Company Name:
AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANYCompany Address:
300 West 11th Street
Kansas City, MO 64105-1680Mailing Address:
P.O. Box 410288
Kansas City, MO 64141-0288Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1947-03-18
| Line |
Authorized Date |
| Accident and Health |
1947-03-18 |
| Life, annuities and endowments |
1947-03-18 |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$39 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
105 |
$1,960 |
$0 |
$141,402 |
$0 |
7,214.39% |
| Missouri Total |
100.00% |
285,393 |
$1,633,022,630 |
$7,993,216 |
$626,651,426 |
$0 |
38.37% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
20 |
$13,041 |
$0 |
$0 |
$3,101 |
0.00% |
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$9 |
|
| Missouri Total |
100.00% |
130,978 |
$60,526,927 |
$330,312 |
$92,790,390 |
$9,058,844 |
153.30% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
266 |
$1,002 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
35,168 |
$88,322,375 |
$0 |
$67,670,481 |
$0 |
76.62% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$3,367 |
$3,063 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
459 |
$1,698,850 |
$0 |
$2,694,040 |
$0 |
158.58% |
| Missouri Total |
100.00% |
88,409 |
$1,243,055,788 |
$0 |
$508,866,309 |
$0 |
40.94% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$366 |
$0 |
$0 |
$11 |
0.00% |
| Missouri Total |
100.00% |
75,138 |
$14,364,003 |
$10,150 |
$8,971,298 |
$649,054 |
62.46% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
297 |
$179,344 |
$74,395 |
$0 |
$19,107 |
$61,011 |
82.01% |
| Missouri Total |
100.00% |
237,947 |
$545,008,656 |
$545,241,327 |
$0 |
$411,859,542 |
$410,582,735 |
75.30% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
112 |
$584 |
$0 |
$528,017 |
$0 |
90,413.87% |
| Missouri Total |
100.00% |
205,610 |
$808,264,043 |
$35,759,816 |
$1,135,245,412 |
$0 |
140.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$1,784 |
$1,665 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
2,042 |
$1,454,796 |
$0 |
$432,539 |
$189,907 |
29.73% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
748 |
$429,843 |
$0 |
$545,544 |
$52,869 |
126.92% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
3,570 |
$2,081,361 |
$3,103 |
$1,414,476 |
$34,254 |
68.11% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
322 |
$184,495 |
$79,162 |
$0 |
$19,107 |
$61,011 |
77.07% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$39 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
127 |
$15,001 |
$0 |
$141,402 |
$3,110 |
942.62% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
322 |
$184,495 |
$79,123 |
$0 |
$19,107 |
$61,011 |
77.11% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
7,199 |
$5,666,802 |
$3,103 |
$5,614,616 |
$277,041 |
99.13% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
7,326 |
$5,681,803 |
$3,103 |
$5,756,018 |
$280,151 |
101.36% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |