Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.09% |
255,560 |
$10,600,300 |
$9,806,037 |
$0 |
$5,389,775 |
$5,743,953 |
58.58% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
20,777 |
$6,894,537 |
$6,446,559 |
$0 |
$1,820,747 |
$382,778 |
5.94% |
| Missouri Total |
100.00% |
652,091 |
$2,802,941,279 |
$2,843,353,090 |
$0 |
$2,427,601,371 |
$2,423,510,593 |
85.23% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.73% |
198,614 |
$70,901,927 |
$68,580,601 |
$0 |
$59,234,961 |
$60,194,145 |
87.77% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.94% |
120,861 |
$22,526,662 |
$20,882,424 |
$0 |
$14,484,732 |
$14,663,787 |
70.22% |
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$167,873,989 |
$0 |
|
| Missouri Total |
100.00% |
16,997 |
$4,773,219 |
$752 |
$172,517,078 |
$86,114 |
3,614.27% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.22% |
37,219 |
$5,322,290 |
$5,079,203 |
$0 |
$3,493,184 |
$3,546,485 |
69.82% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.91% |
7,231 |
$8,510,766 |
$7,727,473 |
$0 |
$10,319,843 |
$10,441,655 |
135.12% |
| Missouri Total |
100.00% |
42,613 |
$37,143,761 |
$34,484,674 |
$0 |
$28,974,512 |
$34,636,900 |
100.44% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
684 |
$1,762,476 |
$0 |
$2,856,277 |
$0 |
162.06% |
| Missouri Total |
100.00% |
294,753 |
$1,481,250,264 |
$9,237,832 |
$763,375,602 |
$0 |
51.54% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.60% |
0 |
$16,552,184 |
$0 |
$148,281,551 |
$0 |
895.84% |
| Missouri Total |
100.00% |
189,822 |
$1,033,448,489 |
$0 |
$1,312,784,723 |
$0 |
127.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.27% |
32,581 |
$70,133,029 |
$0 |
$0 |
$49,515,402 |
0.00% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
59.14% |
6,806 |
$36,630,261 |
$0 |
$14,703,976 |
$1,685,274 |
40.14% |
| Missouri Total |
100.00% |
39,454 |
$61,941,498 |
$39 |
$45,254,327 |
$5,952,492 |
73.06% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.42% |
3,343 |
$49,946,746 |
$0 |
$80,943,926 |
$0 |
162.06% |
| Missouri Total |
100.00% |
114,751 |
$530,408,432 |
$5,077 |
$962,761,975 |
$0 |
181.51% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
29.56% |
12,095 |
$9,384,471 |
$0 |
$43,099,053 |
$13,406,118 |
459.26% |
| Missouri Total |
100.00% |
16,976 |
$31,751,093 |
$0 |
$66,288,466 |
$15,097,811 |
208.78% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
32 |
$117,408 |
$47,891 |
$0 |
$13,768 |
$14,039 |
29.31% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6,448 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
36,247 |
$99,623,113 |
$0 |
$99,999,733 |
$0 |
100.38% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.15% |
1,622 |
$3,712,833 |
$3,749,014 |
$0 |
$1,752,954 |
$2,525,646 |
67.37% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
66 |
$3,505 |
$3,483 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.63% |
4,875 |
$9,742,905 |
$9,731,161 |
$0 |
$5,271,745 |
$8,552,287 |
87.89% |
| Missouri Total |
100.00% |
111,307 |
$210,293,108 |
$206,489,953 |
$0 |
$214,673,832 |
$251,441,454 |
121.77% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,387 |
$6,842 |
$59 |
$565,297 |
$0 |
8,263.02% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
6,167 |
$2,966,674 |
$403,801 |
$3,212,638 |
$759,068 |
121.90% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
1,249 |
$4,640,173 |
$0 |
$1,098,035 |
$114,827 |
23.66% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
9,857 |
$1,480,592 |
$0 |
$122,239,501 |
$0 |
8,256.12% |
| Missouri Total |
100.00% |
262,921 |
$1,969,980,345 |
$572,284 |
$4,358,601,976 |
$0 |
221.25% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
3,530 |
$1,201,717 |
$0 |
$10,252,419 |
$515,436 |
853.15% |
| Missouri Total |
100.00% |
75,076 |
$243,335,956 |
$4,015,116 |
$244,113,524 |
$20,857,544 |
100.32% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.58% |
74,559 |
$12,708,251 |
$14,838,711 |
$85,152,838 |
$1,407,031 |
786.82% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
646,857 |
$138,333,133 |
$132,053,846 |
$0 |
$101,781,709 |
$106,064,775 |
80.32% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.60% |
640,262 |
$124,756,482 |
$118,522,297 |
$0 |
$94,743,242 |
$94,972,803 |
80.13% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.32% |
55,509 |
$184,409,167 |
$0 |
$457,758,772 |
$64,606,794 |
248.23% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
6,595 |
$13,576,651 |
$13,531,549 |
$0 |
$7,038,467 |
$11,091,972 |
81.97% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
103,197 |
$23,004,249 |
$15,242,571 |
$222,520,728 |
$2,796,362 |
1,033.56% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.84% |
158,706 |
$207,413,416 |
$15,242,571 |
$680,279,500 |
$67,403,156 |
335.33% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |