Company Name:
AMERICAN REPUBLIC INSURANCE COMPANYCompany Address:
601 SIXTH AVE
DES MOINES, IA 50301Mailing Address:
PO Box 1
Des Moines, IA 50306-0001Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1945-06-27
| Line |
Authorized Date |
| Accident and Health |
1945-06-27 |
| Life, annuities and endowments |
1945-06-27 |
| Variable Contracts |
1945-06-27 |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
85 |
$178,882 |
$304,338 |
$0 |
$-18,836 |
$237,720 |
78.11% |
| Missouri Total |
100.00% |
197,296 |
$24,580,584 |
$25,683,821 |
$0 |
$20,826,407 |
$20,660,307 |
80.44% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.03% |
258 |
$347,299 |
$358,241 |
$0 |
$547,243 |
$458,416 |
127.96% |
| Missouri Total |
100.00% |
32,693 |
$17,145,379 |
$13,862,322 |
$1,640 |
$6,805,900 |
$8,062,393 |
58.16% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.78% |
9,104 |
$11,343,638 |
$11,090,940 |
$0 |
$7,532,195 |
$7,832,950 |
70.62% |
| Missouri Total |
100.00% |
71,725 |
$105,214,564 |
$108,748,155 |
$0 |
$81,837,391 |
$85,666,413 |
78.78% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
142 |
$78,377 |
$0 |
$15,500 |
$4,300 |
19.78% |
| Missouri Total |
100.00% |
2,947,879 |
$340,012,832 |
$3,499,348 |
$440,792,052 |
$131,765,902 |
129.64% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.52% |
2,965 |
$1,777,448 |
$44,756 |
$0 |
$1,777,448 |
$2,078,333 |
4,643.70% |
| Missouri Total |
100.00% |
706,381 |
$32,207,268 |
$30,700,050 |
$25,392 |
$13,444,108 |
$20,054,937 |
65.33% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.66% |
4,676 |
$11,625,715 |
$13,340,985 |
$0 |
$5,615,820 |
$5,097,992 |
38.21% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.66% |
63 |
$49,069 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
79,802 |
$7,444,004 |
$2,734 |
$2,816,772 |
$564,423 |
37.84% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
233 |
$74,477 |
$73,423 |
$0 |
$51,169 |
$17,017 |
23.18% |
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
1,125 |
$971,285 |
$826,345 |
$0 |
$180,555 |
$531,812 |
64.36% |
| Missouri Total |
100.00% |
106,825 |
$128,200,397 |
$118,420,910 |
$33,714 |
$45,559,028 |
$60,952,678 |
51.47% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
71.91% |
63 |
$20,996 |
$-3,087 |
$0 |
$10,306 |
$78,423 |
-2,540.43% |
| Missouri Total |
100.00% |
104 |
$29,199 |
$95,265 |
$0 |
$20,427 |
$83,712 |
87.87% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.66% |
6,678 |
$12,095,993 |
$12,255,609 |
$0 |
$8,548,301 |
$8,109,424 |
66.17% |
| Missouri Total |
100.00% |
197,066 |
$330,704,751 |
$324,511,768 |
$0 |
$241,400,468 |
$239,482,551 |
73.80% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
175 |
$11,962 |
$11,495 |
$0 |
$1,574 |
$-807 |
-7.02% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
1,650 |
$669,055 |
$2,800 |
$124,859 |
$246,644 |
19.08% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,391 |
$528,817 |
$0 |
$545,514 |
$71,886 |
103.16% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
18 |
$0 |
$0 |
$304 |
$0 |
|
| Missouri Total |
100.00% |
87,692 |
$416,637,139 |
$491,892 |
$237,931,299 |
$0 |
57.11% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
2,283 |
$470,962 |
$34,299 |
$352,567 |
$9,376 |
82.14% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
25,362 |
$38,447,695 |
$38,303,045 |
$0 |
$24,245,775 |
$24,441,280 |
63.81% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
9,447 |
$11,869,819 |
$11,753,519 |
$0 |
$8,060,602 |
$8,529,086 |
72.57% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
142 |
$78,377 |
$0 |
$15,500 |
$4,300 |
19.78% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.03% |
15,915 |
$26,577,876 |
$26,549,526 |
$0 |
$16,185,173 |
$15,912,194 |
59.93% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
5,405 |
$1,717,903 |
$37,099 |
$1,023,244 |
$327,906 |
61.72% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5,547 |
$1,796,280 |
$37,099 |
$1,038,744 |
$332,206 |
59.89% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |