Company Name:
AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANYCompany Address:
300 West 11th Street
Kansas City, MO 64105-1680Mailing Address:
P.O. Box 410288
Kansas City, MO 64141-0288Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1947-03-18
| Line |
Authorized Date |
| Accident and Health |
1947-03-18 |
| Life, annuities and endowments |
1947-03-18 |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
155 |
$49,881 |
$0 |
$303,160 |
$0 |
607.77% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
27 |
$22,731 |
$0 |
$0 |
$3,872 |
0.00% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3 |
$2,063 |
$0 |
$5,552 |
$11 |
269.12% |
| Missouri Total |
100.00% |
362,616 |
$73,423,631 |
$827,390 |
$214,052,894 |
$23,063,161 |
291.53% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
369 |
$2,883 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,716 |
$102,674,813 |
$74,101 |
$36,662,224 |
$0 |
35.71% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
230 |
$1,775,823 |
$0 |
$2,755,164 |
$0 |
155.15% |
| Missouri Total |
100.00% |
57,637 |
$566,551,393 |
$0 |
$321,163,131 |
$0 |
56.69% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
8 |
$1,720 |
$0 |
$0 |
$153 |
0.00% |
| Missouri Total |
100.00% |
61,178 |
$9,644,719 |
$40,640 |
$8,060,521 |
$535,018 |
83.57% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
131 |
$68,712 |
$0 |
$224,347 |
$0 |
326.50% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19 |
$2,108 |
$2,139 |
$0 |
$10,000 |
$10,000 |
467.51% |
| Missouri Total |
100.00% |
258,481 |
$67,234,847 |
$67,528,994 |
$0 |
$29,771,505 |
$33,107,946 |
49.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
2,681 |
$2,340,049 |
$0 |
$564,901 |
$255,210 |
24.14% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
522 |
$471,222 |
$0 |
$286,212 |
$28,306 |
60.74% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,922 |
$232,007 |
$6,279 |
$531,580 |
$16,336 |
231.83% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19 |
$2,108 |
$2,139 |
$0 |
$10,000 |
$10,000 |
467.51% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
185 |
$74,675 |
$0 |
$308,712 |
$3,883 |
413.41% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19 |
$2,108 |
$2,139 |
$0 |
$10,000 |
$10,000 |
467.51% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
5,863 |
$4,892,416 |
$6,279 |
$4,362,204 |
$300,005 |
89.29% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
6,048 |
$4,967,091 |
$6,279 |
$4,670,916 |
$303,888 |
94.16% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |