Company Name:
STONEBRIDGE LIFE INSURANCE COMPANYCompany Address:
64 NORTH MAIN
RUTLAND, VT 05701Mailing Address:
187 WEST STREET
RUTLAND, VT 05701Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2015-10-01
| Line |
Authorized Date |
| Accident and Health |
1969-09-17 |
| Life, annuities and endowments |
1969-09-17 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.55% |
280,179 |
$11,910,276 |
$12,205,110 |
$0 |
$4,287,585 |
$4,124,007 |
33.79% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
48,024 |
$475,811 |
$0 |
$180,678 |
$33,095 |
37.97% |
| Missouri Total |
100.00% |
735,883 |
$56,821,057 |
$86,251 |
$22,203,611 |
$3,797,893 |
39.08% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
55.90% |
27,153 |
$4,533,712 |
$0 |
$2,136,798 |
$108,288 |
47.13% |
| Missouri Total |
100.00% |
41,810 |
$8,110,342 |
$0 |
$4,257,520 |
$195,530 |
52.49% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
1,633 |
$370,368 |
$379,536 |
$0 |
$121,496 |
$116,861 |
30.79% |
| Missouri Total |
100.00% |
2,131,422 |
$144,079,081 |
$143,935,582 |
$0 |
$32,023,723 |
$34,502,186 |
23.97% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.80% |
341 |
$326,401 |
$334,481 |
$0 |
$697,474 |
$670,864 |
200.57% |
| Missouri Total |
100.00% |
26,351 |
$11,650,062 |
$9,824,529 |
$1,020 |
$5,848,194 |
$6,303,595 |
64.16% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
30,615 |
$434,674 |
$434,674 |
$0 |
$94,572 |
$91,309 |
21.01% |
| Missouri Total |
100.00% |
701,302 |
$48,145,871 |
$45,082,172 |
$0 |
$16,644,696 |
$18,309,348 |
40.61% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
781 |
$47,237 |
$48,407 |
$0 |
$24,112 |
$23,192 |
47.91% |
| Missouri Total |
100.00% |
48,518 |
$4,811,200 |
$4,853,037 |
$0 |
$1,796,141 |
$1,006,930 |
20.75% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
10,669 |
$1,285,621 |
$0 |
$427,306 |
$193,462 |
33.24% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
174 |
$26,913 |
$0 |
$99,534 |
$932 |
369.84% |
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.93% |
2,851 |
$265,842 |
$271,744 |
$0 |
$42,160 |
$44,647 |
16.43% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
77 |
$15,604 |
$0 |
$9,583 |
$238 |
61.41% |
| Missouri Total |
100.00% |
51,349 |
$9,778,212 |
$62,754 |
$5,931,444 |
$318,490 |
60.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
1,234 |
$146,994 |
$150,257 |
$0 |
$113,118 |
$119,790 |
79.72% |
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.05% |
1,895 |
$2,380,136 |
$2,432,978 |
$0 |
$1,881,280 |
$1,992,247 |
81.89% |
| Missouri Total |
100.00% |
100,580 |
$116,192,769 |
$112,144,089 |
$31,052 |
$42,958,138 |
$58,083,400 |
51.79% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$1,464 |
$0 |
|
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
460 |
$63,893 |
$0 |
$10,000 |
$5,861 |
15.65% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
6,232 |
$1,107,754 |
$0 |
$1,085,588 |
$44,544 |
98.00% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
319,529 |
$15,881,928 |
$16,257,187 |
$0 |
$7,261,797 |
$7,182,917 |
44.18% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
313,549 |
$13,088,956 |
$13,402,208 |
$0 |
$5,225,239 |
$5,026,233 |
37.50% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
86,020 |
$6,322,057 |
$0 |
$2,844,316 |
$335,777 |
44.99% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
5,980 |
$2,792,972 |
$2,854,979 |
$0 |
$2,036,558 |
$2,156,684 |
75.54% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
6,770 |
$1,187,251 |
$0 |
$1,106,635 |
$50,643 |
93.21% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
92,790 |
$7,509,308 |
$0 |
$3,950,951 |
$386,420 |
52.61% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |