Company Name:
AMERICAN REPUBLIC INSURANCE COMPANYCompany Address:
601 SIXTH AVE
DES MOINES, IA 50301Mailing Address:
PO Box 1
Des Moines, IA 50306-0001Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1945-06-27
| Line |
Authorized Date |
| Accident and Health |
1945-06-27 |
| Life, annuities and endowments |
1945-06-27 |
| Variable Contracts |
1945-06-27 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.90% |
385 |
$2,941,994 |
$3,011,280 |
$0 |
$1,249,858 |
$1,273,417 |
42.29% |
| Missouri Total |
100.00% |
88,349 |
$154,919,191 |
$156,553,148 |
$82,215 |
$94,458,209 |
$94,571,806 |
60.41% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
47 |
$434,141 |
$441,819 |
$0 |
$168,854 |
$180,131 |
40.77% |
| Missouri Total |
100.00% |
19,398 |
$36,154,162 |
$36,023,915 |
$0 |
$26,048,412 |
$27,070,754 |
75.15% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.81% |
1,313 |
$162,134 |
$0 |
$174,371 |
$0 |
107.55% |
| Missouri Total |
100.00% |
320,222 |
$20,030,083 |
$0 |
$13,839,317 |
$2,038,785 |
69.09% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
46 |
$21,884 |
$22,142 |
$0 |
$3,335 |
$4,159 |
18.78% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
135 |
$166,697 |
$172,021 |
$0 |
$306,114 |
$175,388 |
101.96% |
| Missouri Total |
100.00% |
50,329 |
$30,511,696 |
$30,496,420 |
$1,938 |
$11,247,802 |
$12,342,998 |
40.47% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.70% |
445 |
$57,934 |
$21,769 |
$0 |
$30,279 |
$41,605 |
191.12% |
| Missouri Total |
100.00% |
2,143 |
$864,271 |
$831,283 |
$0 |
$589,887 |
$699,139 |
84.10% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.70% |
6,499 |
$15,532,526 |
$15,510,406 |
$0 |
$11,651,453 |
$10,986,940 |
70.84% |
| Missouri Total |
100.00% |
209,473 |
$231,754,359 |
$230,416,669 |
$0 |
$165,614,590 |
$165,066,720 |
71.64% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
20 |
$1,484 |
$0 |
$0 |
$252 |
0.00% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18 |
$837 |
$824 |
$0 |
$108 |
$87 |
10.56% |
| Missouri Total |
100.00% |
693,929 |
$56,765,950 |
$56,974,426 |
$0 |
$25,067,281 |
$23,358,519 |
41.00% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,469 |
$387,965 |
$396,001 |
$0 |
$337,006 |
$369,671 |
93.35% |
| Missouri Total |
100.00% |
174,200 |
$383,719,171 |
$379,322,658 |
$3,516 |
$277,709,956 |
$268,794,687 |
70.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$1,334 |
$1,700 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
255 |
$124,218 |
$123,072 |
$0 |
$60,204 |
$71,127 |
57.79% |
| Missouri Total |
100.00% |
147,488 |
$33,850,119 |
$33,988,206 |
$7,580 |
$16,081,727 |
$15,289,477 |
44.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
1,533 |
$737,633 |
$881,728 |
$0 |
$930,756 |
$1,030,442 |
116.87% |
| Missouri Total |
100.00% |
128,533 |
$206,264,542 |
$196,427,601 |
$183,832 |
$107,862,055 |
$134,783,035 |
68.62% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.16% |
2,832 |
$7,441,940 |
$7,439,396 |
$0 |
$5,256,557 |
$5,781,380 |
77.71% |
| Missouri Total |
100.00% |
163,368 |
$344,897,933 |
$342,799,172 |
$209 |
$264,372,317 |
$267,428,929 |
78.01% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
89 |
$44,326 |
$44,772 |
$0 |
$32,995 |
$12,337 |
27.56% |
| Missouri Total |
100.00% |
246,211 |
$65,348,248 |
$65,173,053 |
$0 |
$29,873,193 |
$32,790,176 |
50.31% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
962 |
$785,008 |
$180 |
$596,834 |
$145,129 |
76.05% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
1,353 |
$399,602 |
$0 |
$423,611 |
$47,128 |
106.01% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,461 |
$27,202 |
$23,958 |
$63,988 |
$5,260 |
323.31% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
13,758 |
$27,893,429 |
$28,066,930 |
$0 |
$20,027,519 |
$19,926,684 |
71.00% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
7,557 |
$19,155,176 |
$19,179,437 |
$0 |
$13,409,893 |
$12,661,640 |
66.02% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,333 |
$163,618 |
$0 |
$174,371 |
$252 |
106.57% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
6,201 |
$8,738,253 |
$8,887,493 |
$0 |
$6,617,626 |
$7,265,044 |
81.74% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,776 |
$1,211,812 |
$24,138 |
$1,084,433 |
$197,517 |
91.48% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
5,109 |
$1,375,430 |
$24,138 |
$1,258,804 |
$197,769 |
93.28% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |