Missouri Total |
100.00% |
53,918 |
$10,092,708 |
$27,778 |
$7,830,401 |
$286,901 |
77.58% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
338 |
$47,922 |
$52,267 |
$0 |
$33,878 |
$38,575 |
73.80% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
600 |
$1,438,987 |
$2,192,587 |
$0 |
$2,775,915 |
$3,340,575 |
152.36% |
| Missouri Total |
100.00% |
130,788 |
$207,446,905 |
$201,536,525 |
$186,952 |
$149,032,662 |
$165,150,285 |
81.95% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
5,255 |
$5,028,885 |
$19,220 |
$0 |
$918,850 |
$1,667,914 |
8,678.01% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$321 |
$350 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
265,464 |
$76,988,550 |
$76,905,133 |
$3,195 |
$35,184,258 |
$38,065,418 |
49.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
457 |
$184,992 |
$0 |
$64,285 |
$29,265 |
34.75% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
63 |
$39,238 |
$0 |
$19,131 |
$3,095 |
48.76% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
3,439 |
$792,733 |
$0 |
$1,136,547 |
$24,908 |
143.37% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
57,776 |
$12,498,104 |
$8,335,682 |
$0 |
$6,974,373 |
$8,435,485 |
101.20% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
47,945 |
$5,667,924 |
$5,728,719 |
$0 |
$3,072,666 |
$3,191,362 |
55.71% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
23,010 |
$4,667,483 |
$0 |
$4,381,617 |
$196,158 |
93.88% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
9,831 |
$6,830,180 |
$2,606,963 |
$0 |
$3,901,707 |
$5,244,123 |
201.16% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
4,515 |
$1,207,888 |
$0 |
$1,468,147 |
$59,452 |
121.55% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
27,525 |
$5,875,371 |
$0 |
$5,849,764 |
$255,610 |
99.56% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |