Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.11% |
339,028 |
$16,039,214 |
$14,264,512 |
$0 |
$6,301,046 |
$5,862,833 |
41.10% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
53,606 |
$8,552,554 |
$7,689,054 |
$0 |
$4,492,973 |
$4,467,993 |
58.11% |
| Missouri Total |
100.00% |
568,697 |
$1,917,370,076 |
$1,910,925,820 |
$0 |
$1,618,916,943 |
$1,688,476,213 |
88.36% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.07% |
201,206 |
$76,217,698 |
$73,244,388 |
$0 |
$74,322,734 |
$67,031,762 |
91.52% |
| Missouri Total |
100.00% |
887,743 |
$304,149,820 |
$302,293,996 |
$0 |
$235,410,931 |
$228,848,506 |
75.70% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
0 |
$1,530,000 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
300,674 |
$554,165,812 |
$0 |
$165,238,004 |
$0 |
29.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.21% |
147,906 |
$30,968,340 |
$28,098,825 |
$0 |
$26,086,708 |
$23,591,023 |
83.96% |
| Missouri Total |
100.00% |
1,476,312 |
$377,327,672 |
$377,459,823 |
$1,669,126 |
$268,698,807 |
$280,075,073 |
74.20% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$225,281,330 |
$0 |
|
| Missouri Total |
100.00% |
12,727 |
$4,139,433 |
$355 |
$227,066,651 |
$3,640,197 |
5,485.45% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.75% |
51,390 |
$8,084,781 |
$6,718,834 |
$0 |
$4,038,331 |
$4,124,883 |
61.39% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.24% |
6,470 |
$8,008,107 |
$7,598,218 |
$0 |
$13,057,289 |
$9,398,090 |
123.69% |
| Missouri Total |
100.00% |
39,214 |
$36,002,529 |
$35,757,009 |
$0 |
$30,333,248 |
$37,733,428 |
105.53% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
14,799 |
$1,170,486 |
$0 |
$1,418,402 |
$0 |
121.18% |
| Missouri Total |
100.00% |
570,405 |
$1,615,422,696 |
$13,925,446 |
$1,239,854,345 |
$0 |
76.75% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.30% |
0 |
$14,499,341 |
$0 |
$181,242,050 |
$0 |
1,250.00% |
| Missouri Total |
100.00% |
371,923 |
$1,112,077,063 |
$0 |
$1,365,350,630 |
$0 |
122.77% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
18.80% |
28,152 |
$103,484,149 |
$0 |
$0 |
$61,232,324 |
0.00% |
| Missouri Total |
100.00% |
2,032,847 |
$550,552,584 |
$738,897 |
$604,147,103 |
$3,544,384,897 |
109.73% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
80.99% |
5,683 |
$95,529,702 |
$0 |
$16,478,222 |
$1,343,105 |
17.25% |
| Missouri Total |
100.00% |
54,974 |
$117,946,479 |
$0 |
$47,876,627 |
$404,099,425 |
40.59% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
17.36% |
2,730 |
$72,488,451 |
$0 |
$87,841,958 |
$0 |
121.18% |
| Missouri Total |
100.00% |
51,987 |
$417,563,026 |
$7,577 |
$657,252,267 |
$0 |
157.40% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.65% |
11,291 |
$9,547,048 |
$0 |
$45,595,226 |
$13,837,011 |
477.58% |
| Missouri Total |
100.00% |
18,198 |
$69,938,225 |
$0 |
$62,446,556 |
$15,502,271 |
89.29% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
26 |
$58,219 |
$57,973 |
$0 |
$9,364 |
$8,891 |
15.34% |
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5,976 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
38,769 |
$1,008,357,259 |
$0 |
$116,454,403 |
$0 |
11.55% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.94% |
1,378 |
$3,244,663 |
$3,307,011 |
$0 |
$2,548,686 |
$3,004,317 |
90.85% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
47 |
$1,400 |
$1,387 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.63% |
4,509 |
$9,238,969 |
$9,220,254 |
$0 |
$6,924,819 |
$3,746,579 |
40.63% |
| Missouri Total |
100.00% |
101,941 |
$199,078,023 |
$202,542,615 |
$157 |
$195,535,830 |
$227,614,609 |
112.38% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,028 |
$54,467 |
$58 |
$8,034,314 |
$0 |
14,750.90% |
| Missouri Total |
100.00% |
195,418 |
$2,351,384,549 |
$39,791,533 |
$1,374,219,086 |
$0 |
58.44% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
3,424 |
$973,607 |
$217,717 |
$2,891,861 |
$490,950 |
319.39% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.39% |
1,055 |
$10,869,945 |
$0 |
$2,988,890 |
$102,482 |
27.50% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
7,572 |
$536,844 |
$0 |
$78,472,656 |
$0 |
14,617.40% |
| Missouri Total |
100.00% |
267,107 |
$1,971,172,498 |
$629,776 |
$3,611,994,065 |
$0 |
183.24% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.46% |
2,970 |
$3,214,675 |
$0 |
$6,663,336 |
$427,306 |
207.28% |
| Missouri Total |
100.00% |
80,134 |
$219,739,525 |
$5,495,929 |
$260,475,484 |
$442,284,347 |
118.54% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
61,695 |
$3,023,127 |
$9,265,483 |
$50,616,196 |
$1,280,102 |
1,980.79% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
805,566 |
$160,413,945 |
$150,200,456 |
$0 |
$137,781,950 |
$121,236,371 |
80.72% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.78% |
799,606 |
$147,870,694 |
$137,613,831 |
$0 |
$128,299,081 |
$114,476,584 |
83.19% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.64% |
62,655 |
$298,249,177 |
$0 |
$557,857,188 |
$76,412,440 |
187.04% |
| Missouri Total |
100.00% |
3,637,342 |
$4,494,793,762 |
$14,676,164 |
$4,458,070,047 |
$4,176,873,652 |
99.18% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
5,960 |
$12,543,251 |
$12,586,625 |
$0 |
$9,482,869 |
$6,759,787 |
53.71% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
83,720 |
$18,672,665 |
$9,483,258 |
$149,667,253 |
$2,300,840 |
852.32% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.21% |
146,375 |
$316,921,842 |
$9,483,258 |
$707,524,441 |
$78,713,280 |
226.24% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |