Company Name:
AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANYCompany Address:
300 West 11th Street
Kansas City, MO 64105-1680Mailing Address:
P.O. Box 410288
Kansas City, MO 64141-0288Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1947-03-18
| Line |
Authorized Date |
| Accident and Health |
1947-03-18 |
| Life, annuities and endowments |
1947-03-18 |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
80 |
$360 |
$0 |
$172,583 |
$0 |
47,939.72% |
| Missouri Total |
100.00% |
520,508 |
$1,192,820,226 |
$10,125,528 |
$1,085,261,009 |
$0 |
90.98% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
21 |
$13,742 |
$0 |
$0 |
$2,813 |
0.00% |
| Missouri Total |
100.00% |
1,977,306 |
$539,326,139 |
$1,177,480 |
$434,868,809 |
$240,522,779 |
80.63% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$50 |
|
| Missouri Total |
100.00% |
49,880 |
$27,173,457 |
$35 |
$143,201,748 |
$5,851,436 |
526.99% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$10 |
|
| Missouri Total |
100.00% |
226,343 |
$56,588,825 |
$15,797 |
$60,916,808 |
$8,693,656 |
107.65% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
225 |
$72 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,757 |
$89,099,206 |
$0 |
$71,401,733 |
$0 |
80.14% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$10,154 |
$9,927 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
117,759 |
$110,840,095 |
$113,170,115 |
$10,355,140 |
$65,294,980 |
$58,742,791 |
51.91% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
418 |
$2,828,112 |
$0 |
$2,199,356 |
$0 |
77.77% |
| Missouri Total |
100.00% |
99,399 |
$1,154,178,097 |
$0 |
$769,747,137 |
$0 |
66.69% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$300 |
$0 |
$0 |
$4 |
0.00% |
| Missouri Total |
100.00% |
80,387 |
$19,887,291 |
$62,164 |
$11,572,346 |
$588,012 |
58.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
2,541 |
$5,289,077 |
$5,329,918 |
$0 |
$4,249,558 |
$4,236,875 |
79.49% |
| Missouri Total |
100.00% |
235,269 |
$576,421,509 |
$579,130,437 |
$0 |
$420,630,247 |
$419,589,932 |
72.45% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
139 |
$3,640,423 |
$0 |
$325,599 |
$0 |
8.94% |
| Missouri Total |
100.00% |
209,776 |
$1,196,697,406 |
$35,086,784 |
$1,128,293,483 |
$0 |
94.28% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$1,784 |
$1,784 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
301,362 |
$102,840,947 |
$102,665,207 |
$3,204 |
$46,290,068 |
$49,280,488 |
48.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
2,225 |
$1,519,472 |
$0 |
$1,074,573 |
$209,858 |
70.72% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
1,310 |
$886,742 |
$0 |
$599,464 |
$109,911 |
67.60% |
| Missouri Total |
100.00% |
367,639 |
$717,052,897 |
$6,257,842 |
$647,129,980 |
$245,467,544 |
90.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
4,613 |
$3,101,577 |
$4,286 |
$1,693,078 |
$47,627 |
54.73% |
| Missouri Total |
100.00% |
1,532,924 |
$809,875,081 |
$283,399,743 |
$924,943,383 |
$189,097,330 |
114.21% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
2,564 |
$5,301,015 |
$5,341,629 |
$0 |
$4,249,558 |
$4,236,875 |
79.32% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
104 |
$14,102 |
$0 |
$172,583 |
$2,873 |
1,223.82% |
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
2,564 |
$5,301,015 |
$5,341,629 |
$0 |
$4,249,558 |
$4,236,875 |
79.32% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
8,931 |
$11,976,698 |
$4,286 |
$5,892,070 |
$367,400 |
49.23% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
9,035 |
$11,990,800 |
$4,286 |
$6,064,653 |
$370,273 |
50.61% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |