Company Name:
AMERICAN REPUBLIC INSURANCE COMPANYCompany Address:
601 SIXTH AVE
DES MOINES, IA 50301Mailing Address:
PO Box 1
Des Moines, IA 50306-0001Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1945-06-27
| Line |
Authorized Date |
| Accident and Health |
1945-06-27 |
| Life, annuities and endowments |
1945-06-27 |
| Variable Contracts |
1945-06-27 |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.50% |
131 |
$139,171 |
$155,674 |
$0 |
$139,019 |
$225,943 |
145.14% |
| Missouri Total |
100.00% |
4,679 |
$9,300,933 |
$9,410,823 |
$0 |
$9,751,683 |
$8,745,236 |
92.93% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.25% |
344 |
$378,255 |
$386,880 |
$0 |
$427,087 |
$425,292 |
109.93% |
| Missouri Total |
100.00% |
26,351 |
$11,650,062 |
$9,824,529 |
$1,020 |
$5,848,194 |
$6,303,595 |
64.16% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.19% |
8,395 |
$7,890,046 |
$7,566,154 |
$0 |
$5,156,622 |
$5,698,013 |
75.31% |
| Missouri Total |
100.00% |
78,911 |
$109,746,715 |
$109,551,563 |
$0 |
$85,947,597 |
$84,872,692 |
77.47% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
918 |
$169,539 |
$0 |
$222,215 |
$40,020 |
131.07% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.93% |
4,291 |
$2,558,614 |
$2,322,550 |
$0 |
$570,912 |
$1,035,715 |
44.59% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.77% |
6,735 |
$9,326,449 |
$12,906,408 |
$0 |
$7,291,759 |
$11,058,430 |
85.68% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.78% |
86 |
$50,055 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
86,497 |
$6,413,822 |
$514 |
$4,115,994 |
$603,929 |
64.17% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
290 |
$76,350 |
$77,369 |
$0 |
$17,357 |
$9,079 |
11.73% |
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
1,083 |
$694,149 |
$876,689 |
$0 |
$138,886 |
$479,513 |
54.70% |
| Missouri Total |
100.00% |
100,580 |
$116,192,769 |
$112,144,089 |
$31,052 |
$42,958,138 |
$58,083,400 |
51.79% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
183.57% |
58 |
$48,126 |
$12,174 |
$0 |
$2,685 |
$3,584 |
29.44% |
| Missouri Total |
100.00% |
300 |
$26,217 |
$153,068 |
$0 |
$8,463 |
$-4,249 |
-2.78% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.26% |
8,233 |
$12,661,784 |
$12,704,909 |
$0 |
$9,392,455 |
$9,494,777 |
74.73% |
| Missouri Total |
100.00% |
168,025 |
$240,630,139 |
$237,773,684 |
$0 |
$182,467,069 |
$186,599,508 |
78.48% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
184 |
$9,811 |
$10,264 |
$0 |
$3,993 |
$3,422 |
33.34% |
| Missouri Total |
100.00% |
171,385 |
$31,429,952 |
$31,728,705 |
$0 |
$16,408,080 |
$16,815,008 |
53.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
1,731 |
$654,085 |
$3,377 |
$932,754 |
$253,051 |
143.12% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
1,475 |
$537,115 |
$0 |
$250,969 |
$76,098 |
46.73% |
| Missouri Total |
100.00% |
1,266,057 |
$368,902,373 |
$7,066,780 |
$368,554,786 |
$40,696,179 |
99.91% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
18 |
$0 |
$0 |
$287,176 |
$0 |
|
| Missouri Total |
100.00% |
52,508 |
$235,538,781 |
$371,233 |
$258,676,378 |
$0 |
109.82% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
2,383 |
$453,207 |
$29,288 |
$260,749 |
$9,641 |
64.00% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
29,744 |
$33,782,755 |
$37,019,071 |
$0 |
$23,140,775 |
$28,433,768 |
76.81% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
8,870 |
$8,407,472 |
$8,108,708 |
$0 |
$5,722,728 |
$6,349,248 |
78.30% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
918 |
$169,539 |
$0 |
$222,215 |
$40,020 |
131.07% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.32% |
20,874 |
$25,375,283 |
$28,910,363 |
$0 |
$17,418,047 |
$22,084,520 |
76.39% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
5,693 |
$1,694,462 |
$32,665 |
$1,731,648 |
$338,790 |
104.12% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
6,611 |
$1,864,001 |
$32,665 |
$1,953,863 |
$378,810 |
106.57% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |