Company Name:
AMERICAN REPUBLIC INSURANCE COMPANYCompany Address:
601 SIXTH AVE
DES MOINES, IA 50301Mailing Address:
PO Box 1
Des Moines, IA 50306-0001Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1945-06-27
| Line |
Authorized Date |
| Accident and Health |
1945-06-27 |
| Life, annuities and endowments |
1945-06-27 |
| Variable Contracts |
1945-06-27 |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.26% |
105 |
$122,252 |
$174,679 |
$0 |
$286,374 |
$222,254 |
127.24% |
| Missouri Total |
100.00% |
10,374 |
$9,730,089 |
$9,827,308 |
$0 |
$9,043,272 |
$9,074,688 |
92.34% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.07% |
365 |
$418,993 |
$432,791 |
$0 |
$458,412 |
$483,750 |
111.77% |
| Missouri Total |
100.00% |
19,199 |
$8,264,788 |
$8,133,457 |
$0 |
$5,012,475 |
$5,183,429 |
63.73% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.43% |
5,887 |
$4,607,525 |
$4,253,123 |
$0 |
$2,460,286 |
$2,902,891 |
68.25% |
| Missouri Total |
100.00% |
76,760 |
$103,970,994 |
$103,143,281 |
$0 |
$75,946,271 |
$77,155,039 |
74.80% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
816 |
$154,851 |
$0 |
$263,636 |
$39,092 |
170.25% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
3,319 |
$243,744 |
$129,557 |
$0 |
$286,713 |
$122,711 |
94.72% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.64% |
5,284 |
$8,330,468 |
$7,657,313 |
$0 |
$4,256,695 |
$4,777,387 |
62.39% |
| Missouri Total |
100.00% |
163,477 |
$229,008,329 |
$228,487,106 |
$3,911 |
$155,616,141 |
$159,239,720 |
69.69% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
23 |
$21,772 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
150,911 |
$6,995,630 |
$0 |
$5,659,503 |
$699,048 |
80.90% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
131 |
$52,072 |
$22,281 |
$0 |
$50,617 |
$28,932 |
129.85% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
849 |
$71,975 |
$725,260 |
$0 |
$107,621 |
$303,981 |
41.91% |
| Missouri Total |
100.00% |
89,239 |
$103,886,674 |
$96,575,484 |
$934 |
$37,008,611 |
$45,790,074 |
47.41% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.29% |
9,523 |
$13,157,274 |
$13,357,574 |
$0 |
$10,052,550 |
$9,958,854 |
74.56% |
| Missouri Total |
100.00% |
240,423 |
$306,889,507 |
$315,689,351 |
$0 |
$234,062,536 |
$236,918,393 |
75.05% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
197 |
$10,900 |
$16,404 |
$0 |
$10,503 |
$13,191 |
80.41% |
| Missouri Total |
100.00% |
154,667 |
$30,619,082 |
$31,023,371 |
$0 |
$14,308,840 |
$14,935,114 |
48.14% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
1,709 |
$611,115 |
$3,100 |
$28,196 |
$238,037 |
5.12% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,411 |
$528,135 |
$0 |
$206,067 |
$74,496 |
39.02% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
21 |
$0 |
$0 |
$46,797 |
$0 |
|
| Missouri Total |
100.00% |
50,279 |
$240,866,934 |
$307,035 |
$168,874,196 |
$0 |
70.11% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
2,285 |
$376,169 |
$31,517 |
$188,105 |
$8,560 |
58.38% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.97% |
25,660 |
$27,015,203 |
$26,768,982 |
$0 |
$17,969,771 |
$18,813,951 |
70.28% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
6,357 |
$5,148,770 |
$4,860,593 |
$0 |
$3,205,072 |
$3,608,895 |
74.25% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
816 |
$154,851 |
$0 |
$263,636 |
$39,092 |
170.25% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.74% |
19,303 |
$21,866,433 |
$21,908,389 |
$0 |
$14,764,699 |
$15,205,056 |
69.40% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
5,449 |
$1,537,191 |
$34,617 |
$469,165 |
$321,093 |
32.77% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
6,265 |
$1,692,042 |
$34,617 |
$732,801 |
$360,185 |
45.35% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |