Company Name:
AMERICAN REPUBLIC INSURANCE COMPANYCompany Address:
601 SIXTH AVE
DES MOINES, IA 50301Mailing Address:
PO Box 1
Des Moines, IA 50306-0001Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1945-06-27
| Line |
Authorized Date |
| Accident and Health |
1945-06-27 |
| Life, annuities and endowments |
1945-06-27 |
| Variable Contracts |
1945-06-27 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
20 |
$24,308 |
$24,497 |
$0 |
$15,664 |
$19,033 |
77.70% |
| Missouri Total |
100.00% |
77,628 |
$114,366,125 |
$113,733,916 |
$22,495 |
$70,155,731 |
$70,614,791 |
62.09% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
63.76% |
2,943 |
$5,018,207 |
$4,928,880 |
$0 |
$2,980,303 |
$3,274,631 |
66.44% |
| Missouri Total |
100.00% |
4,520 |
$7,870,834 |
$7,784,700 |
$0 |
$4,776,538 |
$4,418,494 |
56.76% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
275 |
$39,322 |
$0 |
$41,221 |
$0 |
104.83% |
| Missouri Total |
100.00% |
540,054 |
$33,920,188 |
$33,742 |
$18,191,182 |
$2,987,583 |
53.63% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
151 |
$68,025 |
$65,055 |
$0 |
$9,310 |
$12,132 |
18.65% |
| Missouri Total |
100.00% |
6,264,867 |
$189,400,158 |
$189,152,886 |
$0 |
$46,587,157 |
$50,775,087 |
26.84% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
228 |
$230,250 |
$274,885 |
$0 |
$493,760 |
$276,047 |
100.42% |
| Missouri Total |
100.00% |
52,624 |
$24,089,299 |
$23,102,739 |
$847 |
$7,009,857 |
$9,670,595 |
41.86% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.94% |
12,247 |
$16,747,627 |
$16,666,004 |
$0 |
$13,041,794 |
$13,652,419 |
81.92% |
| Missouri Total |
100.00% |
99,512 |
$153,031,398 |
$151,573,487 |
$0 |
$122,604,054 |
$131,392,182 |
86.69% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
155 |
$33,673 |
$41,041 |
$0 |
$25,907 |
$19,957 |
48.63% |
| Missouri Total |
100.00% |
334,847 |
$29,558,218 |
$31,473,169 |
$0 |
$14,588,023 |
$13,987,422 |
44.44% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
330 |
$90,651 |
$89,266 |
$0 |
$40,000 |
$45,885 |
51.40% |
| Missouri Total |
100.00% |
74,821 |
$7,920,812 |
$7,937,783 |
$0 |
$2,669,080 |
$2,485,075 |
31.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
72 |
$5,736 |
$0 |
$0 |
$1,775 |
0.00% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
35 |
$1,342 |
$1,487 |
$0 |
$296 |
$296 |
19.91% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
860 |
$2,725,261 |
$2,740,490 |
$0 |
$1,424,507 |
$1,666,529 |
60.81% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
225 |
$23,719 |
$24,710 |
$0 |
$11,732 |
$5,047 |
20.42% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
992 |
$985,635 |
$1,095,330 |
$0 |
$575,526 |
$576,693 |
52.65% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.55% |
3,889 |
$8,256,702 |
$8,377,002 |
$0 |
$6,440,367 |
$6,461,718 |
77.14% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
127 |
$6,395 |
$6,581 |
$0 |
$418 |
$-254 |
-3.86% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
1,349 |
$625,509 |
$825 |
$714,003 |
$206,075 |
114.28% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
1,841 |
$488,618 |
$0 |
$463,425 |
$62,621 |
94.84% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
2,051 |
$438,669 |
$27,518 |
$300,555 |
$6,704 |
74.79% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
22,202 |
$34,211,795 |
$34,335,228 |
$0 |
$25,059,584 |
$26,010,133 |
75.75% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
16,074 |
$22,212,741 |
$22,089,628 |
$0 |
$16,606,738 |
$17,300,104 |
78.32% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
347 |
$45,058 |
$0 |
$41,221 |
$1,775 |
91.48% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
6,128 |
$11,999,054 |
$12,245,600 |
$0 |
$8,452,846 |
$8,710,029 |
71.13% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
5,243 |
$1,552,796 |
$28,343 |
$1,477,983 |
$275,400 |
97.01% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5,590 |
$1,597,854 |
$28,343 |
$1,519,204 |
$277,175 |
96.85% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |