Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.27% |
255,727 |
$9,118,362 |
$8,498,430 |
$0 |
$3,124,987 |
$3,316,237 |
39.02% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
18,291 |
$4,654,950 |
$3,872,398 |
$0 |
$1,114,920 |
$1,417,833 |
36.61% |
| Missouri Total |
100.00% |
594,620 |
$2,576,062,761 |
$2,588,216,058 |
$0 |
$2,283,759,066 |
$2,280,536,126 |
88.11% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.54% |
105,095 |
$53,851,003 |
$51,660,614 |
$0 |
$42,319,007 |
$43,054,241 |
83.34% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.27% |
146,820 |
$22,928,995 |
$21,803,131 |
$0 |
$21,125,426 |
$21,572,718 |
98.94% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$2,636,040 |
$0 |
|
| Missouri Total |
100.00% |
18,211 |
$5,083,883 |
$1,330 |
$7,691,394 |
$97,528 |
151.29% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.55% |
27,552 |
$3,505,734 |
$3,341,168 |
$0 |
$2,849,196 |
$2,931,697 |
87.74% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
20.87% |
7,501 |
$8,067,824 |
$6,679,661 |
$0 |
$7,377,963 |
$7,525,492 |
112.66% |
| Missouri Total |
100.00% |
45,270 |
$38,659,448 |
$37,225,358 |
$0 |
$24,820,971 |
$27,280,726 |
73.29% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
825 |
$2,288,497 |
$0 |
$73,936,776 |
$0 |
3,230.80% |
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.95% |
955 |
$18,648,814 |
$0 |
$158,772,956 |
$0 |
851.38% |
| Missouri Total |
100.00% |
70,874 |
$1,963,522,896 |
$0 |
$1,078,692,720 |
$0 |
54.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
19.03% |
32,581 |
$101,230,333 |
$0 |
$0 |
$48,654,965 |
0.00% |
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.19% |
7,243 |
$5,830,383 |
$0 |
$188,828,847 |
$2,962,817 |
3,238.70% |
| Missouri Total |
100.00% |
45,178 |
$38,377,947 |
$38 |
$214,229,102 |
$8,643,241 |
558.21% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
26.27% |
3,588 |
$154,023,331 |
$0 |
$1,098,562 |
$0 |
0.71% |
| Missouri Total |
100.00% |
111,069 |
$586,227,659 |
$3,676 |
$997,152,346 |
$0 |
170.10% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
40.61% |
11,754 |
$8,664,728 |
$0 |
$37,749,917 |
$12,984,909 |
435.67% |
| Missouri Total |
100.00% |
17,501 |
$21,338,429 |
$0 |
$58,095,261 |
$14,798,073 |
272.26% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
36 |
$84,473 |
$27,616 |
$0 |
$27,085 |
$29,275 |
106.01% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6,731 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.45% |
1,717 |
$3,860,601 |
$3,844,905 |
$0 |
$1,922,821 |
$3,498,769 |
91.00% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
391 |
$2,941 |
$2,909 |
$0 |
$513 |
$555 |
19.08% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.63% |
4,980 |
$9,820,962 |
$9,840,173 |
$0 |
$4,068,141 |
$7,040,578 |
71.55% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,556 |
$184,574 |
$58 |
$20,102,945 |
$0 |
10,891.57% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.77% |
5,560 |
$4,177,746 |
$404,421 |
$3,102,772 |
$695,026 |
83.95% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
1,336 |
$1,751,648 |
$0 |
$4,389,380 |
$122,799 |
250.59% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
10,869 |
$1,132,623 |
$0 |
$123,360,235 |
$0 |
10,891.55% |
| Missouri Total |
100.00% |
273,769 |
$1,579,684,923 |
$638,554 |
$3,680,614,002 |
$0 |
233.00% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.93% |
3,742 |
$3,569,405 |
$0 |
$6,091,002 |
$543,782 |
170.64% |
| Missouri Total |
100.00% |
79,973 |
$184,764,931 |
$5,303,033 |
$224,094,911 |
$22,036,496 |
121.29% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.64% |
81,205 |
$12,928,784 |
$15,194,337 |
$45,844,964 |
$1,592,208 |
472.12% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
568,110 |
$115,895,845 |
$109,571,005 |
$0 |
$83,930,059 |
$90,387,395 |
82.49% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.39% |
560,986 |
$102,126,868 |
$95,855,402 |
$0 |
$77,911,499 |
$79,818,218 |
83.27% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.42% |
56,946 |
$290,686,086 |
$0 |
$463,023,098 |
$64,602,691 |
159.29% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
7,124 |
$13,768,977 |
$13,715,603 |
$0 |
$6,018,560 |
$10,569,177 |
77.06% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
110,999 |
$23,744,780 |
$15,598,816 |
$202,891,298 |
$2,953,815 |
920.16% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.64% |
167,945 |
$314,430,866 |
$15,598,816 |
$665,914,396 |
$67,556,506 |
216.75% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |