Company Name:
STONEBRIDGE LIFE INSURANCE COMPANYCompany Address:
64 NORTH MAIN
RUTLAND, VT 05701Mailing Address:
187 WEST STREET
RUTLAND, VT 05701Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2015-10-01
| Line |
Authorized Date |
| Accident and Health |
1969-09-17 |
| Life, annuities and endowments |
1969-09-17 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.03% |
302,508 |
$11,948,707 |
$11,936,833 |
$0 |
$4,604,020 |
$5,405,252 |
45.28% |
| Missouri Total |
100.00% |
2,639,946 |
$91,674,208 |
$91,840,794 |
$-16,009 |
$43,387,500 |
$52,021,220 |
56.64% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.90% |
64,303 |
$538,622 |
$0 |
$202,092 |
$33,604 |
37.52% |
| Missouri Total |
100.00% |
756,763 |
$59,966,043 |
$99,903 |
$22,088,449 |
$3,655,658 |
36.83% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
62.41% |
24,163 |
$4,515,020 |
$0 |
$1,891,282 |
$81,098 |
41.89% |
| Missouri Total |
100.00% |
42,127 |
$7,234,680 |
$0 |
$3,873,207 |
$158,050 |
53.54% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
3,834 |
$287,648 |
$287,362 |
$0 |
$106,843 |
$125,437 |
43.65% |
| Missouri Total |
100.00% |
2,028,031 |
$128,005,635 |
$128,348,189 |
$0 |
$30,255,339 |
$34,460,876 |
26.85% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.38% |
356 |
$362,001 |
$361,641 |
$0 |
$487,199 |
$571,985 |
158.16% |
| Missouri Total |
100.00% |
19,199 |
$8,264,788 |
$8,133,457 |
$0 |
$5,012,475 |
$5,183,429 |
63.73% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
44,875 |
$512,042 |
$512,042 |
$0 |
$99,756 |
$95,849 |
18.72% |
| Missouri Total |
100.00% |
601,420 |
$46,133,629 |
$39,155,579 |
$0 |
$15,281,991 |
$16,644,048 |
42.51% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
818 |
$52,989 |
$52,936 |
$0 |
$49,359 |
$57,949 |
109.47% |
| Missouri Total |
100.00% |
690,563 |
$9,841,895 |
$9,787,508 |
$0 |
$7,218,266 |
$6,335,010 |
64.73% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
11,623 |
$1,503,000 |
$0 |
$1,033,858 |
$248,541 |
68.79% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
35 |
$8,025 |
$0 |
$0 |
$215 |
0.00% |
| Missouri Total |
100.00% |
208,281 |
$59,186,388 |
$138,663 |
$61,142,484 |
$7,219,907 |
103.30% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.16% |
3,063 |
$269,826 |
$271,421 |
$0 |
$173,933 |
$357,991 |
131.90% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
81 |
$17,303 |
$0 |
$16,560 |
$249 |
95.71% |
| Missouri Total |
100.00% |
54,140 |
$10,029,134 |
$55,153 |
$6,156,816 |
$305,773 |
61.39% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
1,398 |
$169,841 |
$170,845 |
$0 |
$157,757 |
$324,699 |
190.05% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.14% |
2,031 |
$2,219,322 |
$2,232,441 |
$0 |
$1,439,490 |
$2,962,781 |
132.71% |
| Missouri Total |
100.00% |
89,239 |
$103,886,674 |
$96,575,484 |
$934 |
$37,008,611 |
$45,790,074 |
47.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$1,464 |
$0 |
|
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
593 |
$92,380 |
$0 |
$90,979 |
$7,580 |
98.48% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
6,506 |
$1,221,513 |
$0 |
$847,265 |
$45,531 |
69.36% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
358,883 |
$15,822,376 |
$15,825,521 |
$0 |
$7,118,357 |
$9,901,943 |
62.57% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
352,391 |
$13,163,387 |
$13,150,814 |
$0 |
$5,347,177 |
$6,256,472 |
47.57% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
100,124 |
$6,564,667 |
$0 |
$3,127,232 |
$363,458 |
47.64% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
6,492 |
$2,658,989 |
$2,674,707 |
$0 |
$1,771,180 |
$3,645,471 |
136.29% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
7,181 |
$1,331,196 |
$0 |
$956,268 |
$53,360 |
71.84% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
107,305 |
$7,895,863 |
$0 |
$4,083,500 |
$416,818 |
51.72% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |