Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.16% |
304,899 |
$13,447,547 |
$11,901,517 |
$0 |
$7,706,438 |
$9,487,741 |
79.72% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
51,343 |
$7,641,456 |
$6,958,058 |
$0 |
$2,290,401 |
$4,127,653 |
59.32% |
| Missouri Total |
100.00% |
698,783 |
$2,275,244,451 |
$2,274,620,063 |
$0 |
$1,939,841,747 |
$1,952,518,479 |
85.84% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.18% |
185,279 |
$72,253,610 |
$68,544,172 |
$0 |
$66,325,228 |
$71,118,787 |
103.76% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.82% |
135,270 |
$24,259,932 |
$21,119,772 |
$0 |
$22,130,828 |
$23,710,207 |
112.27% |
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$914,912,189 |
$0 |
|
| Missouri Total |
100.00% |
12,909 |
$4,433,309 |
$268 |
$918,427,157 |
$3,538,983 |
20,716.50% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.34% |
46,561 |
$6,599,575 |
$6,131,979 |
$0 |
$4,353,345 |
$4,722,714 |
77.02% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
20.84% |
6,718 |
$8,111,025 |
$7,548,340 |
$0 |
$8,909,126 |
$931,326 |
12.34% |
| Missouri Total |
100.00% |
42,810 |
$38,914,899 |
$36,166,316 |
$0 |
$27,489,592 |
$22,894,600 |
63.30% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.12% |
14,807 |
$-1,654,865 |
$0 |
$-256,791,440 |
$0 |
15,517.36% |
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.54% |
0 |
$17,673,015 |
$0 |
$157,177,769 |
$0 |
889.37% |
| Missouri Total |
100.00% |
370,139 |
$1,147,445,457 |
$0 |
$1,534,936,045 |
$0 |
133.77% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.10% |
28,512 |
$127,826,200 |
$0 |
$0 |
$56,330,707 |
0.00% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
41.47% |
6,022 |
$15,181,334 |
$0 |
$-669,051,150 |
$1,419,794 |
-4,407.06% |
| Missouri Total |
100.00% |
50,951 |
$36,609,553 |
$0 |
$-644,224,352 |
$365,024,573 |
-1,759.72% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
2,887 |
$2,230,095 |
$0 |
$346,051,801 |
$0 |
15,517.36% |
| Missouri Total |
100.00% |
115,545 |
$601,462,099 |
$6,064 |
$1,207,887,377 |
$0 |
200.83% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
63.66% |
11,041 |
$9,389,800 |
$0 |
$34,328,418 |
$12,916,405 |
365.59% |
| Missouri Total |
100.00% |
18,707 |
$14,748,984 |
$0 |
$42,116,331 |
$14,811,624 |
285.55% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
31 |
$88,315 |
$30,213 |
$0 |
$2,365 |
$2,446 |
8.10% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6,188 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
36,575 |
$91,645,557 |
$0 |
$57,203,456 |
$0 |
62.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.01% |
1,444 |
$3,394,969 |
$3,426,219 |
$0 |
$2,095,476 |
$783,184 |
22.86% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
47 |
$977 |
$1,004 |
$0 |
$24 |
$23 |
2.29% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.58% |
4,635 |
$9,499,097 |
$9,494,429 |
$0 |
$5,824,365 |
$5,521,406 |
58.15% |
| Missouri Total |
100.00% |
106,276 |
$207,548,649 |
$211,856,320 |
$37 |
$190,154,744 |
$194,051,268 |
91.60% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,145 |
$31,255 |
$9 |
$4,297,453 |
$0 |
13,749.68% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.29% |
3,873 |
$7,849,057 |
$286,730 |
$2,337,203 |
$543,026 |
33.43% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,100 |
$370,439 |
$0 |
$2,934,469 |
$103,212 |
792.16% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
8,174 |
$926,870 |
$0 |
$127,012,216 |
$0 |
13,703.35% |
| Missouri Total |
100.00% |
242,129 |
$2,260,901,165 |
$549,788 |
$4,707,625,569 |
$0 |
208.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
3,174 |
$573,941 |
$0 |
$8,654,542 |
$473,561 |
1,507.91% |
| Missouri Total |
100.00% |
69,032 |
$236,256,648 |
$3,823,558 |
$257,484,207 |
$98,971,734 |
108.98% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.10% |
65,923 |
$9,655,905 |
$12,113,073 |
$50,241,512 |
$1,347,634 |
645.77% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
736,227 |
$145,296,503 |
$135,155,703 |
$0 |
$119,637,596 |
$120,405,487 |
89.09% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.74% |
730,070 |
$132,313,145 |
$122,203,838 |
$0 |
$111,715,366 |
$114,098,428 |
93.37% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.88% |
63,269 |
$170,645,579 |
$0 |
$526,627,587 |
$70,666,906 |
308.61% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
6,157 |
$12,983,358 |
$12,951,865 |
$0 |
$7,922,230 |
$6,307,059 |
48.70% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
89,577 |
$19,407,467 |
$12,399,812 |
$195,477,395 |
$2,467,433 |
1,071.12% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.55% |
152,846 |
$190,053,046 |
$12,399,812 |
$722,104,982 |
$73,134,339 |
386.47% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |