Company Name:
AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANYCompany Address:
300 West 11th Street
Kansas City, MO 64105-1680Mailing Address:
P.O. Box 410288
Kansas City, MO 64141-0288Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1947-03-18
| Line |
Authorized Date |
| Accident and Health |
1947-03-18 |
| Life, annuities and endowments |
1947-03-18 |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
204 |
$61,311 |
$0 |
$368,760 |
$0 |
601.46% |
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
43 |
$4,374 |
$0 |
$0 |
$5,421 |
0.00% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
5 |
$25,912 |
$0 |
$0 |
$17 |
0.00% |
| Missouri Total |
100.00% |
95,371 |
$31,286,221 |
$75,377 |
$238,746,197 |
$1,466,770 |
763.10% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
434 |
$17,054 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
32,744 |
$96,311,198 |
$84,040 |
$52,897,047 |
$0 |
54.92% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
241 |
$3,063,384 |
$0 |
$580,905 |
$0 |
18.96% |
| Missouri Total |
100.00% |
50,318 |
$428,750,802 |
$0 |
$154,362,112 |
$0 |
36.00% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
11 |
$2,376 |
$0 |
$0 |
$281 |
0.00% |
| Missouri Total |
100.00% |
45,412 |
$23,472,241 |
$34,632 |
$9,939,838 |
$452,660 |
42.35% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
151 |
$30,149 |
$0 |
$795,719 |
$0 |
2,639.29% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$2,498 |
$2,496 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
235,491 |
$58,375,685 |
$58,639,713 |
$0 |
$27,492,436 |
$31,366,646 |
53.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
1,791 |
$1,351,053 |
$0 |
$513,810 |
$195,090 |
38.03% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
534 |
$564,356 |
$0 |
$15,276 |
$33,538 |
2.71% |
| Missouri Total |
100.00% |
422,599 |
$515,700,108 |
$4,735,773 |
$341,779,305 |
$45,677,065 |
66.27% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,521 |
$118,230 |
$9,823 |
$412,718 |
$12,786 |
357.39% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$2,498 |
$2,496 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
252 |
$91,597 |
$0 |
$368,760 |
$5,438 |
402.59% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$2,498 |
$2,496 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
4,683 |
$5,146,602 |
$9,823 |
$2,318,428 |
$241,695 |
45.24% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
4,935 |
$5,238,199 |
$9,823 |
$2,687,188 |
$247,133 |
51.49% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |